REDIUM
ActiveREDIUM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €3k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-41
Solvency100▲+11
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 1.62 in 2024), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
3.1%
Age of the figures
11 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
33 d early
2023
6 d early
2022
2 d early
2021
26 d early
2020
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 3.1%
2024 · €82k
2020: €6k
2021: €7k
2022: €117k
2023: €71k
2024: €82k
2020 → 2025
Total assets
€113k▼ 20.7%
2024 · €143k
2020: €52k
2021: €52k
2022: €158k
2023: €166k
2024: €143k
2020 → 2025
Net result
€3k▼ 66.2%
2024 · €10k
2020: €6k
2021: €1k
2022: €110k
2023: €4k
2024: €10k
2020 → 2025
Working capital
€53k▲ 50.8%
2024 · €35k
2020: €-953
2021: €-35k
2022: €62k
2023: €17k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€117k▲ 1,569%€71k▼ 39.1%€82k▲ 14.4%€79k▼ 3.1%
Operating result€3k-€144k▲ 4,311%€9k▼ 93.9%€17k▲ 94.8%€11k▼ 36.9%
Net result€1k-€110k▲ 9,913%€4k▼ 96.2%€10k▲ 146%€3k▼ 66.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€28k▼ 44.6%
Current assets
€85k▼ 7.5%
Equity and liabilities €113k
Equity
€79k▼ 3.1%
Debt
€34k▼ 44.3%
The debt ratio falls from 42.7% to 30.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€25k▼
2024 · €31k
Cash flow
€17k▼
2024 · €25k
Solvency
70.0%▲
2024 · 57.3%
Current ratio
2.66▲
2024 · 1.62
Quick ratio
1.64▲
2024 · 1.29
Debt / equity
0.43▼
2024 · 0.74
ROE
4.4%▼
2024 · 12.6%
ROA
3.1%▼
2024 · 7.2%
Interest coverage
26.62▼
2024 · 40.41
Debt
€34k▼
2024 · €61k
Debt ≤ 1 year
€32k▼
2024 · €57k
Income taxes
€4k▼
2024 · €6k
Staff costs
€7k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€113k▼
Fixed assets21/28€51k€28k▼
Tangible fixed assets22/27€42k€28k▼
Plant, machinery and equipment23€25k€21k▼
Furniture and vehicles24€17k€7k▼
Financial fixed assets28€9k-
Current assets29/58€92k€85k▼
Stocks and contracts in progress3€19k€33k▲
Stocks30/36€19k€33k▲
Amounts receivable within one year40/41€50k€31k▼
Trade receivables40€38k€28k▼
Other amounts receivable41€13k€3k▼
Cash at bank and in hand54/58€19k€7k▼
Deferred charges and accrued income490/1€4k€14k▲
Equity and liabilities
Total equity and liabilities10/49€143k€113k▼
Equity10/15€82k€79k▼
Contributions10/11€100€100=
Outside capital11€100€100=
Other1109/19€100€100=
Reserves13€81k€78k▼
Distributable reserves133€81k€78k▼
Profit (loss) carried forward14€278€761▲
Amounts payable17/49€61k€34k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€57k€32k▼
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€26k€19k▼
Suppliers440/4€26k€19k▼
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€6k-
Other amounts payable47/48€10k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€27k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€884€775▼
Gross operating margin9900€59k€32k▼
Operating profit (loss)9901€17k€11k▼
Financial charges65/66B€773€3k▲
Recurring financial charges65€773€921▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€16k€8k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Profit (loss) brought forward from the previous period14P€277€278▲
Transfer from equity791/2-€3k
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2020net €110k ▲9913%
Operating result €144k, net result €110k, both a record.
30-09
Financial
Liquidity times 12current ratio 2.54
Current ratio from 0.22 to 2.54; short-term debt falls from €45k to €41k.
30-09
Financial
Equity above €100kEq €117k ▲1569%
3 profitable years in a row build equity to €117k.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €1k ▼81.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert 1er(LEV) 467134 BincheGround area
1.5 ha
Building footprint
1,151 m²
Volume, LiDAR
5,506 m³
2 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Puits Salomon(GOT) 3, 7070 Le Roeulx
since 20192.291.082.491
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56043A0250/00D003 | Wallonia | 1.4 ha | 1 · 987 m² | 9.5 m · 1 fl. |
| 55542C0236/00F000 | Wallonia | 426 m² | 1 · 164 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIM LEYS CONSULTING
BE 0766.329.593
Lochristi · Eq €79k
Bietlot
BE 0462.470.660
Charleroi · Eq €79k
XAVAL
BE 0430.866.080
Ukkel · Eq €79k
PYX
BE 0524.940.640
Sint-Gillis (bij-Brussel) · Eq €79k
Beautemps
BE 1015.216.648
Lichtervelde · Eq €79k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,946 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.