Redbizz
ActiveSummary
The annual accounts of Redbizz for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €46k and a net result of €-53k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 14079 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-20
Solvency37▼-28
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.12 against 1.58 in 2024; short-term debt: 87.9% and cash: 4.9% of total assets), and 87.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-14%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
25 d late
2021
2 d late
2020
on the day
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 53.6%
2024 · €98k
2018: €-21k
2019: €44k
2020: €138k
2021: €182k
2022: €189k
2023: €93k
2024: €98k
2018 → 2025
Total assets
€375k▲ 51.6%
2024 · €247k
2018: €643k
2019: €627k
2020: €640k
2021: €481k
2022: €498k
2023: €331k
2024: €247k
2018 → 2025
Net result
€-53k
2024 · €5k
2018: €-51k
2019: €65k
2020: €94k
2021: €53k
2022: €8k
2023: €-96k
2024: €5k
2018 → 2025
Working capital
€39k▼ 54.3%
2024 · €86k
2018: €-40k
2019: €44k
2020: €223k
2021: €159k
2022: €168k
2023: €104k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€189k▲ 3.8%€93k▼ 50.7%€98k▲ 5.2%€46k▼ 53.6%
Operating result€85k-€77k▼ 8.5%€-86k€-79k▲ 8.5%€-53k▲ 33.1%
Net result€53k-€8k▼ 84.8%€-96k€5k€-53k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €53k in 2025 against €79k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€6k ▼ 48.9%
Current assets
€369k ▲ 56.9%
Equity and liabilities €375k
Equity
€46k ▼ 53.6%
Debt
€330k ▲ 121%
Debt's share of the balance-sheet total rises from 60.3% to 87.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-45k▲
2024 · €-77k
Cash flow
€-45k▼
2024 · €6k
Current ratio
1.12▼
2024 · 1.58
Quick ratio
0.17▼
2024 · 0.27
Debt to equity
7.24▲
2024 · 1.52
ROE
-115.6%▼
2024 · 4.9%
ROA
-14.0%▼
2024 · 2.0%
Interest coverage
-196.06▼
2024 · -5.64
Debt ≤ 1 year
€330k▲
2024 · €149k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€247k€375k▲
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Furniture and vehicles24€12k€6k▼
Current assets29/58€235k€369k▲
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Stocks and contracts in progress3€195k€314k▲
Stocks30/36€195k€314k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€0-
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€7k€18k▲
Deferred charges and accrued income490/1€473€286▼
Equity and liabilities
Total equity and liabilities10/49€247k€375k▲
Equity10/15€98k€46k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€43k€43k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-7k€-60k▼
Amounts payable17/49€149k€330k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€149k€330k▲
Financial debts43€218€0▼
Credit institutions430/8€218€0▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Advances received on contracts in progress46-€52k
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Remuneration and social security454/9€0-
Other amounts payable47/48€141k€267k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€3k€7k▲
Gross operating margin9900€-75k€-39k▲
Operating profit (loss)9901€-79k€-53k▲
Financial income75/76B€97k€329▼
Recurring financial income75€929€329▼
Non-recurring financial income76B€96k€0▼
Financial charges65/66B€14k€231▼
Recurring financial charges65€14k€231▼
Profit (loss) for the period before taxes9903€5k€-53k▼
Profit (loss) for the period9904€5k€-53k▼
Profit (loss) for the period to be appropriated9905€5k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-60k▼
Profit (loss) brought forward from the previous period14P€-12k€-7k▲
Transfer from equity791/2€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Equity above €150kEq €182k ▲31.8%
3 profitable years in a row build equity to €182k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €94k ▲44.8%
Operating result €144k, net result €94k, both a record.
30-09
Financial
Equity above €100kEq €138k ▲213%
2 profitable years in a row build equity to €138k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
Show earlier events
2019
30-09
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2001
Ground area
2,346 m²
Building footprint
909 m²
Volume, LiDAR
8,435 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Natiënlaan 137, 8300 Knokke-Heist
since 20012.093.195.761
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039A0119/00G003 | Flanders | 2,254 m² | 1 · 817 m² | 10.8 m · 3 fl. |
| 31013C0084/00_000 | Flanders | 92 m² | 1 · 92 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 3,205 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-04-2001
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.