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RALEC DEVELOPMENTS

Active
KBO/BCE: BE 0798.882.793
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Age3 yrs
Real estate1 parcel · 993 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RALEC DEVELOPMENTS is 0.4% (very low). The 2025 annual accounts show equity of €66k and a net result of €33k. Its solvency ranks better than 74% of 2749 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 12-03-2026 141 d early 2026-00052935
31-12-2024 31-07-2025 23-06-2025 38 d early 2025-00164409
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00446458

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€33k
Working capital€64k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 12-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 80.8% 62.2%
better than 74% of 2749 sector peers
Net result €33k €40k
better than 43% of 2751 sector peers
Equity €66k €62k
better than 52% of 2750 sector peers
Gross operating margin €44k €63k
better than 34% of 2751 sector peers
Total assets €82k €121k
better than 30% of 2751 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€43k
Net profit€33k
Cash flow€33k
Staff costs-
Income taxes€9k
Dividends-
Total assets€82k
Equity€66k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€64k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.10
Quick ratio5.10
Working capital ratio78.6%
Solvency80.8%
Debt / equity0.24
Long-term debt ratio-
Interest coverage30.92
Gross margin-
Net margin-
ROA39.8%
ROE49.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€82k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€80k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€82k
Equity 10/15€66k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€61k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€975
Income statement
Gross operating margin 9900€44k
Operating result 9901€42k
Financial income 75€119
Financial charges 65€1k
Result before taxes 9903€41k
Income taxes 67/77€9k
Net result for the period 9904€33k
Result to be appropriated 9905€33k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Blauwendries 23090 Overijse

Establishment units

1 location
RALEC DEVELOPMENTS
Blauwendries 2, 3090 OverijseGroothandel in computers, randapparatuur en software
since 20232.342.346.397
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area993 m²
Buildings1
Building footprint191 m²
Volume (LiDAR)1,253 m³
Tallest building9.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23543K0155/00P003 Flanders 993 m² 1 · 191 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability79
93 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,998 of the 29,838 companies in this sector. 5,223 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL RALEC DEVELOPMENTS
Registered office
Blauwendries 2 bus 2.01
3090 Overijse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.