Publi - Sportwear Diffusion
ActiveSummary
Publi - Sportwear Diffusion has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €26k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 45% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency60▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.6 in 2024; short-term debt: 58.4% and cash: 17.5% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
104 d early
2023
58 d early
2022
18 d early
2021
48 d early
2020
46 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 7.2%
2024 · €68k
2018: €31k
2019: €24k
2020: €59k
2021: €76k
2022: €77k
2023: €77k
2024: €68k
2018 → 2025
Total assets
€181k▲ 8.7%
2024 · €167k
2018: €110k
2019: €124k
2020: €112k
2021: €235k
2022: €172k
2023: €144k
2024: €167k
2018 → 2025
Net result
€26k▲ 57.2%
2024 · €17k
2018: €34k
2019: €-918
2020: €35k
2021: €57k
2022: €24k
2023: €6k
2024: €17k
2018 → 2025
Working capital
€47k▼ 2.5%
2024 · €48k
2018: €27k
2019: €14k
2020: €50k
2021: €69k
2022: €72k
2023: €57k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€77k▲ 1.6%€77k=€68k▼ 11.1%€64k▼ 7.2%
Operating result€78k-€38k▼ 51.5%€8k▼ 77.9%€26k▲ 215%€43k▲ 64.4%
Net result€57k-€24k▼ 58.0%€6k▼ 75.8%€17k▲ 189%€26k▲ 57.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€28k ▼ 25.4%
Current assets
€153k ▲ 18.7%
Equity and liabilities €181k
Equity
€64k ▼ 7.2%
Debt
€118k ▲ 19.8%
Debt's share of the balance-sheet total rises from 58.9% to 64.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €36k
Cash flow
€36k▲
2024 · €26k
Current ratio
1.45▼
2024 · 1.60
Quick ratio
1.42▼
2024 · 1.53
Debt to equity
1.85▲
2024 · 1.43
ROE
41.7%▲
2024 · 24.6%
ROA
14.6%▲
2024 · 10.1%
Interest coverage
36.07▲
2024 · 25.44
Debt ≤ 1 year
€106k▲
2024 · €81k
Debt > 1 year
€12k▼
2024 · €18k
Income taxes
€16k▲
2024 · €8k
Staff costs
€39k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€181k▲
Fixed assets21/28€38k€28k▼
Tangible fixed assets22/27€38k€28k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€35k€26k▼
Current assets29/58€129k€153k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€106k€116k▲
Trade receivables40€94k€111k▲
Other amounts receivable41€12k€6k▼
Cash at bank and in hand54/58€15k€32k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€167k€181k▲
Equity10/15€68k€64k▼
Contributions10/11€13k€6k▼
Reserves13€43k€45k▲
Distributable reserves133€43k€45k▲
Profit (loss) carried forward14€13k€12k▼
Amounts payable17/49€98k€118k▲
Amounts payable after more than one year17€18k€12k▼
Financial debts170/4€18k€12k▼
Amounts payable within one year42/48€81k€106k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€761€2k▲
Credit institutions430/8€761€2k▲
Trade debts44€38k€40k▲
Suppliers440/4€38k€40k▲
Taxes, remuneration and social security45€17k€34k▲
Taxes450/3€12k€29k▲
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€19k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€40k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€739
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€276€262▼
Gross operating margin9900€77k€94k▲
Operating profit (loss)9901€26k€43k▲
Financial income75/76B€5€12▲
Recurring financial income75€5€12▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€25k€42k▲
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€17k€26k▲
Profit (loss) for the period to be appropriated9905€17k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€40k▼
Profit (loss) brought forward from the previous period14P€33k€13k▼
Transfer from equity791/2-€24k
Transfer to equity691/2€17k€26k▲
To other reserves6921€17k€26k▲
Profit to be distributed694/7€19k€25k▲
Return on contributions (dividend)694€18k€25k▲
Directors or managers695€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €57k ▲62.5%
Operating result €78k, net result €57k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-918 ▼103%
Net result drops to €-918, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sovimont 14A5150 FloreffeGround area
1,140 m²
Building footprint
110 m²
Volume, LiDAR
847 m³
Parcel 92045G0186/00F000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Sovimont 14A, 5150 Floreffe
since 19912.054.371.908
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045G0186/00F000 | Wallonia | 1,140 m² | 1 · 110 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UPTOWN
BE 0433.238.523
Sint-Pieters-Woluwe · Eq €63,732
YEGA MODE
BE 0460.332.504
Schaarbeek · Eq €64,844
D.-L. DISTRIBUTION
BE 0864.075.109
Kontich · Eq €62,000
GE-DE-TEX
BE 0431.641.585
Koksijde · Eq €65,095
IMAGO TEXTIEL
BE 0464.455.596
Hasselt · Eq €65,209
Of 687 companies in sector 46412 we hold annual accounts for 517. 365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
46496Wholesale trade
47639Retail sale of other sporting goods
93121Football clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.