RADUGA
ActiveRADUGA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €66k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 57% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 9.17 in 2024), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
28.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
10 d late
2024
29 d late
2023
5 d early
2022
27 d early
2021
2 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▼ 32.7%
2024 · €216k
2020: €125k
2021: €197k
2022: €253k
2023: €112k
2024: €216k
2020 → 2025
Total assets
€231k▼ 3.8%
2024 · €240k
2020: €166k
2021: €242k
2022: €255k
2023: €213k
2024: €240k
2020 → 2025
Net result
€66k▼ 36.3%
2024 · €104k
2020: €124k
2021: €73k
2022: €57k
2023: €174k
2024: €104k
2020 → 2025
Working capital
€122k▼ 36.3%
2024 · €192k
2020: €123k
2021: €170k
2022: €234k
2023: €110k
2024: €192k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€253k▲ 28.6%€112k▼ 55.7%€216k▲ 92.7%€146k▼ 32.7%
Operating result€89k-€68k▼ 24.1%€220k▲ 225%€134k▼ 39.4%€83k▼ 38.1%
Net result€73k-€57k▼ 21.7%€174k▲ 205%€104k▼ 40.2%€66k▼ 36.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€24k▼ 6.7%
Current assets
€208k▼ 3.4%
Equity and liabilities €231k
Equity
€146k▼ 32.7%
Debt
€86k▲ 256%
The debt ratio rises from 10.0% to 37.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€86k▼
2024 · €136k
Cash flow
€69k▼
2024 · €107k
Solvency
63.0%▼
2024 · 90.0%
Current ratio
2.42▼
2024 · 9.17
Quick ratio
2.42▼
2024 · 9.17
Debt / equity
0.59▲
2024 · 0.11
ROE
45.5%▼
2024 · 48.1%
ROA
28.7%▼
2024 · 43.3%
Interest coverage
2117.60▲
2024 · 214.40
Debt
€86k▲
2024 · €24k
Debt ≤ 1 year
€86k▲
2024 · €23k
Income taxes
€17k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€231k▼
Fixed assets21/28€25k€24k▼
Tangible fixed assets22/27€24k€22k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€21k€21k▼
Financial fixed assets28€1k€1k=
Current assets29/58€215k€208k▼
Amounts receivable within one year40/41€99k€46k▼
Trade receivables40€81k€40k▼
Other amounts receivable41€18k€6k▼
Cash at bank and in hand54/58€113k€159k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€240k€231k▼
Equity10/15€216k€146k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€214k€144k▼
Amounts payable17/49€24k€86k▲
Amounts payable within one year42/48€23k€86k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€4k€457▼
Taxes450/3€4k€457▼
Other amounts payable47/48€16k€81k▲
Accrued charges and deferred income492/3€595€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€450€463▲
Non-recurring operating charges66A€702€0▼
Gross operating margin9900€137k€86k▼
Operating profit (loss)9901€134k€83k▼
Financial income75/76B€1€922▲
Recurring financial income75€1€922▲
Financial charges65/66B€634€40▼
Recurring financial charges65€634€40▼
Profit (loss) for the period before taxes9903€133k€84k▼
Income taxes67/77€29k€17k▼
Profit (loss) for the period9904€104k€66k▼
Profit (loss) for the period to be appropriated9905€104k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€214k€281k▲
Profit (loss) brought forward from the previous period14P€110k€214k▲
Profit to be distributed694/7€0€137k▲
Return on contributions (dividend)694€0€137k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 9.17
Current ratio from 2.08 to 9.17; short-term debt falls from €101k to €23k.
31-12
Financial
Equity above €200kEq €216k ▲92.7%
5 profitable years in a row build equity to €216k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €174k ▲205%
Operating result €220k, net result €174k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €57k ▼21.7%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 39current ratio 187.14
Current ratio from 4.75 to 187.14; short-term debt falls from €45k to €1k.
31-12
Financial
Equity above €200kEq €253k ▲28.6%
3 profitable years in a row build equity to €253k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €197k ▲57.8%
2 profitable years in a row build equity to €197k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blandenstraat 1473053 Oud-HeverleeGround area
882 m²
Building footprint
197 m²
Volume, LiDAR
1,026 m³
Parcel 24034C0001/00M000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RADUGA
since 20192.296.878.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24034C0001/00M000 | Flanders | 882 m² | 1 · 197 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OLIVIER MOUSON CONSULT
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.