R-LOAD
ActiveSummary
R-LOAD has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.24M and a net result of €36k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-18
Solvency74▲+1
Growth68=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.42 in 2024; short-term debt: 14.4% and cash: 15.8% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
20 d early
2023
18 d early
2022
17 d early
2021
3 d early
2020
8 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€464k▼ 13.6%
2020 · €536k
2018: €146k
2019: €249k
2020: €536k
2018 → 2021
EBIT margin
78.0%▼ 9.5pp
2020 · 87.5%
2018: 94.1%
2019: 93.4%
2020: 87.5%
2018 → 2021
Net result
€36k▼ 54.8%
2024 · €80k
2018: €106k
2019: €173k
2020: €357k
2021: €273k
2022: €253k
2023: €152k
2024: €80k
2018 → 2025
Working capital
€662k▲ 97.8%
2024 · €335k
2018: €122k
2019: €298k
2020: €655k
2021: €614k
2022: €561k
2023: €442k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€464k-
Equity€928k-€1.18M▲ 27.3%€1.33M▲ 12.9%€1.37M▲ 2.4%€1.24M▼ 9.1%
Operating result€362k-€350k▼ 3.3%€242k▼ 30.7%€147k▼ 39.3%€88k▼ 40.1%
Net result€273k-€253k▼ 7.2%€152k▼ 40.0%€80k▼ 47.3%€36k▼ 54.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.53M
Fixed assets
€1.51M ▼ 33.9%
Current assets
€1.03M ▲ 79.7%
Equity and liabilities €2.53M
Equity
€1.24M ▼ 9.1%
Debt
€1.29M ▼ 13.0%
Debt's share of the balance-sheet total falls from 52.1% to 51.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€90k▼
2024 · €182k
Cash flow
€38k▼
2024 · €115k
Current ratio
2.82▲
2024 · 2.42
Quick ratio
1.32▼
2024 · 2.42
Debt to equity
1.04▼
2024 · 1.09
ROE
2.9%▼
2024 · 5.9%
ROA
1.4%▼
2024 · 2.8%
Interest coverage
2.27▼
2024 · 4.19
Debt ≤ 1 year
€363k▲
2024 · €236k
Debt > 1 year
€927k▼
2024 · €1.25M
Income taxes
€12k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.85M€2.53M▼
Fixed assets21/28€2.28M€1.51M▼
Tangible fixed assets22/27€2.28M€1.51M▼
Land and buildings22€2.25M€1.48M▼
Furniture and vehicles24€26k€24k▼
Current assets29/58€571k€1.03M▲
Stocks and contracts in progress3-€545k
Stocks30/36-€545k
Amounts receivable within one year40/41€109k€63k▼
Trade receivables40€73k€40k▼
Other amounts receivable41€37k€23k▼
Cash at bank and in hand54/58€442k€401k▼
Deferred charges and accrued income490/1€19k€18k▼
Equity and liabilities
Total equity and liabilities10/49€2.85M€2.53M▼
Equity10/15€1.37M€1.24M▼
Contributions10/11€19k€19k=
Reserves13€1.35M€1.22M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.35M€1.22M▼
Profit (loss) carried forward14€385€2k▲
Amounts payable17/49€1.48M€1.29M▼
Amounts payable after more than one year17€1.25M€927k▼
Financial debts170/4€1.25M€927k▼
Amounts payable within one year42/48€236k€363k▲
Current portion of amounts payable after more than one year42€165k€151k▼
Financial debts43€15k€8k▼
Credit institutions430/8€15k€8k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€14k€29k▲
Taxes450/3€14k€29k▲
Remuneration and social security454/9€1-
Other amounts payable47/48€40k€176k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€2k▼
Other operating charges640/8€13k€10k▼
Gross operating margin9900€195k€100k▼
Operating profit (loss)9901€147k€88k▼
Financial income75/76B€4k-
Recurring financial income75€4k-
Financial charges65/66B€43k€39k▼
Recurring financial charges65€43k€39k▼
Profit (loss) for the period before taxes9903€107k€49k▼
Income taxes67/77€27k€12k▼
Profit (loss) for the period9904€80k€36k▼
Profit (loss) for the period to be appropriated9905€80k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€37k▼
Profit (loss) brought forward from the previous period14P€728€385▼
Transfer from equity791/2-€125k
Transfer to equity691/2€33k-
To other reserves6921€33k-
Profit to be distributed694/7€48k€160k▲
Directors or managers695€48k€160k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €36k ▼54.8%
Net result drops to €36k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.18M ▲27.3%
5 profitable years in a row build equity to €1.18M.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €357k ▲106%
Operating result €469k, net result €357k, both a record.
31-12
Financial
Equity above €500kEq €655k ▲120%
3 profitable years in a row build equity to €655k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €298k ▲142%
2 profitable years in a row build equity to €298k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warden Oomstraat 28830 HoogledeGround area
104 m²
Building footprint
68 m²
Volume, LiDAR
510 m³
Parcel 36006C1376/00K000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R-LOAD BVBA
since 20182.274.835.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36006C1376/00K000 | Flanders | 104 m² | 1 · 68 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.