QBIC Arkiv Fund
ActiveSummary
QBIC Arkiv Fund has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.49M and a net result of €-571k. Equity is shrinking by ~13.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+16
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
short-term debt: 0% and cash: 0.2% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-8.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-571k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
76 d early
2023
56 d early
2022
55 d early
2021
48 d early
2020
43 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€6.49M▼ 8.1%
2024 · €7.06M
2018: €16.22M
2019: €16.81M
2020: €17.15M
2021: €12.94M
2022: €12.63M
2023: €9.60M
2024: €7.06M
2018 → 2025
Total assets
€6.49M▼ 8.2%
2024 · €7.07M
2018: €16.25M
2019: €16.82M
2020: €17.17M
2021: €27.29M
2022: €12.74M
2023: €9.60M
2024: €7.07M
2018 → 2025
Net result
€-571k▲ 77.5%
2024 · €-2.54M
2018: €417k
2019: €-1.01M
2020: €-457k
2021: €10.04M
2022: €-303k
2023: €-3.03M
2024: €-2.54M
2018 → 2025
Working capital
€1.22M▼ 49.0%
2024 · €2.40M
2018: €2.66M
2019: €2.16M
2020: €2.78M
2021: €2.60M
2022: €2.61M
2023: €2.56M
2024: €2.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.94M-€12.63M▼ 2.3%€9.60M▼ 24.0%€7.06M▼ 26.4%€6.49M▼ 8.1%
Operating result€-170k-€-165k▲ 3.2%€-106k▲ 35.6%€-64k▲ 39.5%€-61k▲ 5.5%
Net result€10.04M-€-303k€-3.03M▼ 901%€-2.54M▲ 16.3%€-571k▲ 77.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €61k in 2025 against €64k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.49M
Fixed assets
€5.27M ▲ 13.0%
Current assets
€1.22M ▼ 49.1%
Equity and liabilities €6.49M
Equity
€6.49M ▼ 8.1%
Debt
€1k ▼ 82.3%
Debt's share of the balance-sheet total falls from 0.1% to 0.0%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.00▼
2024 · 0.00
ROE
-8.8%▲
2024 · -35.9%
ROA
-8.8%▲
2024 · -35.9%
Debt ≤ 1 year
€1k▼
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €6.49M, equity €6.49M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.07M€6.49M▼
Fixed assets21/28€4.66M€5.27M▲
Financial fixed assets28€4.66M€5.27M▲
Current assets29/58€2.41M€1.22M▼
Amounts receivable within one year40/41€1.47M€1.21M▼
Other amounts receivable41€1.47M€1.21M▼
Cash at bank and in hand54/58€935k€11k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€7.07M€6.49M▼
Equity10/15€7.06M€6.49M▼
Contributions10/11€5.99M€5.99M=
Capital10€5.99M€5.99M=
Issued capital100€5.99M€5.99M=
Reserves13€347k€347k=
Non-distributable reserves130/1€347k€347k=
Legal reserve130€347k€347k=
Profit (loss) carried forward14€729k€158k▼
Amounts payable17/49€8k€1k▼
Amounts payable within one year42/48€8k€1k▼
Trade debts44€8k€146▼
Suppliers440/4€8k€146▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-63k€-59k▲
Operating profit (loss)9901€-64k€-61k▲
Financial income75/76B€460k€23k▼
Recurring financial income75€343k€23k▼
Non-recurring financial income76B€117k€0▼
Financial charges65/66B€2.93M€533k▼
Recurring financial charges65€917€592▼
Non-recurring financial charges66B€2.93M€533k▼
Profit (loss) for the period before taxes9903€-2.54M€-571k▲
Profit (loss) for the period9904€-2.54M€-571k▲
Profit (loss) for the period to be appropriated9905€-2.54M€-571k▲
Appropriation of the result
Profit (loss) to be appropriated9906€729k€158k▼
Profit (loss) brought forward from the previous period14P€3.27M€729k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
MiscellaneousStatutes amendment · Consent3 facts ▸
State Gazette act
Miscellaneous
Statutes amendment · Consent3 facts ▸
- General meeting, 17-07-2026
- Statutes amendment
- Consent, 07-07-2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 830.21
Current ratio from 289.46 to 830.21; short-term debt falls from €8k to €1k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-3.03M
Net result drops to €-3.03M, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 68current ratio 1678.18
Current ratio from 24.77 to 1678.18; short-term debt falls from €110k to €2k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 21current ratio 24.77
Current ratio from 1.18 to 24.77; short-term debt falls from €14.36M to €110k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €10.04M
Net result €10.04M after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 247.38
Current ratio from 93.52 to 247.38; short-term debt falls from €29k to €9k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
27 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ottergemsesteenweg-Zuid 8089000 GentGround area
3.2 ha
Building footprint
2.0 ha
Volume, LiDAR
251,951 m³
Parcel 44808H0602/00T003, Flanders · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
QBIC Arkiv Fund
since 20122.212.510.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0602/00T003 | Flanders | 3.2 ha | 1 · 2.0 ha | 40.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500D6N3Y7YTTAT036
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-05-2012
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.