QSLD
ActiveSummary
The computed 12-month bankruptcy probability of QSLD is 3.3% (moderate). The 2025 annual accounts show equity of €95k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 47% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency53▼-2
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.44 in 2024; short-term debt: 58.3% and cash: 9.9% of total assets), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €95k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
85 d early
2024
65 d early
2023
69 d early
2022
61 d early
2021
33 d early
2020
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 19.3%
2024 · €79k
2020: €83k
2021: €110k
2022: €84k
2023: €73k
2024: €79k
2020 → 2025
Total assets
€344k▲ 28.7%
2024 · €267k
2020: €190k
2021: €228k
2022: €228k
2023: €204k
2024: €267k
2020 → 2025
Net result
€15k▲ 137%
2024 · €6k
2020: €32k
2021: €27k
2022: €-26k
2023: €-11k
2024: €6k
2020 → 2025
Working capital
€-135k▼ 87.0%
2024 · €-72k
2020: €58k
2021: €64k
2022: €45k
2023: €7k
2024: €-72k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€84k▼ 23.5%€73k▼ 13.3%€79k▲ 8.9%€95k▲ 19.3%
Operating result€30k-€-24k€-9k▲ 60.1%€10k€19k▲ 87.0%
Net result€27k-€-26k€-11k▲ 56.7%€6k€15k▲ 137%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 87% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€279k ▲ 32.1%
Current assets
€65k ▲ 16.2%
Equity and liabilities €344k
Equity
€95k ▲ 19.3%
Debt
€249k ▲ 32.7%
Debt's share of the balance-sheet total rises from 70.3% to 72.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €36k
Cash flow
€43k▲
2024 · €32k
Current ratio
0.32▼
2024 · 0.44
Quick ratio
0.25▼
2024 · 0.31
Debt to equity
2.63▲
2024 · 2.36
ROE
16.2%▲
2024 · 8.2%
ROA
4.5%▲
2024 · 2.4%
Interest coverage
12.85▲
2024 · 9.99
Debt ≤ 1 year
€200k▲
2024 · €128k
Debt > 1 year
€49k▼
2024 · €59k
Staff costs
€268k▼
2024 · €279k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€267k€344k▲
Formation expenses20€0€0=
Fixed assets21/28€211k€279k▲
Intangible fixed assets21€36k€28k▼
Tangible fixed assets22/27€175k€251k▲
Plant, machinery and equipment23€62k€54k▼
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€5k€188k▲
Assets under construction and advance payments27€101k-
Current assets29/58€56k€65k▲
Stocks and contracts in progress3€16k€16k▼
Stocks30/36€16k€16k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€4k€1k▼
Other amounts receivable41€529€809▲
Cash at bank and in hand54/58€20k€34k▲
Deferred charges and accrued income490/1€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€267k€344k▲
Equity10/15€79k€95k▲
Contributions10/11€51k€51k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€-12k€4k▲
Amounts payable17/49€188k€249k▲
Amounts payable after more than one year17€59k€49k▼
Financial debts170/4€59k€49k▼
Amounts payable within one year42/48€128k€200k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Advances received on contracts in progress46€180€3k▲
Taxes, remuneration and social security45€20k€28k▲
Taxes450/3€10k€13k▲
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€89k€154k▲
Income statement
Code20242025
Remuneration, social security and pensions62€279k€268k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€343€624▲
Gross operating margin9900€315k€316k▲
Operating profit (loss)9901€10k€19k▲
Financial income75/76B€10€187▲
Recurring financial income75€10€187▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€6k€15k▲
Income taxes67/77€-9-
Profit (loss) for the period9904€6k€15k▲
Profit (loss) for the period to be appropriated9905€6k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€4k▲
Profit (loss) brought forward from the previous period14P€-18k€-12k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-26k ▼197%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €110k ▲31.9%
2 profitable years in a row build equity to €110k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chartreux(PLX) 34122 NeupréGround area
1,699 m²
Building footprint
200 m²
Volume, LiDAR
1,143 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QSLD
since 20192.290.867.410
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019B0269/00G000 | Wallonia | 1,089 m² | 1 · 147 m² | 7.8 m · 2 fl. |
| 62081A0216/00B000 | Wallonia | 610 m² | 1 · 54 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.290.867.410
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.