Rational Business Solutions
ActiveRational Business Solutions has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €54k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 12.84 against 10.29 in 2024; short-term debt: 7.4% and cash: 87% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
24.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
52 d early
2023
64 d early
2022
13 d early
2021
16 d early
2020
45 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▼ 6.6%
2024 · €215k
2018: €165k
2019: €177k
2020: €214k
2021: €141k
2022: €154k
2023: €187k
2024: €215k
2018 → 2025
Total assets
€217k▼ 8.6%
2024 · €237k
2018: €181k
2019: €184k
2020: €230k
2021: €248k
2022: €179k
2023: €209k
2024: €237k
2018 → 2025
Net result
€54k▲ 3.1%
2024 · €52k
2018: €30k
2019: €16k
2020: €37k
2021: €15k
2022: €40k
2023: €48k
2024: €52k
2018 → 2025
Working capital
€190k▼ 9.0%
2024 · €208k
2018: €158k
2019: €172k
2020: €202k
2021: €131k
2022: €144k
2023: €180k
2024: €208k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€154k▲ 9.4%€187k▲ 21.4%€215k▲ 14.6%€200k▼ 6.6%
Operating result€23k-€56k▲ 144%€67k▲ 19.8%€68k▲ 1.9%€73k▲ 7.1%
Net result€15k-€40k▲ 159%€48k▲ 20.8%€52k▲ 9.0%€54k▲ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€11k▲ 75.2%
Current assets
€206k▼ 10.9%
Equity and liabilities €217k
Equity
€200k▼ 6.6%
Debt
€16k▼ 27.9%
The debt ratio falls from 9.5% to 7.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▲
2024 · €72k
Cash flow
€57k▲
2024 · €56k
Solvency
92.5%▲
2024 · 90.5%
Current ratio
12.84▲
2024 · 10.29
Quick ratio
12.84▲
2024 · 10.29
Debt / equity
0.08▼
2024 · 0.10
ROE
26.9%▲
2024 · 24.4%
ROA
24.9%▲
2024 · 22.1%
Interest coverage
439.00▲
2024 · 320.32
Debt
€16k▼
2024 · €22k
Debt ≤ 1 year
€16k▼
2024 · €22k
Income taxes
€21k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€217k▼
Fixed assets21/28€6k€11k▲
Tangible fixed assets22/27€6k€11k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€9k▲
Leasing and similar rights25€781-
Other tangible fixed assets26€318€238▼
Financial fixed assets28€87€87=
Current assets29/58€231k€206k▼
Amounts receivable within one year40/41€26k€13k▼
Trade receivables40€26k€13k▼
Current investments50/53€1k€2k▲
Cash at bank and in hand54/58€202k€188k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€237k€217k▼
Equity10/15€215k€200k▼
Contributions10/11€6k€6k=
Reserves13€208k€194k▼
Distributable reserves133€208k€194k▼
Amounts payable17/49€22k€16k▼
Amounts payable within one year42/48€22k€16k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€12k€13k▲
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€56€194▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€621€706▲
Gross operating margin9900€72k€77k▲
Operating profit (loss)9901€68k€73k▲
Financial income75/76B€7k€2k▼
Recurring financial income75€7k€2k▼
Financial charges65/66B€224€175▼
Recurring financial charges65€224€175▼
Profit (loss) for the period before taxes9903€75k€75k▼
Income taxes67/77€23k€21k▼
Profit (loss) for the period9904€52k€54k▲
Profit (loss) for the period to be appropriated9905€52k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€54k▲
Transfer from equity791/2€25k€68k▲
Transfer to equity691/2€52k€54k▲
To other reserves6921€52k€54k▲
Profit to be distributed694/7€25k€68k▲
Return on contributions (dividend)694€25k€68k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €54k ▲3.1%
Operating result €73k, net result €54k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €215k ▲14.6%
7 profitable years in a row build equity to €215k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 6.77
Current ratio from 2.22 to 6.77; short-term debt falls from €107k to €25k.
31-12
Financial
Equity above €150kEq €154k ▲9.4%
5 profitable years in a row build equity to €154k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €15k ▼57.9%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €214k ▲20.6%
3 profitable years in a row build equity to €214k.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 24.36
Current ratio from 11.20 to 24.36; short-term debt falls from €15k to €7k.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de la Masserée 121420 Braine-l'AlleudGround area
1,042 m²
Building footprint
207 m²
Volume, LiDAR
1,112 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Clos Ma Campagne 23, 1410 Waterloo
since 20002.093.576.437
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110C0323/00C002 | Wallonia | 786 m² | 1 · 127 m² | 4.9 m · 1 fl. |
| 25742H0705/00C000 | Wallonia | 256 m² | 1 · 80 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400KFEUPIB9AIH961
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Of 16,868 companies in sector 62100 we hold annual accounts for 8,779. 6,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-1999
Fiscal year end31-12
Abbreviation FR
R.B.S.
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.