QiC
ActiveSummary
QiC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.97M and a net result of €4.03M. Equity is growing by ~74.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity ample (current ratio 8.26 against 12.93 in 2024; short-term debt: 4.6% and cash: 36.3% of total assets), and 4.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
129.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
49 d late
2024
59 d late
2023
58 d late
2022
31 d early
2021
31 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€295k
EBIT margin
81.8%
Net result
€4.03M▲ 88.3%
2024 · €2.14M
2019: €99k
2020: €148k
2021: €186k
2022: €196k
2023: €2.80M
2024: €2.14M
2019 → 2025
Working capital
€1.04M▼ 35.2%
2024 · €1.61M
2019: €101k
2020: €113k
2021: €273k
2022: €322k
2023: €1.36M
2024: €1.61M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€295k-
Equity€434k-€481k▲ 10.7%€1.76M▲ 266%€2.30M▲ 30.8%€2.97M▲ 29.0%
Operating result€241k-€256k▲ 6.0%€124k▼ 51.6%€101k▼ 18.0%€20k▼ 80.1%
Net result€186k-€196k▲ 5.8%€2.80M▲ 1,324%€2.14M▼ 23.4%€4.03M▲ 88.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€1.93M ▲ 178%
Current assets
€1.18M ▼ 32.0%
Equity and liabilities €3.11M
Equity
€2.97M ▲ 29.0%
Debt
€143k ▲ 6.3%
Debt's share of the balance-sheet total falls from 5.5% to 4.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €107k
Cash flow
€4.06M▲
2024 · €2.15M
Current ratio
8.26▼
2024 · 12.93
Debt to equity
0.05▼
2024 · 0.06
ROE
135.9%▲
2024 · 93.1%
ROA
129.7%▲
2024 · 88.0%
Interest coverage
70.21▼
2024 · 544.28
Debt ≤ 1 year
€143k▲
2024 · €135k
Income taxes
€29k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.43M€3.11M▲
Fixed assets21/28€693k€1.93M▲
Tangible fixed assets22/27€111k€91k▼
Furniture and vehicles24€105k€86k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€582k€1.84M▲
Current assets29/58€1.74M€1.18M▼
Amounts receivable within one year40/41€177k€51k▼
Trade receivables40€161-
Other amounts receivable41€177k€51k▼
Cash at bank and in hand54/58€1.56M€1.13M▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.43M€3.11M▲
Equity10/15€2.30M€2.97M▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2.30M€2.97M▲
Amounts payable17/49€135k€143k▲
Amounts payable within one year42/48€135k€143k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€21k-
Taxes450/3€21k-
Other amounts payable47/48€107k€139k▲
Accrued charges and deferred income492/3€175-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€24k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€26k
Gross operating margin9900€109k€73k▼
Operating profit (loss)9901€101k€20k▼
Financial income75/76B€2.09M€4.04M▲
Recurring financial income75€2.09M€4.02M▲
Non-recurring financial income76B-€24k
Financial charges65/66B€24k€628▼
Recurring financial charges65€197€628▲
Non-recurring financial charges66B€24k-
Profit (loss) for the period before taxes9903€2.17M€4.06M▲
Income taxes67/77€30k€29k▼
Profit (loss) for the period9904€2.14M€4.03M▲
Profit (loss) for the period to be appropriated9905€2.14M€4.03M▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.90M€6.33M▲
Profit (loss) brought forward from the previous period14P€1.76M€2.30M▲
Profit to be distributed694/7€1.60M€3.37M▲
Return on contributions (dividend)694€1.60M€3.37M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
2025
31-12
Financial
Highest result since 2019net €4.03M ▲88.3%
Net result €4.03M, the highest in the series.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
2024
31-12
Financial
Liquidity times 7current ratio 12.93
Current ratio from 1.85 to 12.93; short-term debt falls from €1.59M to €135k.
31-12
Financial
Equity above €2MEq €2.30M ▲30.8%
6 profitable years in a row build equity to €2.30M.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-12
Financial
Equity above €1MEq €1.76M ▲266%
5 profitable years in a row build equity to €1.76M.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €249k ▲147%
2 profitable years in a row build equity to €249k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Palmenlaan 112020 AntwerpenGround area
1,321 m²
Building footprint
198 m²
Volume, LiDAR
1,434 m³
Parcel 11812M0031/00V000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QiC
since 20192.291.435.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0031/00V000 | Flanders | 1,321 m² | 1 · 198 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 2,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:qve.qic@gmail.com