RCPB TOOLS
ActiveSummary
RCPB TOOLS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.00M and a net result of €-142k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 145 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2026
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability11▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 10.43 against 4.61 in 2025; short-term debt: 8.1% and cash: 3.2% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
91%
Return on assets
-6.5%
Age of the figures
6 mo
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1920212223242526
2019 to 2026 · latest year €-142k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
45 d early
2025
71 d early
2024
5 d early
2023
3 d early
2022
on the day
2021
2 d late
2020
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-142k▲ 38.3%
2025 · €-230k
2019: €260k
2020: €315k
2021: €606k
2022: €429k
2023: €238k
2024: €-19k
2025: €-230k
2019 → 2026
Working capital
€1.67M▼ 1.3%
2025 · €1.70M
2019: €629k
2020: €708k
2021: €1.26M
2022: €1.56M
2023: €1.81M
2024: €1.83M
2025: €1.70M
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€2.16M-€2.40M▲ 11.1%€2.38M▼ 0.8%€2.15M▼ 9.7%€2.00M▼ 6.6%
Operating result€579k-€318k▼ 45.1%€-3k€-221k▼ 8,592%€-173k▲ 21.5%
Net result€429k-€238k▼ 44.4%€-19k€-230k▼ 1,141%€-142k▲ 38.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €173k in 2026 against €221k in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.20M
Fixed assets
€353k ▼ 26.8%
Current assets
€1.85M ▼ 14.5%
Equity and liabilities €2.20M
Equity
€2.00M ▼ 6.6%
Provisions
€22k ▼ 30.4%
Debt
€178k ▼ 62.2%
Debt's share of the balance-sheet total falls from 17.7% to 8.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-52k▲
2025 · €-89k
Cash flow
€-21k▲
2025 · €-98k
Current ratio
10.43▲
2025 · 4.61
Quick ratio
1.76▲
2025 · 1.14
Debt to equity
0.09▼
2025 · 0.22
ROE
-7.1%▲
2025 · -10.7%
ROA
-6.5%▲
2025 · -8.7%
Interest coverage
-5.49▼
2025 · -4.36
Debt ≤ 1 year
€178k▼
2025 · €470k
Staff costs
€302k▼
2025 · €379k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 54 lines
Balance sheet
Code20252026
Assets
Total assets20/58€2.65M€2.20M▼
Fixed assets21/28€482k€353k▼
Tangible fixed assets22/27€482k€353k▼
Land and buildings22€270k€205k▼
Plant, machinery and equipment23€176k€138k▼
Furniture and vehicles24€36k€10k▼
Current assets29/58€2.17M€1.85M▼
Stocks and contracts in progress3€1.63M€1.54M▼
Stocks30/36€1.63M€1.54M▼
Amounts receivable within one year40/41€306k€232k▼
Trade receivables40€19k€15k▼
Other amounts receivable41€287k€217k▼
Cash at bank and in hand54/58€219k€72k▼
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€2.65M€2.20M▼
Equity10/15€2.15M€2.00M▼
Contributions10/11€222k€222k=
Capital10€222k€222k=
Issued capital100€222k€222k=
Reserves13€83k€65k▼
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Tax-exempt reserves132€61k€43k▼
Profit (loss) carried forward14€1.84M€1.72M▼
Provisions and deferred taxes16€32k€22k▼
Deferred taxes168€32k€22k▼
Amounts payable17/49€470k€178k▼
Amounts payable within one year42/48€470k€178k▼
Current portion of amounts payable after more than one year42€197k-
Trade debts44€104k€102k▼
Suppliers440/4€104k€102k▼
Advances received on contracts in progress46€101k€38k▼
Taxes, remuneration and social security45€61k€38k▼
Taxes450/3€1k€120▼
Remuneration and social security454/9€60k€38k▼
Other amounts payable47/48€7k-
Income statement
Code20252026
Remuneration, social security and pensions62€379k€302k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132k€121k▼
Other operating charges640/8€52k€39k▼
Gross operating margin9900€342k€289k▼
Operating profit (loss)9901€-221k€-173k▲
Financial income75/76B€1k€31k▲
Recurring financial income75€1k€31k▲
Non-recurring financial income76B€1k€14▼
Financial charges65/66B€20k€10k▼
Recurring financial charges65€20k€10k▼
Profit (loss) for the period before taxes9903€-240k€-152k▲
Transfer from deferred taxes780€10k€10k=
Profit (loss) for the period9904€-230k€-142k▲
Transfer from tax-exempt reserves789€19k€19k=
Profit (loss) for the period to be appropriated9905€-212k€-124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.84M€1.72M▼
Profit (loss) brought forward from the previous period14P€2.05M€1.84M▼
Social balance
Average headcount (FTE)90879.58.4▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-03
Financial
Liquidity doublescurrent ratio 10.43
Current ratio from 4.61 to 10.43; short-term debt falls from €470k to €178k.
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Weakest financial yearnet €-230k
Net result drops to €-230k, the lowest in the series; recovery starts the following year.
2024
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Equity above €2MEq €2.16M ▲21.3%
4 profitable years in a row build equity to €2.16M.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
31-03
Financial
Highest result since 2019net €606k ▲92.3%
Operating result €857k, net result €606k, both a record.
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Equity above €1MEq €1.17M ▲22.5%
2 profitable years in a row build equity to €1.17M.
Show earlier events
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Clef(MEL) 48C4633 SoumagneGround area
5,441 m²
Building footprint
2,624 m²
Volume, LiDAR
17,060 m³
Parcel 62069C0187/00C004, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUBO Soumagne
since 20012.098.025.173
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0187/00C004 | Wallonia | 5,441 m² | 1 · 2,623 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSoumagne2.098.025.173
Similar companies · same sector, comparable size
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FRANCENNE B.
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Of 237 companies in sector 47522 we hold annual accounts for 139. 54 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-03-2001
Fiscal year end31-03
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
47522Retail trade
47523Retail trade
47525Retail trade
47526Retail trade
47527Retail trade
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.