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RAJ TECHNOLOGIES

Active
Private limited company·Uitgeven van overige software· 3 yrs active
Wakkerzeelsestraat(WSP) 48 ·3150 Haacht, Belgium
KBO/BCE: BE 0801.347.484
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Age3 yrs
Real estate1 parcel · 373 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RAJ TECHNOLOGIES is 1.0% (low). The 2024 annual accounts show equity of €126k and a net result of €84k. Its solvency ranks better than 81% of 230 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 81% of 230 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 05-08-2025 5 d late 2025-00358742
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00411328

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€84k+109.0%
Working capital€124k+192.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 05-08-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100kOperating result 2023: €51k€51kNet result 2023: €40k€40kOperating result 2024: €106k€106kNet result 2024: €84k€84k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 58 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.0% 47.1%
better than 81% of 230 sector peers
Net result €84k €5k
better than 95% of 229 sector peers
Equity €126k €26k
better than 80% of 230 sector peers
Gross operating margin €107k €17k
better than 85% of 226 sector peers
Total assets €154k €87k
better than 70% of 230 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€106k
- 23-24
Net profit
€84k
+109.0% 23-24
Cash flow
€84k
- 23-24
Total assets
€154k
+143.2% 23-24
Equity
€126k
+199.1% 23-24
Working capital
€124k
+192.8% 23-24
Income taxes
€22k
+111.3% 23-24
Debt
€28k
+31.6% 23-24
Debt ≤ 1y
€28k
+31.6% 23-24
Current ratio
5.45
+81.7% 23-24
Quick ratio
5.45
+81.7% 23-24
Solvency
82.0%
+23.0% 23-24
Debt / equity
0.22
-56.0% 23-24
ROE
66.6%
-30.1% 23-24
ROA
54.6%
-14.1% 23-24
Interest coverage
1521.24
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€106k
Net profit€84k
Cash flow€84k
Staff costs-
Income taxes€22k
Dividends-
Total assets€154k
Equity€126k
Debt€28k
of which ≤ 1y€28k
of which > 1y-
Working capital€124k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.45
Quick ratio5.45
Working capital ratio80.2%
Solvency82.0%
Debt / equity0.22
Long-term debt ratio-
Interest coverage1521.24
Gross margin-
Net margin-
ROA54.6%
ROE66.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€154k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€152k
Amounts receivable within one year 40/41€28k
Cash & bank 54/58€124k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€154k
Equity 10/15€126k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€124k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€504
Income statement
Gross operating margin 9900€107k
Operating result 9901€106k
Financial charges 65€70
Result before taxes 9903€106k
Income taxes 67/77€22k
Net result for the period 9904€84k
Result to be appropriated 9905€84k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wakkerzeelsestraat(WSP) 483150 Haacht

Establishment units

1 location
RAJ TECHNOLOGIES
Wakkerzeelsestraat(WSP) 48, 3150 HaachtOntwerpen en programmeren van computerprogramma's
since 20232.345.521.069
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area373 m²
Buildings1
Building footprint105 m²
Volume (LiDAR)224 m³
Tallest building7.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24122B0146/00M002 Flanders 372 m² 1 · 105 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
15-10-2025
v3.2
All acts · 2 updated 10 months ago
2025
15-10-2025 Registered office moved from Evere to Haacht Registered-office change
  • Avenue des Anciens Combattants 95, 1140 Evere → Wakkerzeelsestraat 48, 3150 Haacht
Summary: v3.2
2023
04-05-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 171 of the 1,250 companies in this sector. 121 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige uitgeverijen van software58290Uitgeven van overige software58290Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR RAJ TECHNOLOGIES
Registered office
Wakkerzeelsestraat(WSP) 48
3150 Haacht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.