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RB CONSULT

Active
Private limited companyfounded 200323 yrs activeMoretuslei 7, 2930 Brasschaat, BelgiumKBO/BCE: BE 0479.312.434
Summary

RB CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332k and a net result of €9k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 85% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+34
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 18.81 against 14.92 in 2024; short-term debt: 2.2% and cash: 3.1% of total assets), and 14% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86%
Return on assets
2.4%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €332k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
1 d early
2023
7 d early
2022
2 d late
2021
5 d early
2020
32 d early
2019
on the day
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€332k▲ 2.9%
2024 · €323k
2018: €282k 2019: €286k 2020: €283k 2021: €276k 2022: €269k 2023: €264k 2024: €323k
2018 → 2025
Total assets
€386k▲ 2.3%
2024 · €378k
2018: €335k 2019: €341k 2020: €323k 2021: €321k 2022: €318k 2023: €315k 2024: €378k
2018 → 2025
Net result
€9k▼ 84.2%
2024 · €59k
2018: €-4k 2019: €-4k 2020: €-3k 2021: €1k 2022: €-7k 2023: €-5k 2024: €59k
2018 → 2025
Working capital
€154k▲ 6.6%
2024 · €145k
2018: €90k 2019: €87k 2020: €100k 2021: €94k 2022: €88k 2023: €85k 2024: €145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€276k-€269k▼ 2.7%€264k▼ 1.8%€323k▲ 22.3%€332k▲ 2.9%
Operating result€2k-€-6k€-3k▲ 43.8%€-6k▼ 82.4%€11k
Net result€1k-€-7k€-5k▲ 36.3%€59k€9k▼ 84.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €2k€2kNet result 2021: €1k€1kOperating result 2022: €-6k€-6kNet result 2022: €-7k€-7kOperating result 2023: €-3k€-3kNet result 2023: €-5k€-5kOperating result 2024: €-6k€-6kNet result 2024: €59k€59kOperating result 2025: €11k€11kNet result 2025: €9k€9k20212022202320242025€-20k€0€20k€40k€60kOperating result 2023: €-3k€-3.4kNet result 2023: €-5k€-4.8kOperating result 2024: €-6k€-6.3kNet result 2024: €59k€59kOperating result 2025: €11k€11kNet result 2025: €9k€9.3k202320242025
The operating result returns to profit in 2025: €11k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets €223k ▲ 0.4%
Current assets €163k ▲ 5.0%
Equity and liabilities €386k
Equity €332k ▲ 2.9%
Debt €54k ▼ 1.0%
Debt's share of the balance-sheet total falls from 14.5% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €-6k
Cash flow
€10k
2024 · €59k
Current ratio
18.81
2024 · 14.92
Debt to equity
0.16
2024 · 0.17
ROE
2.8%
2024 · 18.2%
ROA
2.4%
2024 · 15.6%
Interest coverage
8.28
2024 · -4.68
Debt ≤ 1 year
€9k
2024 · €10k
Debt > 1 year
€20k=
2024 · €20k
Income taxes
€255
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€378k€386k
Fixed assets21/28€223k€223k
Tangible fixed assets22/27-€946
Furniture and vehicles24-€946
Financial fixed assets28€223k€223k=
Current assets29/58€155k€163k
Amounts receivable within one year40/41€103€348
Other amounts receivable41€103€348
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€5k€12k
Equity and liabilities
Total equity and liabilities10/49€378k€386k
Equity10/15€323k€332k
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€390€390=
Profit (loss) carried forward14€300k€310k
Amounts payable17/49€55k€54k
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€10k€9k
Trade debts44€644€400
Suppliers440/4€644€400
Taxes, remuneration and social security45-€255
Taxes450/3-€255
Other amounts payable47/48€10k€8k
Accrued charges and deferred income492/3€24k€25k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66€264
Other operating charges640/8€739€924
Gross operating margin9900€-5k€12k
Operating profit (loss)9901€-6k€11k
Financial income75/76B€66k€0
Recurring financial income75€66k€0
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€59k€10k
Income taxes67/77€2€255
Profit (loss) for the period9904€59k€9k
Profit (loss) for the period to be appropriated9905€59k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€300k€310k
Profit (loss) brought forward from the previous period14P€242k€300k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Back to profitnet €59k
Net result €59k after 2 loss-making years.
23-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial Weakest financial yearnet €-7k ▼711%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
25-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €1k
Net result €1k after 3 loss-making years.
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Liquidity times 14current ratio 90.75
Current ratio from 6.42 to 90.75; short-term debt falls from €16k to €1k.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moretuslei 72930 Brasschaat
Ground area
1,491 m²
Building footprint
206 m²
Volume, LiDAR
487 m³
Parcel 11323F0088/00X003, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
rb consult
Moretuslei 7, 2930 BrasschaatNACE 7414201
since 20032.133.533.806
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11323F0088/00X003 Flanders 1,491 m² 1 · 206 m² 10.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600E1FV21X7YKVY22
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-01-2003
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.