RANSQUIN
ActiveSummary
RANSQUIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €154k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency62▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.85 against 4.94 in 2024; short-term debt: 30.2% and cash: 16% of total assets), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
32.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
34 d early
2023
61 d late
2022
53 d early
2021
55 d early
2020
50 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 23.9%
2024 · €141k
2018: €80k
2019: €142k
2020: €63k
2021: €90k
2022: €39k
2023: €93k
2024: €141k
2018 → 2025
Total assets
€478k▲ 7.1%
2024 · €446k
2018: €102k
2019: €172k
2020: €93k
2021: €122k
2022: €186k
2023: €518k
2024: €446k
2018 → 2025
Net result
€154k▲ 218%
2024 · €48k
2018: €42k
2019: €62k
2020: €61k
2021: €68k
2022: €70k
2023: €92k
2024: €48k
2018 → 2025
Working capital
€-21k
2024 · €347k
2018: €79k
2019: €140k
2020: €56k
2021: €74k
2022: €24k
2023: €84k
2024: €347k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€39k▼ 57.3%€93k▲ 140%€141k▲ 52.2%€175k▲ 23.9%
Operating result€88k-€93k▲ 6.0%€136k▲ 46.0%€89k▼ 34.6%€216k▲ 143%
Net result€68k-€70k▲ 2.1%€92k▲ 31.8%€48k▼ 47.2%€154k▲ 218%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €478k
Fixed assets
€355k ▲ 3,051%
Current assets
€123k ▼ 71.7%
Equity and liabilities €478k
Equity
€175k ▲ 23.9%
Debt
€303k ▼ 0.6%
Debt's share of the balance-sheet total falls from 68.4% to 63.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€220k▲
2024 · €94k
Cash flow
€158k▲
2024 · €54k
Current ratio
0.85▼
2024 · 4.94
Debt to equity
1.74▼
2024 · 2.16
ROE
88.0%▲
2024 · 34.3%
ROA
32.1%▲
2024 · 10.8%
Interest coverage
18.63▲
2024 · 6.29
Debt ≤ 1 year
€144k▲
2024 · €88k
Debt > 1 year
€159k▼
2024 · €217k
Income taxes
€51k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€446k€478k▲
Fixed assets21/28€11k€355k▲
Tangible fixed assets22/27€11k€5k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€3k€577▼
Financial fixed assets28-€350k
Current assets29/58€435k€123k▼
Amounts receivable within one year40/41€85€364▲
Other amounts receivable41€85€364▲
Current investments50/53€372k€46k▼
Cash at bank and in hand54/58€63k€77k▲
Equity and liabilities
Total equity and liabilities10/49€446k€478k▲
Equity10/15€141k€175k▲
Contributions10/11€19k€19k=
Reserves13€103k€134k▲
Distributable reserves133€103k€134k▲
Profit (loss) carried forward14€20k€22k▲
Amounts payable17/49€305k€303k▼
Amounts payable after more than one year17€217k€159k▼
Financial debts170/4€217k€159k▼
Amounts payable within one year42/48€88k€144k▲
Current portion of amounts payable after more than one year42€56k€58k▲
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Other amounts payable47/48-€60k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€503€400▼
Gross operating margin9900€95k€220k▲
Operating profit (loss)9901€89k€216k▲
Financial income75/76B€21€1k▲
Recurring financial income75€21€1k▲
Financial charges65/66B€15k€12k▼
Recurring financial charges65€15k€12k▼
Profit (loss) for the period before taxes9903€74k€205k▲
Income taxes67/77€25k€51k▲
Profit (loss) for the period9904€48k€154k▲
Profit (loss) for the period to be appropriated9905€48k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€174k▲
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer to equity691/2€48k€32k▼
To other reserves6921€48k€32k▼
Profit to be distributed694/7-€120k
Return on contributions (dividend)694-€120k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €154k ▲218%
Operating result €216k, net result €154k, both a record.
31-12
Financial
Equity above €150kEq €175k ▲23.9%
8 profitable years in a row build equity to €175k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 4.94
Current ratio from 1.20 to 4.94; short-term debt falls from €425k to €88k.
31-12
Financial
Equity above €100kEq €141k ▲52.2%
7 profitable years in a row build equity to €141k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €142k ▲76.9%
2 profitable years in a row build equity to €142k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ipsvoordestraat 731880 Kapelle-op-den-BosGround area
1,537 m²
Building footprint
195 m²
Parcel 23056B0165/00F000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Ipsvoordestraat 73, 1880 Kapelle-op-den-Bos
since 20172.259.978.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23056B0165/00F000 | Flanders | 1,537 m² | 1 · 195 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Rony Gysels & Zoon
BE 0452.282.393
Antwerpen · Eq €174,860
FidAdvice Boekhouding & Fiscaliteit
BE 0745.747.579
Schoten · Eq €175,341
MadGus
BE 0681.438.856
Elsene · Eq €175,596
Urban Prairie
BE 0774.577.464
Kortrijk · Eq €175,929
LAJURO
BE 0739.964.993
Halle · Eq €177,598
Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.