RATCHET
ActiveRATCHET has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €808. Its solvency ranks better than 25% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency31
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98), and 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
1 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€17k
Net result
€808
Working capital
€-296
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €17k
Fixed assets
€4k
Current assets
€13k
Equity and liabilities €17k
Equity
€4k
Debt
€13k
Debt finances 77.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€1k
Solvency
22.6%
Current ratio
0.98
Quick ratio
0.98
Debt / equity
3.42
ROE
21.2%
ROA
4.8%
Interest coverage
28.11
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€17k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Current assets29/58€13k
Amounts receivable within one year40/41€11k
Trade receivables40€10k
Other amounts receivable41€1k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€17k
Equity10/15€4k
Contributions10/11€3k
Profit (loss) carried forward14€808
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€7k
Taxes450/3€4k
Remuneration and social security454/9€3k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€692
Other operating charges640/8€31
Gross operating margin9900€3k
Operating profit (loss)9901€2k
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€1k
Profit (loss) for the period9904€808
Profit (loss) for the period to be appropriated9905€808
Appropriation of the result
Profit (loss) to be appropriated9906€808
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goedehoopstraat 52000 AntwerpenGround area
101 m²
Building footprint
118 m²
Volume, LiDAR
1,432 m³
Parcel 11804D3486/00D006, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RATCHET
since 20252.376.036.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3486/00D006 | Flanders | 101 m² | 1 · 118 m² | 20.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Corock
BE 0805.627.560
Sint-Pieters-Woluwe · Eq €4k
FOXIA CONSULTING
BE 0792.615.506
Braine-l'Alleud · Eq €4k
JUV SERVICES
BE 0774.288.543
Sint-Pieters-Woluwe · Eq €4k
ALEXIS VA
BE 0766.275.155
Brussel · Eq €4k
NOden consultancy
BE 0782.559.772
Kampenhout · Eq €4k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 13,082 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
73300Public relations and communication consultancy
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.