QUATRIBO
ActiveQUATRIBO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460k and a net result of €399k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+49
Solvency60▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.57 in 2024; short-term debt: 60.2% and cash: 8.4% of total assets), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
30%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
13 d late
2023
21 d early
2022
31 d late
2021
25 d early
2020
25 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€460k▼ 14.1%
2024 · €536k
2018: €127k
2019: €223k
2020: €330k
2021: €387k
2022: €494k
2023: €530k
2024: €536k
2018 → 2025
Total assets
€1.33M▼ 4.6%
2024 · €1.40M
2018: €240k
2019: €345k
2020: €407k
2021: €578k
2022: €647k
2023: €763k
2024: €1.40M
2018 → 2025
Net result
€399k▲ 6,254%
2024 · €6k
2018: €49k
2019: €95k
2020: €95k
2021: €58k
2022: €107k
2023: €35k
2024: €6k
2018 → 2025
Working capital
€429k▼ 11.0%
2024 · €482k
2018: €117k
2019: €212k
2020: €312k
2021: €337k
2022: €427k
2023: €467k
2024: €482k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€387k-€494k▲ 27.7%€530k▲ 7.1%€536k▲ 1.2%€460k▼ 14.1%
Operating result€72k-€138k▲ 91.2%€49k▼ 64.5%€25k▼ 50.0%€569k▲ 2,219%
Net result€58k-€107k▲ 86.3%€35k▼ 67.1%€6k▼ 82.2%€399k▲ 6,254%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,219% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€101k▲ 43.8%
Current assets
€1.23M▼ 7.2%
Equity and liabilities €1.33M
Equity
€460k▼ 14.1%
Debt
€872k▲ 1.3%
The debt ratio rises from 61.6% to 65.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€595k▲
2024 · €61k
Cash flow
€425k▲
2024 · €43k
Solvency
34.6%▼
2024 · 38.4%
Current ratio
1.53▼
2024 · 1.57
Quick ratio
1.14▲
2024 · 0.90
Debt / equity
1.89▲
2024 · 1.61
ROE
86.7%▲
2024 · 1.2%
ROA
30.0%▲
2024 · 0.4%
Interest coverage
13.01▲
2024 · 3.83
Debt
€872k▲
2024 · €861k
Debt ≤ 1 year
€803k▼
2024 · €845k
Debt > 1 year
€35k▲
2024 · €3k
Income taxes
€126k▲
2024 · €3k
Staff costs
€265k▲
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.33M▼
Fixed assets21/28€70k€101k▲
Tangible fixed assets22/27€70k€101k▲
Plant, machinery and equipment23€63k€51k▼
Furniture and vehicles24€7k€50k▲
Current assets29/58€1.33M€1.23M▼
Stocks and contracts in progress3€565k€313k▼
Stocks30/36€565k€313k▼
Amounts receivable within one year40/41€325k€800k▲
Trade receivables40€13k€35k▲
Other amounts receivable41€312k€765k▲
Cash at bank and in hand54/58€405k€112k▼
Deferred charges and accrued income490/1€32k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.33M▼
Equity10/15€536k€460k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€497k€421k▼
Amounts payable17/49€861k€872k▲
Amounts payable after more than one year17€3k€35k▲
Financial debts170/4€3k€35k▲
Amounts payable within one year42/48€845k€803k▼
Current portion of amounts payable after more than one year42€36k€45k▲
Trade debts44€66k€79k▲
Suppliers440/4€66k€79k▲
Advances received on contracts in progress46€541k-
Taxes, remuneration and social security45€34k€48k▲
Taxes450/3€34k€29k▼
Remuneration and social security454/9-€18k
Other amounts payable47/48€167k€630k▲
Accrued charges and deferred income492/3€13k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€225k€265k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€26k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€287k€863k▲
Operating profit (loss)9901€25k€569k▲
Financial income75/76B€920€2k▲
Recurring financial income75€920€2k▲
Financial charges65/66B€16k€46k▲
Recurring financial charges65€16k€46k▲
Profit (loss) for the period before taxes9903€10k€526k▲
Income taxes67/77€3k€126k▲
Profit (loss) for the period9904€6k€399k▲
Profit (loss) for the period to be appropriated9905€6k€399k▲
Appropriation of the result
Profit (loss) to be appropriated9906€497k€896k▲
Profit (loss) brought forward from the previous period14P€491k€497k▲
Profit to be distributed694/7-€475k
Return on contributions (dividend)694-€475k
Social balance
Average headcount (FTE)90874.04.4▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 16 days late
2025
31-12
Financial
Highest result since 2018net €399k ▲6254%
Operating result €569k, net result €399k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼82.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €530k ▲7.1%
6 profitable years in a row build equity to €530k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Equity above €200kEq €223k ▲74.8%
2 profitable years in a row build equity to €223k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorekensstraat 112890 Puurs-Sint-AmandsGround area
639 m²
Building footprint
110 m²
Volume, LiDAR
19 m³
Parcel 12034A0835/00K000, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
QUATRIBO
since 20152.243.672.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12034A0835/00K000 | Flanders | 639 m² | 1 · 110 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 9,539 EUR awarded · 9,539 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 549 EUR |
| 2024 | 1 | 549 EUR | 0 EUR |
| 2023 | 1 | 3,207 EUR | 3,207 EUR |
| 2022 | 1 | 5,783 EUR | 5,783 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesQUATRIBO BV45728
Similar companies · same sector, comparable size
Vissers Projecten
BE 0684.980.346
Wuustwezel · Eq €460k
StG
BE 0898.970.363
Zwalm · Eq €461k
SACCOL EN VAN LOOY VASTGOED
BE 0441.240.825
Turnhout · Eq €461k
P & D Bouw
BE 0476.222.884
Lummen · Eq €460k
TRAGECO BAT
BE 0426.669.841
Waimes · Eq €461k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 9,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.