QUALITY SET IMMOBILIER
ActiveQUALITY SET IMMOBILIER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.12M and a net result of €-96k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 21% of 1899 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+7
Solvency42▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 46.8% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
-1.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-96k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1899 sector peers (2025).
NBB · sector comparisonPosition among 1899 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
10 d early
2024
1 d early
2023
4 d early
2022
18 d early
2021
32 d early
2020
20 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.12M▼ 10.4%
2024 · €1.25M
2019: €-342k
2020: €1.31M
2021: €1.31M
2022: €1.12M
2023: €925k
2024: €1.25M
2019 → 2025
Total assets
€6.54M▼ 4.8%
2024 · €6.87M
2019: €1.45M
2020: €3.84M
2021: €6.07M
2022: €5.55M
2023: €6.98M
2024: €6.87M
2019 → 2025
Net result
€-96k▲ 23.0%
2024 · €-124k
2019: €-361k
2020: €595k
2021: €595k
2022: €-7k
2023: €-191k
2024: €-124k
2019 → 2025
Working capital
€-2.99M▲ 1.4%
2024 · €-3.03M
2019: €-1.76M
2020: €-1.98M
2021: €-1.98M
2022: €-1.55M
2023: €-3.34M
2024: €-3.03M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.31M-€1.12M▼ 15.1%€925k▼ 17.2%€1.25M▲ 34.7%€1.12M▼ 10.4%
Operating result€597k-€28k▼ 95.4%€-34k€-6k▲ 82.6%€31k
Net result€595k-€-7k€-191k▼ 2,508%€-124k▲ 35.2%€-96k▲ 23.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.54M
Fixed assets
€6.47M▼ 4.9%
Current assets
€70k▲ 11.2%
Equity and liabilities €6.54M
Equity
€1.12M▼ 10.4%
Debt
€5.43M▼ 3.5%
The debt ratio rises from 81.9% to 82.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€377k▲
2024 · €333k
Cash flow
€251k▲
2024 · €215k
Solvency
17.1%▼
2024 · 18.1%
Current ratio
0.02▲
2024 · 0.02
Quick ratio
0.02▲
2024 · 0.02
Debt / equity
4.86▲
2024 · 4.52
ROE
-8.6%▲
2024 · -10.0%
ROA
-1.5%▲
2024 · -1.8%
Interest coverage
2.35▲
2024 · 1.45
Debt
€5.43M▼
2024 · €5.63M
Debt ≤ 1 year
€3.06M▼
2024 · €3.09M
Debt > 1 year
€2.36M▼
2024 · €2.52M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.87M€6.54M▼
Fixed assets21/28€6.81M€6.47M▼
Tangible fixed assets22/27€6.81M€6.47M▼
Land and buildings22€6.81M€6.47M▼
Current assets29/58€63k€70k▲
Amounts receivable within one year40/41€3k€70k▲
Trade receivables40-€26k
Other amounts receivable41€3k€43k▲
Deferred charges and accrued income490/1€60k-
Equity and liabilities
Total equity and liabilities10/49€6.87M€6.54M▼
Equity10/15€1.25M€1.12M▼
Contributions10/11€1.08M€1.08M=
Profit (loss) carried forward14€-280k€-376k▼
Investment grants15€445k€411k▼
Amounts payable17/49€5.63M€5.43M▼
Amounts payable after more than one year17€2.52M€2.36M▼
Financial debts170/4€2.52M€2.36M▼
Amounts payable within one year42/48€3.09M€3.06M▼
Current portion of amounts payable after more than one year42€1.84M€1.76M▼
Financial debts43€10k€11k▲
Credit institutions430/8€10k€11k▲
Trade debts44€2k€46k▲
Suppliers440/4€2k€46k▲
Other amounts payable47/48€1.24M€1.25M▲
Accrued charges and deferred income492/3€11k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€339k€346k▲
Other operating charges640/8€972€41k▲
Gross operating margin9900€334k€418k▲
Operating profit (loss)9901€-6k€31k▲
Financial income75/76B€111k€34k▼
Recurring financial income75€111k€34k▼
Financial charges65/66B€229k€161k▼
Recurring financial charges65€229k€161k▼
Profit (loss) for the period before taxes9903€-124k€-96k▲
Profit (loss) for the period9904€-124k€-96k▲
Profit (loss) for the period to be appropriated9905€-124k€-96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-280k€-376k▼
Profit (loss) brought forward from the previous period14P€-156k€-280k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €1MEq €1.25M ▲34.7%
Equity rises from €925k to €1.25M.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €595k
Net result €595k after one loss-making year.
30-09
Financial
Equity above €1MEq €1.31M
Equity rises from €-342k to €1.31M.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Petit Tilleul 167522 TournaiGround area
1.7 ha
Building footprint
2,365 m²
Parcel 57031B0400/00H002, Wallonia. Linked by address, not a title deed.
1 establishment unit
QUALITY SET IMMOBILIER
since 20172.271.010.916
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0400/00H002 | Wallonia | 1.7 ha | 1 · 2,365 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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EECKHOUT
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CONSTRUCTIE DE BLOCK
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Louwet Staalbouw
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Of 3,987 companies in sector 25110 we hold annual accounts for 2,148. 1,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2017
Fiscal year end30-09
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
46831Wholesale of construction materials, general range
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.