Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of RAMDOUN is 5.5% (elevated). The 2024 annual accounts show equity of €12k and a net result of €2k. Its solvency ranks better than 95% of 2276 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone5.5%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 2276 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-02-2026, 189 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 05-02-2026 | 189 d late | 2026-00035425 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€12k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 05-02-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.9% | 27.3% | |
| Net result | €2k | €5k | |
| Equity | €12k | €17k | |
| Gross operating margin | €18k | €28k | |
| Total assets | €12k | €65k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €7k |
| Net profit | €2k |
| Cash flow | €7k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €12k |
| Equity | €12k |
| Debt | €18 |
| of which ≤ 1y | €18 |
| of which > 1y | - |
| Working capital | €12k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 673.41 |
| Quick ratio | 673.41 |
| Working capital ratio | 99.9% |
| Solvency | 99.9% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | 100.88 |
| Gross margin | - |
| Net margin | - |
| ROA | 19.5% |
| ROE | 19.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €12k |
| Current assets | 29/58 | €12k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €6 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €12k |
| Equity | 10/15 | €12k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €18 |
| Amounts payable within one year | 42/48 | €18 |
| Income statement | ||
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €72 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directors3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current30-09-2025 → present
Former directors (1)
-
Former- → 30-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 13-11-2023 |
| Status | Active |
| Postal code | 1080 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationRAMDOUN
since 20232.351.767.770
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.1 ha
Buildings2
Building footprint1,000 m²
Volume (LiDAR)35,862 m³
Tallest building42.8 m · ±14 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 21523B0765/00K003 | Brussels | 75 m² | 1 · 135 m² | 18.8 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 1
07-11-2024
v3.2
All acts · 3
updated 9 months ago
2025
25-11-2025 1 director appointed, 1 resigning
2024
07-11-2024 Registered office moved from KRAAINEM to ANDERLECHT
- STEENWEG OP MECHELEN 455, 1950 KRAAINEM → ONDERWIJSSTRAAT 24, 1070 ANDERLECHT
Summary:
v3.2
2023
16-11-2023 Publication in the Belgian Official Gazette, Minor change
Summary:
oprichtingNotary:
Pierre LEBON · Brussel
Analysis
Financial profile
4 of 5 axes measured89
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
93
Profitability
97
Solvency
100
Growth
-
Stability
67
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankActivities
Personenvervoer over de weg volgens dienstregeling49310Personenvervoer over de weg zonder dienstregeling49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Goederenvervoer over de weg49410Diensten in verband met vervoer te land52210
Primary activity highlighted.
Names & trade names
| Legal nameNL | RAMDOUN |
Registered office
Oostendestraat 105
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.