Active BE 0798.234.873Private limited company

Regal Clinics

Lijsterbeslaan (Heide) 22 ·2920 Kalmthout, Belgium· 3 yrs active

Sector: Specialist medical practice (86220)

Conclusion Checked

Regal Clinics has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €22k. Its solvency ranks better than 16% of 6602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€36k
Net result	€22k
Better than sector	16%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 84

Profitability 100

Solvency 62

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

84 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 17-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 86, Human health activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	18.7%	66.7%	better than 16% of 6602 sector peers
Net result	€9k	€46k	better than 18% of 6596 sector peers
Equity	€14k	€79k	better than 15% of 6602 sector peers
Gross operating margin	€15k	€78k	better than 11% of 6604 sector peers
Total assets	€76k	€154k	better than 25% of 6605 sector peers

EBITDA

€31k

+114.0% 24-25

Net profit

€22k

+135.1% 24-25

Cash flow

€25k

+125.7% 24-25

Total assets

€98k

+28.6% 24-25

Equity

€36k

+153.1% 24-25

Working capital

€12k

- 24-25

Income taxes

€5k

+145.4% 24-25

Debt

€62k

0.0% 24-25

Debt ≤ 1y

€62k

0.0% 24-25

Current ratio

1.20

+45.5% 24-25

Quick ratio

0.66

+26.9% 24-25

Solvency

36.8%

+96.7% 24-25

Debt / equity

1.71

-60.5% 24-25

ROE

60.5%

-7.1% 24-25

ROA

22.3%

+82.8% 24-25

Interest coverage

100.46

+646.8% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€31k
Net profit	€22k
Cash flow	€25k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€98k
Equity	€36k
Debt	€62k
of which ≤ 1y	€62k
of which > 1y	-
Working capital	€12k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.20
Quick ratio	0.66
Working capital ratio	12.4%
Solvency	36.8%
Debt / equity	1.71
Long-term debt ratio	-
Interest coverage	100.46
Gross margin	-
Net margin	-
ROA	22.3%
ROE	60.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €24k · 24.4% Current assets €74k · 75.6%

Equity & liabilities

Equity €36k · 36.9% Debt €62k · 63.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€98k
Fixed assets	21/28	€24k
Intangible fixed assets	21	€7k
Tangible fixed assets	22/27	€13k
Financial fixed assets	28	€4k
Current assets	29/58	€74k
Stocks & contracts in progress	3	€34k
Cash & bank	54/58	€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€98k
Equity	10/15	€36k
Contributions / capital	10/11	€5k
Reserves	13	€31k
Amounts payable	17/49	€62k
Amounts payable within one year	42/48	€62k
Trade debts payable within one year	44	€24k
Income statement
Gross operating margin	9900	€31k
Operating result	9901	€28k
Financial income	75	€19
Financial charges	65	€306
Result before taxes	9903	€27k
Income taxes	67/77	€5k
Net result for the period	9904	€22k
Result to be appropriated	9905	€22k

Directors & mandates 1 directors

Current directors & mandates

EnRad B.V.Legal entity
Director· perm. rep.: Gijs Joannes Keeren
State Gazette act 26310990 (16-02-2026)

Current
16-02-2026 → present

Legal Structure

NACE primary	Specialist medical practice(86220)
Legal form	Private limited company(610)
Incorporation	08-02-2023
Status	Active
Postal code	2920

Establishment units 1 location

Regal Clinics

Heidestatiestraat (Heide) 45, 2920 KalmthoutSpecialist medical practice

since 20232.341.440.735

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11022F0006/00L020	Flanders	3,082 m²	1 · 371 m²	15.1 m
11662E0576/00A012	Flanders	2,130 m²	1 · 224 m²	11.3 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

All 4 NBB filing 2 State Gazette act 2

2023 2023: 1 State Gazette act 2024 2025 2025: 1 NBB filing 2026 2026: 1 State Gazette act, 1 NBB filing

2026

17-07-2026 NBB filing Annual accounts filed

fiscal year 2025 · micro schema

16-02-2026 State Gazette act Capital & shares

v3.2

2025

23-07-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

10-02-2023 State Gazette act Incorporation

oprichting

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Capital history · 1

16-02-2026

v3.2

All acts · 2 updated 6 months ago

2026

16-02-2026 Transaction in capital or shares Capital & shares

Summary: v3.2

Original publication ↗

Technical details

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  "events": [],
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  "act_meta": {
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    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0798.234.873",
    "name_full": "REGAL CLINICS",
    "legal_form": "BV"
  }
}

2023

10-02-2023 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Technical details

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  "kind": "oprichting",
  "seat": "2920 Kalmthout, Lijsterbeslaan 22",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "NAAKTGEBOREN Elmer",
        "niss": null,
        "address": "2920 Kalmthout, Lijsterbeslaan 22"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "NAAKTGEBOREN Elmer",
      "is_subscriber_only": false,
      "n_shares_subscribed": 90,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0798.234.873",
    "name_full": "Regal Clinics",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-02-08",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Specialist medical practice86220

Names & trade names

Legal nameNL

Regal Clinics

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