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Q FOR

Active
European economic interest groupingfounded 199828 yrs activeNinoofsesteenweg 1078, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0462.786.406

For the legal form of Q FOR, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €1k and a net result of €968. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 17% of 3169 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
57 / 100
Fair▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency24=
Growth68=
Stability100
Credit verdict
No credit on open account
Liquidity tight (current ratio 1.16 against 1.16 in 2024), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 3169 sector peers (2025).
NBB · sector comparison
Position among 3169 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
2023
54 d early
2022
48 d early
2021
33 d early
2020
29 d early
2019
38 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€968▼ 6.1%
2024 · €1k
2018: €819 2019: €931 2020: €707 2021: €1k 2022: €1k 2023: €1k 2024: €1k
2018 → 2025
Working capital
€1k=
2024 · €1k
2018: €1k 2019: €1k 2020: €1k 2021: €1k 2022: €1k 2023: €1k 2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1k-€1k=€1k=€1k=€1k=
Operating result€1k-€1k▼ 0.4%€1k▼ 0.7%€1k▼ 0.1%€1k▼ 5.8%
Net result€1k-€1k▲ 0.5%€1k▼ 6.3%€1k=€968▼ 6.1%
Result per fiscal year
Operating resultNet result
€0€500€1kOperating result 2021: €1k€1kNet result 2021: €1k€1kOperating result 2022: €1k€1kNet result 2022: €1k€1kOperating result 2023: €1k€1kNet result 2023: €1k€1kOperating result 2024: €1k€1kNet result 2024: €1k€1kOperating result 2025: €1k€1kNet result 2025: €968€96820212022202320242025
The operating result has fallen four years in a row; 2025 is 6% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity €1k=
Debt €8k▲ 3.5%
The debt ratio rises from 85.9% to 86.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
13.7%
2024 · 14.1%
Current ratio
1.16
2024 · 1.16
Quick ratio
1.16
2024 · 1.16
Debt / equity
6.30
2024 · 6.09
ROE
80.7%
2024 · 85.9%
ROA
11.0%
2024 · 12.1%
Debt
€8k
2024 · €7k
Debt ≤ 1 year
€8k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€9k€9k
Current assets29/58€9k€9k
Amounts receivable within one year40/41€8k€8k
Trade receivables40€8k€8k
Cash at bank and in hand54/58€678€618
Equity and liabilities
Total equity and liabilities10/49€9k€9k
Equity10/15€1k€1k=
Contributions10/11€1k€1k=
Capital10€1k€1k=
Issued capital100€2k€2k=
Uncalled capital101€1k€1k=
Amounts payable17/49€7k€8k
Amounts payable within one year42/48€7k€8k
Other amounts payable47/48€7k€8k
Income statement Code20242025
Gross operating margin9900€1k€1k
Operating profit (loss)9901€1k€1k
Financial charges65/66B€60€60=
Recurring financial charges65€60€60=
Profit (loss) for the period before taxes9903€1k€968
Profit (loss) for the period9904€1k€968
Profit (loss) for the period to be appropriated9905€1k€968
Appropriation of the result
Profit (loss) to be appropriated9906€1k€968
Profit to be distributed694/7€1k€968
Return on contributions (dividend)694€1k€968

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
07-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €1k ▲0.5%
Net result €1k, the highest in the series.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet €707 ▼24.1%
Net result drops to €707, the lowest in the series; recovery starts the following year.
23-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
02-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
08-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ninoofsesteenweg 10781080 Sint-Jans-Molenbeek
Ground area
509 m²
Building footprint
311 m²
Volume, LiDAR
3,535 m³
Parcel 21524C0041/00Y021, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0041/00Y021 Brussels 509 m² 1 · 311 m² 16.7 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 5,507 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formEuropean economic interest grouping
Founded02-03-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.