RDB AGENCY
Open bankruptcyA bankruptcy procedure is open for RDB AGENCY according to publications in the Belgian State Gazette; curator: MAGALI VANDENBOSSCHE. The 2023 annual accounts show equity of €42k and a net result of €29k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 01-07-2024, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d early
2022
30 d late
2021
106 d late
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€42k▼ 20.6%
2022 · €53k
2020: €39k
2021: €53k
2022: €53k
2020 → 2023
Total assets
€137k▼ 46.5%
2022 · €257k
2020: €65k
2021: €96k
2022: €257k
2020 → 2023
Net result
€29k▲ 30,427%
2022 · €95
2020: €32k
2021: €15k
2022: €95
2020 → 2023
Working capital
€15k▼ 0.6%
2022 · €15k
2020: €26k
2021: €20k
2022: €15k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222023Trend
Equity€39k-€53k▲ 38.0%€53k▲ 0.2%€42k▼ 20.6%
Operating result€51k-€19k▼ 62.7%€-869€36k
Net result€32k-€15k▼ 53.6%€95▼ 99.4%€29k▲ 30,427%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €36k after a loss of €869 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €137k
Fixed assets
€34k▼ 30.4%
Current assets
€103k▼ 50.3%
Equity and liabilities €137k
Equity
€42k▼ 20.6%
Debt
€95k▼ 53.3%
The debt ratio falls from 79.2% to 69.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€43k▲
2022 · €13k
Cash flow
€36k▲
2022 · €14k
Solvency
30.8%▲
2022 · 20.8%
Current ratio
1.17▲
2022 · 1.08
Quick ratio
1.17▲
2022 · 1.08
Debt / equity
2.25▼
2022 · 3.82
ROE
68.5%▲
2022 · 0.2%
ROA
21.1%▲
2022 · 0.0%
Interest coverage
19.43▲
2022 · 10.24
Debt
€95k▼
2022 · €204k
Debt ≤ 1 year
€88k▼
2022 · €193k
Debt > 1 year
€7k▼
2022 · €11k
Income taxes
€9k▲
2022 · €-575
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€257k€137k▼
Fixed assets21/28€49k€34k▼
Intangible fixed assets21€48k€10k▼
Tangible fixed assets22/27€1k€24k▲
Furniture and vehicles24€1k€24k▲
Current assets29/58€208k€103k▼
Amounts receivable within one year40/41€177k€53k▼
Trade receivables40€122k€8k▼
Other amounts receivable41€55k€45k▼
Cash at bank and in hand54/58€31k€50k▲
Deferred charges and accrued income490/1-€604
Equity and liabilities
Total equity and liabilities10/49€257k€137k▼
Equity10/15€53k€42k▼
Contributions10/11€12k€12k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€15k€4k▼
Amounts payable17/49€204k€95k▼
Amounts payable after more than one year17€11k€7k▼
Financial debts170/4€11k€7k▼
Amounts payable within one year42/48€193k€88k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€127k€6k▼
Suppliers440/4€127k€6k▼
Taxes, remuneration and social security45€48k€38k▼
Taxes450/3€47k€38k▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€13k€40k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€7k▼
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€19k€49k▲
Operating profit (loss)9901€-869€36k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-480€38k▲
Income taxes67/77€-575€9k▲
Profit (loss) for the period9904€95€29k▲
Profit (loss) for the period to be appropriated9905€95€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€44k▲
Profit (loss) brought forward from the previous period14P€15k€15k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-09
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · RDB AGENCY SRL TRAVERSE D’ESOPE 6, 1348 OTTIGNIES-LOUVAIN-LA-NEUVE · event 10-09-2026
28-08
State Gazette act
Registered officeGeneral meeting · Registered-office move · Email change3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Email change3 facts ▸
- General meeting, 2026-08-25
- Registered-office move, Traverse d'Esope 6, 1348 Ottignies-Louvain-la-Neuve
- Email change, rdbagency@gmail.com, 2026-08-25
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €95 ▼99.4%
Net result drops to €95, the lowest in the series.
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 106 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Traverse d'Esope 61348 Ottignies-Louvain-la-NeuveGround area
4,018 m²
Building footprint
1,281 m²
Volume, LiDAR
25,761 m³
2 parcels, Wallonia · tallest building 27.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Rue Jules Ruelle(S) 5, 7332 Saint-Ghislain
since 20202.302.941.237
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53073B1786/00F000 | Wallonia | 2,597 m² | 1 · 111 m² | 9.1 m · 2 fl. |
| 25386B0066/00C003 | Wallonia | 1,421 m² | 1 · 1,170 m² | 27.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MAGALI VANDENBOSSCHE DREVE RICHELLE 159/2
(HALL C), 1410 WATERLOO |
10-09-2026 → present |
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2020
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:rdbagency@gmail.com