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PsySens

Active
Private limited company·Activiteiten op het gebied van psychologie· 2 yrs active
Rue du Maquis 59 ·4100 Seraing, Belgium
KBO/BCE: BE 0804.895.706
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Age2 yrs
Real estate1 parcel · 268 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PsySens is 0.2% (very low). The 2025 annual accounts show equity of €78k and a net result of €25k. Its solvency ranks better than 53% of 2210 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 30-04-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-08. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-08-2025, that is 31-03-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-08-2025 31-03-2026 30-04-2026 30 d late 2026-00106896
31-08-2024 31-03-2025 30-03-2025 1 d early 2025-00061426

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€25k-46.4%
Working capital€38k+81.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2024: €61k€61kNet result 2024: €47k€47kOperating result 2025: €35k€35kNet result 2025: €25k€25k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 61.8% 58.1%
better than 53% of 2210 sector peers
Net result €25k €60k
better than 25% of 2208 sector peers
Equity €78k €74k
better than 51% of 2210 sector peers
Gross operating margin €43k €96k
better than 23% of 2210 sector peers
Total assets €126k €186k
better than 35% of 2210 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€42k
-35.3% 24-25
Net profit
€25k
-46.4% 24-25
Cash flow
€33k
-35.9% 24-25
Total assets
€126k
+4.9% 24-25
Equity
€78k
+46.1% 24-25
Working capital
€38k
+81.7% 24-25
Income taxes
€7k
-39.6% 24-25
Dividends
€830
+3.8% 24-25
Debt
€48k
-28.0% 24-25
Debt ≤ 1y
€45k
-31.3% 24-25
Current ratio
1.84
+39.7% 24-25
Quick ratio
1.84
+39.7% 24-25
Solvency
61.8%
+39.3% 24-25
Debt / equity
0.62
-50.7% 24-25
ROE
32.6%
-63.3% 24-25
ROA
20.2%
-48.9% 24-25
Interest coverage
22.74
-43.8% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€42k
Net profit€25k
Cash flow€33k
Staff costs-
Income taxes€7k
Dividends€830
Total assets€126k
Equity€78k
Debt€48k
of which ≤ 1y€45k
of which > 1y-
Working capital€38k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.84
Quick ratio1.84
Working capital ratio29.9%
Solvency61.8%
Debt / equity0.62
Long-term debt ratio-
Interest coverage22.74
Gross margin-
Net margin-
ROA20.2%
ROE32.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€126k
Fixed assets 21/28€43k
Intangible fixed assets 21€42k
Tangible fixed assets 22/27€939
Current assets 29/58€82k
Cash & bank 54/58€71k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€126k
Equity 10/15€78k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€68k
Amounts payable 17/49€48k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€43k
Operating result 9901€35k
Financial charges 65€2k
Result before taxes 9903€33k
Income taxes 67/77€7k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Maquis 594100 Seraing

Establishment units

1 location
PsySens
Rue du Maquis 59, 4100 SeraingActiviteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen
since 20232.349.138.971
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area268 m²
Buildings1
Building footprint46 m²
Volume (LiDAR)385 m³
Tallest building9.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62355B0630/00H002 Wallonia 268 m² 1 · 46 m² 9.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency95Growth52Stability82
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 95
Growth 52
Stability 82

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 254 of the 5,522 companies in this sector. 210 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen86904Activiteiten op het gebied van psychologie86931Arbeidsbemiddeling78100Arbeidsbemiddeling78100Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameFR PsySens
Registered office
Rue du Maquis 59
4100 Seraing, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.