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RAYMOND VANDERBECQ

Active
Private limited company (pre-2019)·Agenten en makelaars in bankdiensten· 16 yrs active
Rue Constantin Meunier 64 ·6001 Charleroi, Belgium
KBO/BCE: BE 0821.982.057
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Belgian State Gazette acts: 0 of 5 read
Age16 yrs
Real estate2 parcels · 1,370 m²

Summary

Conclusion

the dossier summarised in one paragraph

RAYMOND VANDERBECQ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 29 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 15-07-2025 16 d early 2025-00269734
31-12-2023 31-07-2024 30-07-2024 1 d early 2024-00304006
31-12-2022 31-07-2023 29-06-2023 32 d early 2023-00172832
31-12-2021 31-07-2022 22-07-2022 9 d early 2022-20215048
31-12-2020 31-07-2021 30-07-2021 1 d early 2021-45000234
31-12-2019 31-07-2020 05-08-2020 5 d late 2020-40200232
31-12-2018 31-07-2019 08-08-2019 8 d late 2019-44900317
31-12-2017 31-07-2018 14-08-2018 14 d late 2018-46600208
31-12-2016 31-07-2017 28-08-2017 28 d late 2017-49900232
31-12-2015 31-07-2016 29-08-2016 29 d late 2016-50300091

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 15-07-2025 2025-00269734
31-12-2023 micro 30-07-2024 2024-00304006
31-12-2022 micro 29-06-2023 2023-00172832
31-12-2021 micro 22-07-2022 2022-20215048
31-12-2020 micro 30-07-2021 2021-45000234
31-12-2019 micro 05-08-2020 2020-40200232
31-12-2018 micro 08-08-2019 2019-44900317
31-12-2017 micro 14-08-2018 2018-46600208
31-12-2016 micro 28-08-2017 2017-49900232
31-12-2015 volledig 29-08-2016 2016-50300091

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
RAYMOND VANDERBECQ
Place Verte 16, 7060 SoigniesAgenten en makelaars in bankdiensten
since 20102.192.823.867
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,370 m²
Buildings2
Building footprint176 m²
Volume (LiDAR)1,497 m³
Tallest building11.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52392C0031/00D004 Wallonia 1,297 m² 1 · 127 m² 9.4 m · 3 fl.
55402F0233/00G000 Wallonia 73 m² 1 · 49 m² 11.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Address history · 1
03-04-2014
v3.2
All acts · 5 updated 3 months ago
2026
27-05-2026 Merger · Accounting effect · Share transfer · Share distribution Open-capture extraction
  • Filing: 2026-05-19 · INVEST ASSUR
  • Publication: 2026-05-27 · INVEST ASSUR
  • Merger: date: 2026-03-10, type: absorptionproposed · RAYMOND VANDERBECQ
  • Accounting effect: 2026-01-01proposed · RAYMOND VANDERBECQ
  • Share transfer: shares: 100, percentage: 100proposed · INVEST ASSUR
  • Share distribution: action: annulées, shares: 100proposed · RAYMOND VANDERBECQ
  • Power of attorney: purpose: dépôt du présent texte au greffe aux fins de procéder à sa publication et signer tous documents utiles à cet égardproposed · INVEST ASSUR
  • Tax qualification: immunisation fiscaleproposed · RAYMOND VANDERBECQ
  • Act object: PROJET DE FUSION
Summary: Merger · Accounting effect · Share transfer · Share distribution
11-05-2026 Merger · Accounting effect · Share transfer · Share distribution Open-capture extraction
  • Filing: 2026-04-30 · RAYMOND VANDERBECQ
  • Publication: 2026-05-11 · RAYMOND VANDERBECQ
  • Merger: type: absorption, decision_date: 2026-03-10, accounting_effect_date: 2026-01-01proposed · RAYMOND VANDERBECQ
  • Accounting effect: 2026-01-01proposed · RAYMOND VANDERBECQ
  • Share transfer: shares: 100, percentage: 100proposed · INVEST ASSUR
  • Share distribution: action: annulées, shares: 100proposed · RAYMOND VANDERBECQ
  • Power of attorney: purpose: dépôt du présent texte au greffe aux fins de procéder à sa publication et signer tous documents utiles à cet égardproposed · RAYMOND VANDERBECQ
  • Tax qualification: immunisation fiscaleproposed · RAYMOND VANDERBECQ
  • Act object: PROJET DE FUSION
Summary: Merger · Accounting effect · Share transfer · Share distribution
2014
03-04-2014 Registered office moved from Ecaussinnes to Charleroi Registered-office change
  • Rue Lefort 21, 7190 Ecaussinnes → Rue Constantin Menmier 64, 6001 Charleroi
Summary: v3.2
2010
11-10-2010 Change in the board of directors Director changes
Summary: v3.2
08-01-2010 Incorporation of a new SNC Incorporation
Summary: oprichting

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 295 of the 1,683 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR RAYMOND VANDERBECQ
Registered office
Rue Constantin Meunier 64
6001 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.