RAMAKERS CAR CENTER
ActiveSummary
RAMAKERS CAR CENTER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.94M and a net result of €480k. Equity is growing by ~44.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 79 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+1
Solvency92▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.04 in 2024; short-term debt: 32.6% and cash: 3.2% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
16.6%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 29
Relative position
BE, all sectors
reference
Sector 29
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
54 d early
2024
42 d early
2023
1 d early
2022
on the day
2021
46 d early
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.94M▲ 22.0%
2024 · €1.59M
2019: €63k
2020: €192k
2021: €462k
2022: €739k
2023: €1.12M
2024: €1.59M
2019 → 2025
Total assets
€2.89M▼ 6.2%
2024 · €3.08M
2019: €1.44M
2020: €1.73M
2021: €2.11M
2022: €2.43M
2023: €2.88M
2024: €3.08M
2019 → 2025
Net result
€480k▼ 5.8%
2024 · €509k
2019: €43k
2020: €129k
2021: €271k
2022: €279k
2023: €388k
2024: €509k
2019 → 2025
Working capital
€1.89M▲ 23.1%
2024 · €1.53M
2019: €42k
2020: €152k
2021: €482k
2022: €705k
2023: €1.10M
2024: €1.53M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€462k-€739k▲ 60.1%€1.12M▲ 52.3%€1.59M▲ 41.2%€1.94M▲ 22.0%
Operating result€440k-€401k▼ 8.8%€569k▲ 42.0%€752k▲ 32.1%€697k▼ 7.3%
Net result€271k-€279k▲ 2.9%€388k▲ 39.0%€509k▲ 31.3%€480k▼ 5.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.89M
Fixed assets
€60k ▼ 6.5%
Current assets
€2.82M ▼ 6.2%
Equity and liabilities €2.89M
Equity
€1.94M ▲ 22.0%
Debt
€947k ▼ 36.3%
Debt's share of the balance-sheet total falls from 48.3% to 32.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€718k▼
2024 · €771k
Cash flow
€501k▼
2024 · €528k
Current ratio
3.01▲
2024 · 2.04
Quick ratio
0.43▼
2024 · 0.48
Debt to equity
0.49▼
2024 · 0.94
ROE
24.7%▼
2024 · 32.0%
ROA
16.6%▲
2024 · 16.5%
Interest coverage
3512.04▲
2024 · 1564.37
Debt ≤ 1 year
€939k▼
2024 · €1.48M
Income taxes
€218k▼
2024 · €242k
Staff costs
€99k▲
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.08M€2.89M▼
Fixed assets21/28€64k€60k▼
Tangible fixed assets22/27€64k€60k▼
Plant, machinery and equipment23€19k€19k▼
Furniture and vehicles24€43k€40k▼
Other tangible fixed assets26€2k€919▼
Financial fixed assets28€500€500=
Current assets29/58€3.01M€2.82M▼
Stocks and contracts in progress3€2.30M€2.43M▲
Stocks30/36€2.30M€2.43M▲
Amounts receivable within one year40/41€269k€297k▲
Trade receivables40€269k€297k▲
Cash at bank and in hand54/58€427k€91k▼
Deferred charges and accrued income490/1€11k€11k▲
Equity and liabilities
Total equity and liabilities10/49€3.08M€2.89M▼
Equity10/15€1.59M€1.94M▲
Contributions10/11€20k€20k=
Reserves13€1.57M€1.92M▲
Distributable reserves133€1.57M€1.92M▲
Amounts payable17/49€1.49M€947k▼
Amounts payable within one year42/48€1.48M€939k▼
Trade debts44€46k€20k▼
Suppliers440/4€46k€20k▼
Advances received on contracts in progress46-€16k
Taxes, remuneration and social security45€243k€136k▼
Taxes450/3€238k€122k▼
Remuneration and social security454/9€4k€14k▲
Other amounts payable47/48€1.19M€769k▼
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€455▼
Remuneration, social security and pensions62€98k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€19k€20k▲
Non-recurring operating charges66A-€715
Gross operating margin9900€888k€838k▼
Operating profit (loss)9901€752k€697k▼
Financial income75/76B-€762
Recurring financial income75-€762
Financial charges65/66B€493€205▼
Recurring financial charges65€493€205▼
Profit (loss) for the period before taxes9903€751k€698k▼
Income taxes67/77€242k€218k▼
Profit (loss) for the period9904€509k€480k▼
Profit (loss) for the period to be appropriated9905€509k€480k▼
Appropriation of the result
Profit (loss) to be appropriated9906€509k€480k▼
Transfer from equity791/2€43k€129k▲
Transfer to equity691/2€507k€478k▼
To other reserves6921€507k€478k▼
Profit to be distributed694/7€45k€130k▲
Return on contributions (dividend)694€45k€130k▲
Social balance
Average headcount (FTE)90873.03.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €509k ▲31.3%
Operating result €752k, net result €509k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €1MEq €1.12M ▲52.3%
5 profitable years in a row build equity to €1.12M.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €500kEq €739k ▲60.1%
4 profitable years in a row build equity to €739k.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €200kEq €462k ▲140%
3 profitable years in a row build equity to €462k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €150kEq €192k ▲203%
2 profitable years in a row build equity to €192k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg(M-O) 5463630 MaasmechelenGround area
5,183 m²
Building footprint
1,926 m²
Volume, LiDAR
11,090 m³
Parcel 73060C0026/00K000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RAMAKERS CAR CENTER
since 20172.268.307.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73060C0026/00K000 | Flanders | 5,183 m² | 1 · 1,926 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CARWALL
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Of 248 companies in sector 29201 we hold annual accounts for 120. 66 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end30-06
Abbreviation NL
RCC
Activities, NACEBEL 2025
29201Manufacture of motor vehicles, trailers and semi-trailers
47811Retail sale of cars and light vans (up to 3.5 tonnes)
29202Manufacture of motor vehicles, trailers and semi-trailers
47812Retail trade
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.