Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Pulmenti is 6.0% (elevated). The 2024 annual accounts show equity of €27k and a net result of €-10k. Its solvency ranks better than 35% of 5615 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.0%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-09-2025 | 60 d late | 2025-00509946 |
| 31-12-2023 | 31-07-2024 | 30-09-2024 | 61 d late | 2024-00481160 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-10k
Working capital€-297k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 4.5% | 19.3% | |
| Net result | €-10k | €4k | |
| Equity | €27k | €14k | |
| Gross operating margin | €53k | €52k | |
| Staff costs | €29k | €49k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €19k |
| Net profit | €-10k |
| Cash flow | €12k |
| Staff costs | €29k |
| Income taxes | - |
| Dividends | - |
| Total assets | €602k |
| Equity | €27k |
| Debt | €575k |
| of which ≤ 1y | €353k |
| of which > 1y | €222k |
| Working capital | €-297k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.16 |
| Quick ratio | 0.15 |
| Working capital ratio | -49.3% |
| Solvency | 4.5% |
| Debt / equity | 21.36 |
| Long-term debt ratio | 8.26 |
| Interest coverage | 2.65 |
| Gross margin | - |
| Net margin | - |
| ROA | -1.6% |
| ROE | -35.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €602k |
| Fixed assets | 21/28 | €546k |
| Intangible fixed assets | 21 | €3k |
| Tangible fixed assets | 22/27 | €543k |
| Current assets | 29/58 | €56k |
| Stocks & contracts in progress | 3 | €4k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €602k |
| Equity | 10/15 | €27k |
| Contributions / capital | 10/11 | €62k |
| Accumulated profits (losses) | 14 | €-35k |
| Amounts payable | 17/49 | €575k |
| Amounts payable after one year | 17 | €222k |
| Amounts payable within one year | 42/48 | €353k |
| Trade debts payable within one year | 44 | €85k |
| Income statement | ||
| Gross operating margin | 9900 | €53k |
| Operating result | 9901 | €-3k |
| Financial income | 75 | €37 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €-10k |
| Net result for the period | 9904 | €-10k |
| Result to be appropriated | 9905 | €-10k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed18
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorFormer directors (1)
-
Sien Van der BiestDirectorState Gazette act 25103453 (13-08-2025)Former- → 30-06-2025
2 events
- 30-06-2025 Resigned· Director
- 30-06-2025 Resigned· Daily management
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met volledige bediening(56111) |
| Legal form | Public limited company(014) |
| Incorporation | 10-02-2023 |
| Status | Active |
| Postal code | 9300 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 69300 AalstEstablishment units
2 locationsDe Soeptrien Take-Away
since 20232.342.446.466
De Soeptrien
since 20232.342.446.565
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,483 m²
Buildings2
Building footprint575 m²
Volume (LiDAR)3,400 m³
Tallest building16.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0764/00N005 | Flanders | 2,425 m² | 1 · 517 m² | 6.8 m · 2 fl. |
| 41002A0870/00A000 | Flanders | 58 m² | 1 · 58 m² | 16.0 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2025
13-08-2025 2 resigning
- Sien Van der Biest, Bestuurder
- Sien Van der Biest, Dagelijks bestuur
Analysis
Snowflake analysis
financial profile on 5 axes25
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
18
Profitability
0
Solvency
3
Growth
-
Stability
79
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Credit advice
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We hold annual accounts for 2,912 of the 20,287 companies in this sector. 2,568 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met volledige bediening56101Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | Pulmenti |
Registered office
Kerkstraat 6
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.