QUBIMMO
ActiveSummary
The computed 12-month bankruptcy probability of QUBIMMO is 2.6% (moderate). The 2025 annual accounts show equity of €45k and a net result of €-24k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 27965 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-18
Solvency35▼-11
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.95 against 1.1 in 2024; short-term debt: 78.9% and cash: 23.2% of total assets), and 90.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
-5.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-05-2026, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
110 d late
2024
1 d early
2023
on the day
2022
5 d early
2021
241 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€711k▼ 19.1%
2024 · €879k
2021: €5klowest in 5 years
2022: €46k▲ +896% vs 2021
2023: €373k▲ +714% vs 2022
2024: €879k▲ +136% vs 2023highest in 5 years
2025: €711k▼ -19.1% vs 2024
2021 → 2025
EBIT margin
-2.1%▼ 6.9pp
2024 · 4.8%
2021: -245.7%lowest in 5 years
2022: 20.8%▲ +108% vs 2021highest in 5 years
2023: 5.2%▼ -74.9% vs 2022
2024: 4.8%▼ -8.1% vs 2023
2025: -2.1%▼ -143% vs 2024
2021 → 2025
Net result
€-24k
2024 · €27k
2021: €-11k
2022: €9k▲ +180% vs 2021
2023: €14k▲ +55.4% vs 2022
2024: €27k▲ +92.6% vs 2023highest in 5 years
2025: €-24k▼ -189% vs 2024lowest in 5 years
2021 → 2025
Working capital
€-17k
2024 · €25k
2021: €6k
2022: €14k▲ +126% vs 2021
2023: €27k▲ +86.3% vs 2022highest in 5 years
2024: €25k▼ -7.0% vs 2023
2025: €-17k▼ -168% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5k-€46k▲ 896%€373k▲ 714%€879k▲ 136%€711k▼ 19.1%
2021: €5klowest in 5 years
2022: €46k▲ +896% vs 2021
2023: €373k▲ +714% vs 2022
2024: €879k▲ +136% vs 2023highest in 5 years
2025: €711k▼ -19.1% vs 2024
Equity€19k-€28k▲ 48.8%€42k▲ 50.9%€69k▲ 65.0%€45k▼ 34.9%
2021: €19klowest in 5 years
2022: €28k▲ +48.8% vs 2021
2023: €42k▲ +50.9% vs 2022
2024: €69k▲ +65.0% vs 2023highest in 5 years
2025: €45k▼ -34.9% vs 2024
Operating result€-11k-€10k€19k▲ 104%€42k▲ 117%€-15k
2021: €-11k
2022: €10k▲ +184% vs 2021
2023: €19k▲ +104% vs 2022
2024: €42k▲ +117% vs 2023highest in 5 years
2025: €-15k▼ -135% vs 2024lowest in 5 years
Net result€-11k-€9k€14k▲ 55.4%€27k▲ 92.6%€-24k
2021: €-11k
2022: €9k▲ +180% vs 2021
2023: €14k▲ +55.4% vs 2022
2024: €27k▲ +92.6% vs 2023highest in 5 years
2025: €-24k▼ -189% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €42k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€113k ▲ 73.9%
Current assets
€343k ▲ 30.4%
Equity and liabilities €456k
Equity
€45k ▼ 34.9%
Debt
€411k ▲ 58.8%
Debt's share of the balance-sheet total rises from 78.9% to 90.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €63k
Cash flow
€5k▼
2024 · €48k
Current ratio
0.95▼
2024 · 1.10
Debt to equity
9.13▲
2024 · 3.74
ROE
-53.6%▼
2024 · 39.4%
ROA
-5.3%▼
2024 · 8.3%
Interest coverage
6.42▼
2024 · 29.54
Debt ≤ 1 year
€360k▲
2024 · €238k
Debt > 1 year
€51k▲
2024 · €21k
Income taxes
€7k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€328k€456k▲
Fixed assets21/28€65k€113k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€60k€108k▲
Plant, machinery and equipment23€23k€23k▲
Furniture and vehicles24€34k€82k▲
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€400€850▲
Current assets29/58€263k€343k▲
Amounts receivable within one year40/41€183k€235k▲
Trade receivables40€123k€171k▲
Other amounts receivable41€60k€64k▲
Cash at bank and in hand54/58€80k€106k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€328k€456k▲
Equity10/15€69k€45k▼
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€36k€12k▼
Amounts payable17/49€259k€411k▲
Amounts payable after more than one year17€21k€51k▲
Financial debts170/4€21k€51k▲
Amounts payable within one year42/48€238k€360k▲
Current portion of amounts payable after more than one year42€6k€14k▲
Trade debts44€156k€267k▲
Suppliers440/4€156k€267k▲
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€18k€19k▲
Other amounts payable47/48€59k€59k▲
Income statement
Code20242025
Turnover70€879k€711k▼
Goods, raw materials, services and sundry goods60/61€811k€662k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€29k▲
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A-€29k
Gross operating margin9900€67k€49k▼
Operating profit (loss)9901€42k€-15k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€40k€-17k▼
Income taxes67/77€13k€7k▼
Profit (loss) for the period9904€27k€-24k▼
Profit (loss) for the period to be appropriated9905€27k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€12k▼
Profit (loss) brought forward from the previous period14P€9k€36k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €5k | €46k | €373k | €879k | €711k | ▼ 19.1% |
| Goods, raw materials, services and sundry goods60/61 | €14k | €26k | €349k | €811k | €662k | ▼ 18.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €21k | €29k | ▲ 42.1% |
| Other operating charges640/8 | - | €9k | €1k | €5k | €5k | ▲ 18.1% |
| Non-recurring operating charges66A | - | - | - | - | €29k | - |
| Gross operating margin9900 | €-9k | €20k | €23k | €67k | €49k | ▼ 27.3% |
| Operating profit (loss)9901 | €-11k | €10k | €19k | €42k | €-15k | ▼ 135% |
| Financial charges65/66B | €43 | €430 | €844 | €2k | €2k | ▲ 7.2% |
| Recurring financial charges65 | €43 | €430 | €844 | €2k | €2k | ▲ 7.2% |
| Profit (loss) for the period before taxes9903 | €-11k | €9k | €19k | €40k | €-17k | ▼ 142% |
| Income taxes67/77 | - | - | €5k | €13k | €7k | ▼ 45.0% |
| Profit (loss) for the period9904 | €-11k | €9k | €14k | €27k | €-24k | ▼ 189% |
| Profit (loss) for the period to be appropriated9905 | €-11k | €9k | €14k | €27k | €-24k | ▼ 189% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19k | €81k | €171k | €328k | €456k | ▲ 39.0% |
| Fixed assets21/28 | €12k | €13k | €15k | €65k | €113k | ▲ 73.9% |
| Intangible fixed assets21 | €7k | €7k | €6k | €5k | €4k | ▼ 16.7% |
| Tangible fixed assets22/27 | €5k | €6k | €9k | €60k | €108k | ▲ 81.2% |
| Plant, machinery and equipment23 | - | €1k | €2k | €23k | €23k | ▲ 3.5% |
| Furniture and vehicles24 | - | €966 | €3k | €34k | €82k | ▲ 143% |
| Other tangible fixed assets26 | €5k | €4k | €4k | €3k | €3k | ▼ 16.6% |
| Financial fixed assets28 | - | €400 | €400 | €400 | €850 | ▲ 113% |
| Current assets29/58 | €7k | €68k | €156k | €263k | €343k | ▲ 30.4% |
| Amounts receivable within one year40/41 | €6k | €60k | €136k | €183k | €235k | ▲ 28.1% |
| Trade receivables40 | - | €30k | €119k | €123k | €171k | ▲ 39.2% |
| Other amounts receivable41 | €6k | €29k | €17k | €60k | €64k | ▲ 5.5% |
| Cash at bank and in hand54/58 | €679 | €8k | €21k | €80k | €106k | ▲ 32.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19k | €81k | €171k | €328k | €456k | ▲ 39.0% |
| Equity10/15 | €19k | €28k | €42k | €69k | €45k | ▼ 34.9% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Capital10 | - | €30k | - | - | - | - |
| Issued capital100 | - | €30k | - | - | - | - |
| Reserves13 | - | - | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | - | - | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | - | - | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €-11k | €-2k | €9k | €36k | €12k | ▼ 66.7% |
| Amounts payable17/49 | €250 | €53k | €129k | €259k | €411k | ▲ 58.8% |
| Amounts payable after more than one year17 | - | - | - | €21k | €51k | ▲ 147% |
| Financial debts170/4 | - | - | - | €21k | €51k | ▲ 147% |
| Amounts payable within one year42/48 | €250 | €53k | €129k | €238k | €360k | ▲ 51.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6k | €14k | ▲ 147% |
| Trade debts44 | - | €41k | €115k | €156k | €267k | ▲ 71.6% |
| Suppliers440/4 | - | €32k | €115k | €156k | €267k | ▲ 71.6% |
| Bills of exchange payable441 | - | €9k | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | €5k | €18k | €19k | ▲ 9.0% |
| Taxes450/3 | - | - | €5k | €18k | €19k | ▲ 9.0% |
| Other amounts payable47/48 | €250 | €13k | €10k | €59k | €59k | ▲ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-11k | €9k | €14k | €27k | €-24k | ▼ 189% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €21k | €29k | ▲ 42.1% |
| Operating cash flow (approximation) | €-9k | €11k | €16k | €48k | €5k | ▼ 89.0% |
| Investment in fixed assets (approximation) | - | €-3k | €-4k | €-70k | €-77k | ▼ 9.8% |
| Change in cash | - | €7k | €13k | €59k | €26k | ▼ 55.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 110 days late
2025
30-06
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2021net €27k ▲92.6%
Operating result €42k, net result €27k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 241 days late
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2020
Ground area
427 m²
Building footprint
288 m²
Volume, LiDAR
3,117 m³
2 parcels, Brussels, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
191
companies at this address
See who is registered here
1 establishment unit
QUBIMMO
since 20202.311.022.426
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0010/00V033 | Brussels | 217 m² | 1 · 199 m² | 16.1 m · 4 fl. |
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 2,453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
43120Site preparation
52210Service activities incidental to land transportation
43230Insulation installation
43990Other specialised construction activities
70200Business and other management consultancy
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Contact
E-mail
info@btonbton.beUkkel
Phone
0489329778Ukkel
Scores and ratios are computed by Checked and are not a credit decision.