Active BE 0827.830.266Private limited company

RDC GROUP

Van der Schuerenstraat(Ned) 15 ·9400 Ninove, Belgium· 16 yrs active

Sector: Agents in the wholesale of textiles, clothing, fur, footwear and leather goods (46160)

Conclusion Checked

RDC GROUP has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €630k and a net result of €-812. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 64% of 7728 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€630k
Net result	€-812
Staff (FTE)	13.5
Better than sector	64%

Financial profile 5 of 5 axes measured · computed by Checked

64 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 70

Profitability 0

Solvency 98

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2010, 16 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

70 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€45k

estimate, not credit advice

Score history

86 2022

86 2023

86 2024

70 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.29 (≥ 1.5) +10

Quick ratio Quick ratio 2.29 (≥ 1.0) +5

Leverage Debt/equity 0.72 (< 1.0) +10

Profitability Negatieve ROE 0% -10

Interest coverage Interest coverage 5.0× (≥ 3×) +8

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview15 NBB filings

Annual accounts filed on 15-07-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 4 fiscal years (±1.6%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	58.1%	44.7%	better than 64% of 7728 sector peers
Net result	€-812	€31k	better than 24% of 7722 sector peers
Equity	€630k	€398k	better than 62% of 7736 sector peers
Gross operating margin	€477k	€211k	better than 70% of 7708 sector peers
Staff costs	€456k	€189k	higher than 75% of 4872 sector peers

EBITDA

€19k

-26.9% 22-25

Net profit

€-812

- 22-25

Cash flow

€15k

-28.9% 22-25

Total assets

€1.08M

-1.8% 22-25

Equity

€630k

-0.1% 22-25

Working capital

€583k

-1.3% 22-25

Employees (FTE)

14

-6.3% 22-25

Staff costs

€456k

-1.7% 22-25

Income taxes

€804

-79.7% 22-25

Dividends

€17k

- 22-25

Debt

€455k

-4.1% 22-25

Debt ≤ 1y

€450k

-5.1% 22-25

Current ratio

2.29

+2.2% 22-25

Quick ratio

2.29

+2.2% 22-25

Solvency

58.1%

+1.7% 22-25

Debt / equity

0.72

-4.0% 22-25

ROE

-0.1%

- 22-25

ROA

-0.1%

- 22-25

Interest coverage

5.00

-70.0% 22-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022
Deposit	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema
Revenue	-	-	-	-
EBITDA	€19k	€26k	€65k	€383k
Net profit	€-812	€6k	€35k	€186k
Cash flow	€15k	€21k	€49k	€208k
Staff costs	€456k	€464k	€474k	€613k
Income taxes	€804	€4k	€19k	€99k
Dividends	-	-	-	€17k
Total assets	€1.08M	€1.10M	€1.19M	€1.43M
Equity	€630k	€630k	€624k	€589k
Debt	€455k	€474k	€567k	€845k
of which ≤ 1y	€450k	€474k	€567k	€845k
of which > 1y	-	-	-	-
Working capital	€583k	€591k	€584k	€555k
Employees (FTE)	13.5	14.4	12.8	13.9

Ratios (computed)

	2025	2024	2023	2022
Current ratio	2.29	2.25	2.03	1.66
Quick ratio	2.29	2.25	2.03	1.66
Working capital ratio	53.8%	53.5%	49.0%	38.7%
Solvency	58.1%	57.1%	52.4%	41.1%
Debt / equity	0.72	0.75	0.91	1.43
Long-term debt ratio	-	-	-	-
Interest coverage	5.00	16.66	144.21	4.80
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	-0.1%	0.6%	2.9%	12.9%
ROE	-0.1%	1.0%	5.6%	31.5%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €51k · 4.7% Current assets €1.03M · 95.3%

Equity & liabilities

Equity €630k · 58.1% Debt €455k · 41.9%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.08M	€1.10M	€1.19M	€1.43M
Fixed assets	21/28	€51k	€40k	€40k	€34k
Tangible fixed assets	22/27	€51k	€40k	€40k	€34k
Current assets	29/58	€1.03M	€1.07M	€1.15M	€1.40M
Amounts receivable within one year	40/41	€864k	€1.05M	€974k	€1.37M
Cash & bank	54/58	€167k	€13k	€178k	€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.08M	€1.10M	€1.19M	€1.43M
Equity	10/15	€630k	€630k	€624k	€589k
Contributions / capital	10/11	€75k	€75k	€75k	€75k
Reserves	13	€555k	€555k	€549k	€514k
Accumulated profits (losses)	14	€-812	-	-	-
Amounts payable	17/49	€455k	€474k	€567k	€845k
Amounts payable within one year	42/48	€450k	€474k	€567k	€845k
Trade debts payable within one year	44	€131k	€216k	€266k	€457k
Income statement
Gross operating margin	9900	€477k	€498k	€542k	€771k
Operating result	9901	€4k	€12k	€51k	€361k
Financial income	75	€210	€40	€3k	€4k
Financial charges	65	€4k	€2k	€453	€80k
Result before taxes	9903	€-8	€10k	€54k	€285k
Income taxes	67/77	€804	€4k	€19k	€99k
Net result for the period	9904	€-812	€6k	€35k	€186k
Result to be appropriated	9905	€-812	€6k	€35k	€186k

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (23478502). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

Caroline De Coker
Director
State Gazette act 23478502 (28-12-2023)

Current
28-12-2023 → present
2 events
- 28-12-2023 Resigned· Director
- 28-12-2023 Appointed· Director
Peter Reychler
Director
State Gazette act 23478502 (28-12-2023)

Current
28-12-2023 → present
Philippe De Coker
Director
State Gazette act 23478502 (28-12-2023)

Current
28-12-2023 → present
2 events
- 28-12-2023 Resigned· Director
- 28-12-2023 Appointed· Director

Legal Structure

NACE primary	Agents in the wholesale of textiles, clothing, fur, footwear and leather goods(46160)
Legal form	Private limited company(610)
Incorporation	14-07-2010
Status	Active
Postal code	9400

Establishment units 1 location

RDC GROUP

Van der Schuerenstraat(Ned) 15, 9400 NinoveAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20102.189.870.416

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41044B1009/00W000	Flanders	25 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €-812 ▼113%

Net result drops to €-812, the lowest in the series.

16-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

21-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

28-12

State Gazette act Director changes

Jeroom Creytens

31-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

04-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

14-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

09-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

17-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

26-07

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

26-07

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

28-12-2023 3 directors appointed, 2 resigning Director changes·Jeroom Creytens

Peter Reychler, Bestuurder
Philippe De Coker, Bestuurder
Caroline De Coker, Bestuurder
Philippe De Coker, Bestuurder
Caroline De Coker, Bestuurder

Notary: Jeroom Creytens · Ninove

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Agents in the wholesale of textiles, clothing, fur, footwear and leather goods46160Wholesale of clothing, excluding workwear and underwear46423

Names & trade names

Legal nameNL

RDC GROUP

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