QUALITY CONSULT
ActiveSummary
QUALITY CONSULT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €15k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 164 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+71
Solvency96▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.94 in 2024; short-term debt: 29% and cash: 21.3% of total assets), and 29% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
28 d late
2022
26 d late
2021
27 d late
2020
32 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 21.3%
2024 · €69k
2018: €28k
2019: €33k
2020: €60k
2021: €88k
2022: €81k
2023: €92k
2024: €69k
2018 → 2025
Total assets
€118k▲ 18.2%
2024 · €100k
2018: €87k
2019: €82k
2020: €108k
2021: €128k
2022: €146k
2023: €119k
2024: €100k
2018 → 2025
Net result
€15k
2024 · €-4k
2018: €7k
2019: €5k
2020: €27k
2021: €28k
2022: €8k
2023: €11k
2024: €-4k
2018 → 2025
Working capital
€77k▲ 29.3%
2024 · €60k
2018: €20k
2019: €27k
2020: €55k
2021: €85k
2022: €66k
2023: €80k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€81k▼ 8.4%€92k▲ 14.0%€69k▼ 24.9%€84k▲ 21.3%
Operating result€44k-€8k▼ 81.5%€17k▲ 113%€-4k€23k
Net result€28k-€8k▼ 72.9%€11k▲ 47.9%€-4k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€6k ▼ 30.3%
Current assets
€112k ▲ 23.1%
Equity and liabilities €118k
Equity
€84k ▲ 21.3%
Debt
€34k ▲ 11.2%
Debt's share of the balance-sheet total falls from 30.9% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €-1k
Cash flow
€18k▲
2024 · €-1k
Current ratio
3.26▲
2024 · 2.94
Quick ratio
3.21▲
2024 · 2.89
Debt to equity
0.41▼
2024 · 0.45
ROE
17.6%▲
2024 · -6.3%
ROA
12.5%▲
2024 · -4.3%
Interest coverage
331.18▲
2024 · -15.01
Debt ≤ 1 year
€34k▲
2024 · €31k
Income taxes
€10k▲
2024 · €-208
Staff costs
€87k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€118k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€8k€5k▼
Land and buildings22€207-
Plant, machinery and equipment23€8k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€91k€112k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€52k€85k▲
Trade receivables40€52k€85k▲
Cash at bank and in hand54/58€37k€25k▼
Equity and liabilities
Total equity and liabilities10/49€100k€118k▲
Equity10/15€69k€84k▲
Contributions10/11€92€92=
Reserves13€15k€30k▲
Distributable reserves133€15k€30k▲
Profit (loss) carried forward14€54k€54k▲
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€31k€34k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€9k€18k▲
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Remuneration, social security and pensions62€91k€87k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€239€242▲
Gross operating margin9900€90k€112k▲
Operating profit (loss)9901€-4k€23k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€99€77▼
Recurring financial charges65€99€77▼
Profit (loss) for the period before taxes9903€-5k€24k▲
Income taxes67/77€-208€10k▲
Profit (loss) for the period9904€-4k€15k▲
Profit (loss) for the period to be appropriated9905€-4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€68k▲
Profit (loss) brought forward from the previous period14P€58k€54k▼
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2018net €28k ▲5.8%
Operating result €44k, net result €28k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 2 establishment units since 1991
Ground area
1,348 m²
Building footprint
232 m²
Volume, LiDAR
1,443 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
QUALITY CONSULT
since 19912.054.468.116
QUALITY CONSULT BVBA
since 19932.054.468.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33012B0327/00S000 | Flanders | 700 m² | 1 · 81 m² | 10.4 m · 3 fl. |
| 36494D0224/00K002 | Flanders | 648 m² | 1 · 152 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 9,856 EUR awarded · 9,856 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,704 EUR | 1,704 EUR |
| 2024 | 1 | 511 EUR | 511 EUR |
| 2023 | 1 | 7,641 EUR | 7,641 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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Of 96 companies in sector 14220 we hold annual accounts for 33. 19 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-1991
Fiscal year end31-12
Activities, NACEBEL 2025
14220Manufacture of wearing apparel
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.