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Quarante Cinq

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 3 yrs active
Kapellestraat 88 ·9940 Evergem, Belgium
KBO/BCE: BE 0799.067.489
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Age3 yrs
Real estate1 parcel · 350 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Quarante Cinq is 6.3% (elevated). The 2023 annual accounts show equity of €16k and a net result of €12k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.3% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00434852
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00385485

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k
Working capital€5k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€24k
Net profit€12k
Cash flow€16k
Staff costs-
Income taxes€8k
Dividends-
Total assets€67k
Equity€16k
Debt€51k
of which ≤ 1y€23k
of which > 1y€28k
Working capital€5k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.23
Quick ratio0.94
Working capital ratio7.9%
Solvency23.8%
Debt / equity3.20
Long-term debt ratio1.74
Interest coverage50.62
Gross margin-
Net margin-
ROA17.8%
ROE75.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€67k
Fixed assets 21/28€38k
Tangible fixed assets 22/27€38k
Current assets 29/58€29k
Stocks & contracts in progress 3€7k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€67k
Equity 10/15€16k
Contributions / capital 10/11€4k
Reserves 13€12k
Amounts payable 17/49€51k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€25k
Operating result 9901€20k
Financial income 75€315
Financial charges 65€479
Result before taxes 9903€20k
Income taxes 67/77€8k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
63 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapellestraat 889940 Evergem

Establishment units

1 location
Quarante Cinq
Kapellestraat 88, 9940 EvergemHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20232.342.365.601
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area350 m²
Buildings1
Building footprint107 m²
Volume (LiDAR)882 m³
Tallest building11.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44302D0685/00S000 Flanders 350 m² 1 · 107 m² 11.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health63Profitability100Solvency40Growth-Stability79
70 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63
Profitability 100
Solvency 40
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
We hold annual accounts for 2,912 of the 20,286 companies in this sector. 2,428 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Hotels en dergelijke accommodatie55100Hotels en dergelijke accommodatie55100
Primary activity highlighted.
Names & trade names
Legal nameNL Quarante Cinq
Registered office
Kapellestraat 88
9940 Evergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.