R.M. Digital
ActiveR.M. Digital has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €33k. Equity is growing by ~53.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.21 against 4.2 in 2024), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
23.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
7 d late
2024
on the day
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 36.8%
2024 · €91k
2023: €28k
2024: €91k
2023 → 2025
Total assets
€141k▲ 20.4%
2024 · €117k
2023: €42k
2024: €117k
2023 → 2025
Net result
€33k▼ 46.9%
2024 · €63k
2023: €27k
2024: €63k
2023 → 2025
Working capital
€117k▲ 41.4%
2024 · €83k
2023: €24k
2024: €83k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€91k▲ 226%€124k▲ 36.8%
Operating result€36k-€82k▲ 128%€67k▼ 18.3%
Net result€27k-€63k▲ 135%€33k▼ 46.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€7k▼ 10.7%
Current assets
€134k▲ 22.7%
Equity and liabilities €141k
Equity
€124k▲ 36.8%
Debt
€16k▼ 37.3%
The debt ratio falls from 22.2% to 11.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▼
2024 · €84k
Cash flow
€38k▼
2024 · €65k
Solvency
88.4%▲
2024 · 77.8%
Current ratio
8.21▲
2024 · 4.20
Quick ratio
8.21▲
2024 · 4.20
Debt / equity
0.13▼
2024 · 0.29
ROE
26.9%▼
2024 · 69.3%
ROA
23.8%▼
2024 · 54.0%
Interest coverage
2.90▼
2024 · 32.81
Debt
€16k▼
2024 · €26k
Debt ≤ 1 year
€16k▼
2024 · €26k
Income taxes
€9k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€141k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€157€41▼
Furniture and vehicles24€8k€7k▼
Current assets29/58€109k€134k▲
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€16k€14k▼
Other amounts receivable41€915€10k▲
Cash at bank and in hand54/58€92k€109k▲
Deferred charges and accrued income490/1€115€756▲
Equity and liabilities
Total equity and liabilities10/49€117k€141k▲
Equity10/15€91k€124k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€90k€123k▲
Amounts payable17/49€26k€16k▼
Amounts payable within one year42/48€26k€16k▼
Trade debts44€549€976▲
Suppliers440/4€549€976▲
Taxes, remuneration and social security45€25k€15k▼
Taxes450/3€25k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€790€826▲
Non-recurring operating charges66A-€797
Gross operating margin9900€85k€73k▼
Operating profit (loss)9901€82k€67k▼
Financial income75/76B€56€310▲
Recurring financial income75€56€310▲
Financial charges65/66B€3k€25k▲
Recurring financial charges65€3k€25k▲
Profit (loss) for the period before taxes9903€79k€43k▼
Income taxes67/77€16k€9k▼
Profit (loss) for the period9904€63k€33k▼
Profit (loss) for the period to be appropriated9905€63k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€123k▲
Profit (loss) brought forward from the previous period14P€27k€90k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €100kEq €124k ▲36.8%
3 profitable years in a row build equity to €124k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €63k ▲135%
Operating result €82k, net result €63k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schuurgoedstraat 69040 GentGround area
620 m²
Building footprint
114 m²
Volume, LiDAR
526 m³
Parcel 44432C0107/00H000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.M. Digital
since 20232.341.984.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0107/00H000 | Flanders | 620 m² | 1 · 114 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Grinsights
BE 0653.860.568
Wetteren · Eq €124k
Bragu
BE 1007.926.208
Dilbeek · Eq €124k
You Be You
BE 0761.886.696
Brugge · Eq €124k
BRUGGINK CONSULTANCY
BE 0524.714.867
Overijse · Eq €124k
C.F.N.B
BE 0681.889.016
Wemmel · Eq €124k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62900Other information technology and computer services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.