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RADYA

Active
Private limited company· 2 yrs active
Menuetstraat 9 ·1080 Sint-Jans-Molenbeek, Belgium
KBO/BCE: BE 1006.662.832
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Age2 yrs
Real estate1 parcel · 1,239 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RADYA is 4.6% (elevated). The 2025 annual accounts show equity of €137k and a net result of €136k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-01-2026, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-03. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 02-01-2026 63 d late 2026-00000108

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€136k
Working capital€137k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-01-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€195k
Net profit€136k
Cash flow€136k
Staff costs-
Income taxes€60k
Dividends€833
Total assets€198k
Equity€137k
Debt€61k
of which ≤ 1y€61k
of which > 1y-
Working capital€137k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.26
Quick ratio3.26
Working capital ratio69.1%
Solvency69.4%
Debt / equity0.44
Long-term debt ratio-
Interest coverage2907.68
Gross margin-
Net margin-
ROA68.6%
ROE98.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€198k
Fixed assets 21/28€719
Tangible fixed assets 22/27€719
Current assets 29/58€197k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€176k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€198k
Equity 10/15€137k
Contributions / capital 10/11€3k
Reserves 13€135k
Accumulated profits (losses) 14€0
Amounts payable 17/49€61k
Amounts payable within one year 42/48€61k
Trade debts payable within one year 44€174
Income statement
Gross operating margin 9900€197k
Operating result 9901€195k
Financial income 75€341
Financial charges 65€67
Result before taxes 9903€195k
Income taxes 67/77€60k
Net result for the period 9904€136k
Result to be appropriated 9905€136k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
RADYA
Menuetstraat 9, 1080 Sint-Jans-MolenbeekActiviteiten van medisch specialisten
since 20242.371.348.607
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,239 m²
Buildings1
Building footprint622 m²
Volume (LiDAR)10,642 m³
Tallest building20.9 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0062/00Y007 Brussels 1,239 m² 1 · 622 m² 20.9 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR RADYA
Registered office
Menuetstraat 9 bus 17
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.