Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Puerta Azul is 7.1% (elevated). The 2024 annual accounts show equity of €5k and a net result of €-25k. Its solvency ranks better than 50% of 5615 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone7.1%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 31-10-2025 | 92 d late | 2025-00557381 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-25k
Working capital€-16k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.4% | 19.3% | |
| Net result | €-25k | €4k | |
| Equity | €5k | €14k | |
| Gross operating margin | €-2k | €52k | |
| Staff costs | €9k | €49k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-13k |
| Net profit | €-25k |
| Cash flow | €-14k |
| Staff costs | €9k |
| Income taxes | - |
| Dividends | - |
| Total assets | €28k |
| Equity | €5k |
| Debt | €23k |
| of which ≤ 1y | €23k |
| of which > 1y | - |
| Working capital | €-16k |
| Employees (FTE) | 2.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.30 |
| Quick ratio | 0.30 |
| Working capital ratio | -56.1% |
| Solvency | 19.4% |
| Debt / equity | 4.15 |
| Long-term debt ratio | - |
| Interest coverage | -12.01 |
| Gross margin | - |
| Net margin | - |
| ROA | -87.0% |
| ROE | -448.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €28k |
| Fixed assets | 21/28 | €21k |
| Intangible fixed assets | 21 | €20k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €28k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €30k |
| Accumulated profits (losses) | 14 | €-25k |
| Amounts payable | 17/49 | €23k |
| Amounts payable within one year | 42/48 | €23k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-23k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-25k |
| Net result for the period | 9904 | €-25k |
| Result to be appropriated | 9905 | €-25k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed5
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
Daniel Kleevens IsidoroDirectorState Gazette act 24157957 (05-11-2024)Current01-10-2024 → present
-
Mireille KleevensDirectorState Gazette act 24157957 (05-11-2024)Current01-10-2024 → present
Former directors (3)
-
Ziggy BenkerroumDirectorState Gazette act 24157957 (05-11-2024)Former- → 30-09-2024
-
Camille KennesDirectorState Gazette act 23140522 (06-11-2023)Former01-10-2023 → 30-04-2024
2 events
- 30-04-2024 Resigned· Director
- 01-10-2023 Appointed· Director
-
Emllio MeesDirectorState Gazette act 23140522 (06-11-2023)Former- → 30-09-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met volledige bediening(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 11-05-2023 |
| Status | Active |
| Postal code | 2018 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationPuerta Azul
since 20232.345.097.833
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area93 m²
Buildings1
Building footprint48 m²
Volume (LiDAR)740 m³
Tallest building17.9 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1263/00E009 | Flanders | 93 m² | 1 · 48 m² | 17.9 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts All acts · 3
updated 1 year ago
2024
05-11-2024 2 directors appointed, 1 resigning
- Mireille Kleevens, Bestuurder
- Daniel Kleevens Isidoro, Bestuurder
- Ziggy Benkerroum, Bestuurder
06-09-2024 Mandate of Camille Kennes as director expired
- Camille Kennes, Bestuurder
2023
06-11-2023 1 director appointed, 1 resigning
- Camille Kennes, Bestuurder
- Emllio Mees, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes24
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
5
Profitability
0
Solvency
13
Growth
-
Stability
79
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1007.080.625 · Oostende
BE 1008.402.694 · Mons
BE 1008.648.263 · Ieper
BE 0753.505.995 · Brussel
BE 0794.539.173 · Brussel
We hold annual accounts for 2,912 of the 20,286 companies in this sector. 1,775 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
| Legal nameNL | Puerta Azul |
Registered office
Dageraadplaats 21
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.