RCAM
ActiveThe computed 12-month bankruptcy probability of RCAM is 2.3% (moderate). The 2025 annual accounts show equity of €7k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 191 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+30
Solvency27▼-14
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 27
Relative position
BE, all sectors
reference
Sector 27
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
13.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 191 sector peers (2025).
NBB · sector comparisonPosition among 191 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
81 d early
2024
29 d early
2023
28 d late
2022
on the day
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 87.5%
2024 · €56k
2021: €8k
2022: €56k
2023: €35k
2024: €56k
2021 → 2025
Total assets
€366k▲ 3.0%
2024 · €356k
2021: €13k
2022: €421k
2023: €333k
2024: €356k
2021 → 2025
Net result
€50k▲ 145%
2024 · €20k
2021: €6k
2022: €49k
2023: €-21k
2024: €20k
2021 → 2025
Working capital
€-54k▼ 504%
2024 · €-9k
2021: €8k
2022: €-276k
2023: €-34k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€56k▲ 616%€35k▼ 37.2%€56k▲ 57.7%€7k▼ 87.5%
Operating result€8k-€61k▲ 665%€-13k€35k€78k▲ 119%
Net result€6k-€49k▲ 661%€-21k€20k€50k▲ 145%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366k
Fixed assets
€292k▼ 4.5%
Current assets
€74k▲ 49.0%
Equity and liabilities €366k
Equity
€7k▼ 87.5%
Debt
€359k▲ 19.9%
The debt ratio rises from 84.3% to 98.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €50k
Cash flow
€64k▲
2024 · €35k
Solvency
1.9%▼
2024 · 15.7%
Current ratio
0.58▼
2024 · 0.85
Quick ratio
0.58▼
2024 · 0.85
Debt / equity
51.38▲
2024 · 5.36
ROE
716.7%▲
2024 · 36.6%
ROA
13.7%▲
2024 · 5.8%
Interest coverage
8.43▲
2024 · 3.56
Debt
€359k▲
2024 · €300k
Debt ≤ 1 year
€128k▲
2024 · €59k
Debt > 1 year
€231k▼
2024 · €241k
Income taxes
€17k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€366k▲
Fixed assets21/28€306k€292k▼
Tangible fixed assets22/27€306k€292k▼
Land and buildings22€305k€292k▼
Plant, machinery and equipment23€649€0▼
Current assets29/58€50k€74k▲
Amounts receivable within one year40/41€12k€41k▲
Trade receivables40€3k€38k▲
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€38k€33k▼
Deferred charges and accrued income490/1€147€0▼
Equity and liabilities
Total equity and liabilities10/49€356k€366k▲
Equity10/15€56k€7k▼
Contributions10/11€2k€2k=
Reserves13€55k€5k▼
Distributable reserves133€55k€5k▼
Profit (loss) carried forward14€-559€0▲
Amounts payable17/49€300k€359k▲
Amounts payable after more than one year17€241k€231k▼
Financial debts170/4€241k€231k▼
Amounts payable within one year42/48€59k€128k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€37k€108k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€449€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€50k€92k▲
Operating profit (loss)9901€35k€78k▲
Financial income75/76B€38€2▼
Recurring financial income75€38€2▼
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€22k€67k▲
Income taxes67/77€1k€17k▲
Profit (loss) for the period9904€20k€50k▲
Profit (loss) for the period to be appropriated9905€20k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-559€50k▲
Profit (loss) brought forward from the previous period14P€-21k€-559▲
Transfer from equity791/2-€54k
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7-€99k
Return on contributions (dividend)694-€99k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €50k ▲145%
Operating result €78k, net result €50k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼143%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neermolenweg 93670 OudsbergenGround area
516 m²
Building footprint
252 m²
Volume, LiDAR
1,560 m³
Parcel 72008B0042/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RCAM
since 20212.314.424.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72008B0042/00C000 | Flanders | 516 m² | 1 · 252 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAVEX
BE 1016.970.170
Sprimont · Eq €7k
AXXESSION
BE 0646.879.439
Herentals · Eq €8k
GOBCO
BE 0641.703.993
Waregem · Eq €12k
ACDC Systems
BE 0628.737.766
Brussel · Eq €14k
Light Eco Tech
BE 0695.419.130
Deerlijk · Eq €2k
Of 142 companies in sector 27900 we hold annual accounts for 103. 26 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2021
Fiscal year end31-12
Activities, NACEBEL
27900Manufacture of electrical equipment
28990Manufacture of machinery and equipment not elsewhere classified
32400Other manufacturing
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.