REA
ActiveREA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €17k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 14.16 against 14.56 in 2024; short-term debt: 5.5% and cash: 73.4% of total assets), and 5.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
43 d late
2023
64 d late
2022
24 d late
2021
61 d late
2020
86 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€152k▲ 12.4%
2024 · €135k
2018: €57k
2019: €86k
2020: €89k
2021: €92k
2022: €96k
2023: €116k
2024: €135k
2018 → 2025
Total assets
€161k▲ 11.1%
2024 · €145k
2018: €132k
2019: €240k
2020: €223k
2021: €284k
2022: €144k
2023: €142k
2024: €145k
2018 → 2025
Net result
€17k▼ 12.5%
2024 · €19k
2018: €10k
2019: €29k
2020: €3k
2021: €23k
2022: €4k
2023: €25k
2024: €19k
2018 → 2025
Working capital
€115k▲ 16.6%
2024 · €99k
2018: €51k
2019: €188k
2020: €178k
2021: €210k
2022: €102k
2023: €107k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€96k▲ 4.5%€116k▲ 20.1%€135k▲ 16.4%€152k▲ 12.4%
Operating result€26k-€9k▼ 67.1%€33k▲ 285%€27k▼ 17.7%€24k▼ 12.6%
Net result€23k-€4k▼ 82.3%€25k▲ 515%€19k▼ 25.1%€17k▼ 12.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€36k▼ 4.8%
Current assets
€124k▲ 16.8%
Equity and liabilities €161k
Equity
€152k▲ 12.4%
Debt
€9k▼ 6.0%
The debt ratio falls from 6.7% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €37k
Cash flow
€27k▼
2024 · €29k
Solvency
94.3%▲
2024 · 93.3%
Current ratio
14.16▼
2024 · 14.56
Quick ratio
14.16▼
2024 · 14.56
Debt / equity
0.06▼
2024 · 0.07
ROE
11.0%▼
2024 · 14.1%
ROA
10.4%▼
2024 · 13.2%
Interest coverage
56.36▲
2024 · 32.40
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€161k▲
Fixed assets21/28€38k€36k▼
Tangible fixed assets22/27€38k€36k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€32k€32k▲
Financial fixed assets28€50€50=
Current assets29/58€106k€124k▲
Amounts receivable within one year40/41€67k€6k▼
Trade receivables40€5k-
Other amounts receivable41€62k€6k▼
Cash at bank and in hand54/58€36k€118k▲
Deferred charges and accrued income490/1€4k€481▼
Equity and liabilities
Total equity and liabilities10/49€145k€161k▲
Equity10/15€135k€152k▲
Contributions10/11€19k€19k=
Reserves13€116k€133k▲
Tax-exempt reserves132€20k€20k=
Distributable reserves133€96k€113k▲
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€7k€9k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€615€3k▲
Taxes450/3€615€681▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€2k€312▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€38k€35k▼
Operating profit (loss)9901€27k€24k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€604▼
Recurring financial charges65€1k€604▼
Profit (loss) for the period before taxes9903€26k€23k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€19k€17k▼
Profit (loss) for the period to be appropriated9905€19k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€17k▼
Transfer to equity691/2€19k€17k▼
To other reserves6921€19k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €152k ▲12.4%
8 profitable years in a row build equity to €152k.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 43 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 14.56
Current ratio from 5.47 to 14.56; short-term debt falls from €24k to €7k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 64 days late
2023
31-12
Financial
Equity above €100kEq €116k ▲20.1%
6 profitable years in a row build equity to €116k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 86 days late
2020
31-12
Financial
Weakest financial yearnet €3k ▼91.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
Financial
Highest result since 2018net €29k ▲205%
Net result €29k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 6.12
Current ratio from 2.91 to 6.12.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valaarstraat 1542610 AntwerpenGround area
262 m²
Building footprint
119 m²
Volume, LiDAR
681 m³
Parcel 11462A0128/00C009, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Valaarstraat 154, 2610 Antwerpen
since 20002.101.119.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0128/00C009 | Flanders | 261 m² | 1 · 119 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,250 EUR awarded · 1,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 750 EUR | 750 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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Of 4,011 companies in sector 43310 we hold annual accounts for 1,746. 1,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2000
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.