READY4SALES
ActiveREADY4SALES has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €11k. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 6.01 in 2024; short-term debt: 25.5% and cash: 11.6% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
27 d early
2022
42 d early
2021
2 d early
2020
3 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 5.1%
2024 · €208k
2018: €10k
2019: €58k
2020: €82k
2021: €22k
2022: €87k
2023: €144k
2024: €208k
2018 → 2025
Total assets
€293k▲ 21.8%
2024 · €241k
2018: €35k
2019: €71k
2020: €97k
2021: €50k
2022: €103k
2023: €153k
2024: €241k
2018 → 2025
Net result
€11k▼ 83.3%
2024 · €64k
2018: €3k
2019: €49k
2020: €24k
2021: €17k
2022: €65k
2023: €56k
2024: €64k
2018 → 2025
Working capital
€135k▼ 18.0%
2024 · €165k
2018: €10k
2019: €55k
2020: €65k
2021: €174
2022: €35k
2023: €88k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€87k▲ 295%€144k▲ 64.6%€208k▲ 44.6%€219k▲ 5.1%
Operating result€25k-€93k▲ 279%€79k▼ 15.0%€95k▲ 20.1%€17k▼ 82.1%
Net result€17k-€65k▲ 295%€56k▼ 13.5%€64k▲ 13.6%€11k▼ 83.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€83k▲ 93.5%
Current assets
€210k▲ 6.2%
Equity and liabilities €293k
Equity
€219k▲ 5.1%
Debt
€75k▲ 127%
The debt ratio rises from 13.7% to 25.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▼
2024 · €102k
Cash flow
€19k▼
2024 · €71k
Solvency
74.5%▼
2024 · 86.3%
Current ratio
2.81▼
2024 · 6.01
Quick ratio
2.81▼
2024 · 6.01
Debt / equity
0.34▲
2024 · 0.16
ROE
4.9%▼
2024 · 30.8%
ROA
3.7%▼
2024 · 26.6%
Interest coverage
25.23▼
2024 · 30.67
Debt
€75k▲
2024 · €33k
Debt ≤ 1 year
€75k▲
2024 · €33k
Income taxes
€6k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€293k▲
Fixed assets21/28€43k€83k▲
Tangible fixed assets22/27€43k€83k▲
Plant, machinery and equipment23€1k€774▼
Furniture and vehicles24€371-
Other tangible fixed assets26€42k€83k▲
Current assets29/58€198k€210k▲
Amounts receivable within one year40/41€175k€176k▲
Trade receivables40€158k€142k▼
Other amounts receivable41€17k€34k▲
Cash at bank and in hand54/58€22k€34k▲
Equity and liabilities
Total equity and liabilities10/49€241k€293k▲
Equity10/15€208k€219k▲
Contributions10/11€6k€6k=
Reserves13€180k€180k=
Distributable reserves133€180k€180k=
Profit (loss) carried forward14€22k€33k▲
Amounts payable17/49€33k€75k▲
Amounts payable within one year42/48€33k€75k▲
Current portion of amounts payable after more than one year42-€30k
Trade debts44€13k€30k▲
Suppliers440/4€13k€30k▲
Taxes, remuneration and social security45€20k-
Taxes450/3€20k-
Other amounts payable47/48-€15k
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€105k€27k▼
Operating profit (loss)9901€95k€17k▼
Financial income75/76B€100€954▲
Recurring financial income75€100€954▲
Financial charges65/66B€3k€997▼
Recurring financial charges65€3k€997▼
Profit (loss) for the period before taxes9903€92k€17k▼
Income taxes67/77€27k€6k▼
Profit (loss) for the period9904€64k€11k▼
Profit (loss) for the period to be appropriated9905€64k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€33k▼
Profit (loss) brought forward from the previous period14P€18k€22k▲
Transfer to equity691/2€60k-
To other reserves6921€60k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €208k ▲44.6%
7 profitable years in a row build equity to €208k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 10.14
Current ratio from 3.32 to 10.14; short-term debt falls from €15k to €10k.
31-12
Financial
Equity above €100kEq €144k ▲64.6%
6 profitable years in a row build equity to €144k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €65k ▲295%
Net result €65k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.32
Current ratio from 1.01 to 3.32; short-term debt falls from €28k to €15k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 5.24
Current ratio from 1.39 to 5.24; short-term debt falls from €25k to €13k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevenstraat 1013900 PeltGround area
896 m²
Building footprint
136 m²
Volume, LiDAR
108 m³
Parcel 72029B0912/00G000, Flanders · tallest building 3.4 m. Linked by address, not a title deed.
1 establishment unit
READY4SALES
since 20082.176.276.063
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029B0912/00G000 | Flanders | 896 m² | 1 · 136 m² | 3.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450014A7E9DC0UEB53
Similar companies · same sector, comparable size
CLIF - CONSULT
BE 0448.903.726
Brugge · Eq €219k
NET CONSULTING
BE 0782.704.975
Elsene · Eq €218k
SYNERGY CONSULTING
BE 0860.472.944
Machelen (Brab.) · Eq €219k
PROFIT+
BE 0874.517.158
Kortrijk · Eq €218k
RAAKLIJN
BE 0415.672.714
Brugge · Eq €219k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2008
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
46500Wholesale of information and communication equipment
46510Wholesale trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.