QSOLUTION
ActiveQSOLUTION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €715k and a net result of €27k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 7680 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-6
Solvency48▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.86 in 2024), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
1.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
on the day
2022
7 d early
2021
11 d early
2020
44 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€715k▲ 4.0%
2024 · €688k
2018: €276k
2019: €310k
2020: €382k
2021: €477k
2022: €559k
2023: €654k
2024: €688k
2018 → 2025
Total assets
€2.07M▼ 0.1%
2024 · €2.07M
2018: €309k
2019: €565k
2020: €603k
2021: €694k
2022: €1.24M
2023: €1.95M
2024: €2.07M
2018 → 2025
Net result
€27k▼ 19.7%
2024 · €34k
2018: €92k
2019: €62k
2020: €73k
2021: €102k
2022: €103k
2023: €95k
2024: €34k
2018 → 2025
Working capital
€-40k▲ 26.0%
2024 · €-55k
2018: €274k
2019: €95k
2020: €151k
2021: €219k
2022: €237k
2023: €229k
2024: €-55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€477k-€559k▲ 17.2%€654k▲ 16.9%€688k▲ 5.2%€715k▲ 4.0%
Operating result€146k-€153k▲ 4.3%€141k▼ 8.0%€67k▼ 52.3%€58k▼ 13.4%
Net result€102k-€103k▲ 1.3%€95k▼ 8.4%€34k▼ 64.0%€27k▼ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.97M▲ 13.1%
Current assets
€99k▼ 69.8%
Equity and liabilities €2.07M
Equity
€715k▲ 4.0%
Debt
€1.36M▼ 2.1%
The debt ratio falls from 66.8% to 65.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€126k▲
2024 · €113k
Cash flow
€95k▲
2024 · €80k
Solvency
34.5%▲
2024 · 33.2%
Current ratio
0.71▼
2024 · 0.86
Quick ratio
0.70▼
2024 · 0.86
Debt / equity
1.90▼
2024 · 2.01
ROE
3.8%▼
2024 · 4.9%
ROA
1.3%▼
2024 · 1.6%
Interest coverage
5.13▲
2024 · 4.58
Debt
€1.36M▼
2024 · €1.38M
Debt ≤ 1 year
€140k▼
2024 · €384k
Debt > 1 year
€1.22M▲
2024 · €1.00M
Income taxes
€7k▼
2024 · €10k
Staff costs
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.07M€2.07M▼
Fixed assets21/28€1.74M€1.97M▲
Tangible fixed assets22/27€1.74M€1.97M▲
Land and buildings22€572k€1.88M▲
Plant, machinery and equipment23€0€11k▲
Furniture and vehicles24€9k€32k▲
Other tangible fixed assets26€50k€49k▼
Assets under construction and advance payments27€1.11M€1k▼
Current assets29/58€330k€99k▼
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€115k€68k▼
Trade receivables40€110k€63k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€211k€27k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.07M€2.07M▼
Equity10/15€688k€715k▲
Contributions10/11€8k€8k=
Reserves13€680k€707k▲
Distributable reserves133€680k€707k▲
Amounts payable17/49€1.38M€1.36M▼
Amounts payable after more than one year17€1.00M€1.22M▲
Financial debts170/4€1.00M€926k▼
Other amounts payable178/9-€290k
Amounts payable within one year42/48€384k€140k▼
Current portion of amounts payable after more than one year42€73k€75k▲
Financial debts43€388€0▼
Credit institutions430/8€388€0▼
Trade debts44€97k€20k▼
Suppliers440/4€97k€20k▼
Taxes, remuneration and social security45€30k€29k▼
Taxes450/3€27k€26k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€183k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€7k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€67k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€121k€142k▲
Operating profit (loss)9901€67k€58k▼
Financial income75/76B€1k€595▼
Recurring financial income75€1k€595▼
Financial charges65/66B€25k€24k▼
Recurring financial charges65€25k€24k▼
Profit (loss) for the period before taxes9903€44k€34k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€34k€27k▼
Profit (loss) for the period to be appropriated9905€34k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€27k▼
Transfer to equity691/2€34k€27k▼
To other reserves6921€34k€27k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €27k ▼19.7%
Net result drops to €27k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €103k ▲1.3%
Operating result €153k, net result €103k, both a record.
31-12
Financial
Equity above €500kEq €559k ▲17.2%
5 profitable years in a row build equity to €559k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2008
Ground area
2,785 m²
Building footprint
165 m²
Volume, LiDAR
1,169 m³
Parcel 25006B0241/00K000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QSOLUTION
since 20082.174.495.520
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0241/00K000 | Wallonia | 2,785 m² | 1 · 165 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KUSTVERHUURBEDRIJF WESTENDE
BE 0431.642.278
Middelkerke · Eq €715k
Hôtel de Paris
BE 0422.613.954
Sint-Gillis (bij-Brussel) · Eq €715k
Hotel Jan Brito
BE 0894.268.833
Brugge · Eq €715k
Olivier Christiaens
BE 0685.798.215
Damme · Eq €712k
NEW VILLA
BE 0882.203.914
Kortemark · Eq €719k
Of 2,383 companies in sector 55100 we hold annual accounts for 1,507. 1,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2008
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.