PSYGNOSIS CONSULTING
ActivePSYGNOSIS CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-43k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 18.09 against 13.74 in 2024), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
-99.7%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€43k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
51 d early
2023
50 d early
2022
45 d early
2021
46 d early
2020
53 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▼ 51.3%
2024 · €83k
2018: €172k
2019: €175k
2020: €204k
2021: €120k
2022: €120k
2023: €171k
2024: €83k
2018 → 2025
Total assets
€43k▼ 51.8%
2024 · €89k
2018: €262k
2019: €222k
2020: €218k
2021: €158k
2022: €157k
2023: €188k
2024: €89k
2018 → 2025
Net result
€-43k▲ 51.2%
2024 · €-88k
2018: €146
2019: €3k
2020: €29k
2021: €32k
2022: €16k
2023: €51k
2024: €-88k
2018 → 2025
Working capital
€39k▼ 44.7%
2024 · €71k
2018: €39k
2019: €58k
2020: €121k
2021: €54k
2022: €71k
2023: €139k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€120k▲ 0.5%€171k▲ 42.1%€83k▼ 51.3%€41k▼ 51.3%
Operating result€47k-€27k▼ 41.2%€72k▲ 165%€-88k€-44k▲ 49.8%
Net result€32k-€16k▼ 49.3%€51k▲ 210%€-88k€-43k▲ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €88k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€1k▼ 89.5%
Current assets
€42k▼ 45.8%
Equity and liabilities €43k
Equity
€41k▼ 51.3%
Debt
€2k▼ 58.8%
The debt ratio falls from 6.3% to 5.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-33k▲
2024 · €-68k
Cash flow
€-32k▲
2024 · €-68k
Solvency
94.6%▲
2024 · 93.7%
Current ratio
18.09▲
2024 · 13.74
Quick ratio
18.09▲
2024 · 13.74
Debt / equity
0.06▼
2024 · 0.07
ROE
-105.4%▼
2024 · -105.2%
ROA
-99.7%▼
2024 · -98.6%
Interest coverage
-215.74▲
2024 · -576.17
Debt
€2k▼
2024 · €6k
Debt ≤ 1 year
€2k▼
2024 · €6k
Income taxes
€-1k▼
2024 · €692
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€43k▼
Fixed assets21/28€12k€1k▼
Tangible fixed assets22/27€12k€1k▼
Land and buildings22€11k€753▼
Furniture and vehicles24€2k€530▼
Current assets29/58€77k€42k▼
Amounts receivable within one year40/41€20k€11k▼
Other amounts receivable41€20k€11k▼
Cash at bank and in hand54/58€57k€31k▼
Equity and liabilities
Total equity and liabilities10/49€89k€43k▼
Equity10/15€83k€41k▼
Contributions10/11€19k€19k=
Reserves13€131k€131k=
Distributable reserves133€131k€131k=
Profit (loss) carried forward14€-66k€-109k▼
Amounts payable17/49€6k€2k▼
Amounts payable within one year42/48€6k€2k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-66k€-31k▲
Operating profit (loss)9901€-88k€-44k▲
Financial income75/76B€1k€425▼
Recurring financial income75€1k€425▼
Financial charges65/66B€118€153▲
Recurring financial charges65€118€153▲
Profit (loss) for the period before taxes9903€-87k€-44k▲
Income taxes67/77€692€-1k▼
Profit (loss) for the period9904€-88k€-43k▲
Profit (loss) for the period to be appropriated9905€-88k€-43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-88k€-109k▼
Profit (loss) brought forward from the previous period14P-€-66k
Transfer from equity791/2€21k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-88k ▼273%
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €51k ▲210%
Operating result €72k, net result €51k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.91
Current ratio from 2.94 to 8.91; short-term debt falls from €37k to €18k.
31-12
Financial
Equity above €150kEq €171k ▲42.1%
6 profitable years in a row build equity to €171k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 9.56
Current ratio from 2.75 to 9.56; short-term debt falls from €33k to €14k.
31-12
Financial
Equity above €200kEq €204k ▲16.3%
3 profitable years in a row build equity to €204k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizershof 112500 LierGround area
4,881 m²
Building footprint
225 m²
Volume, LiDAR
2,382 m³
Parcel 12021K0393/00E000, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PSYGNOSIS CONSULTING
since 20002.101.042.368
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021K0393/00E000 | Flanders | 4,881 m² | 1 · 225 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 327 EUR awarded · 327 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 327 EUR | 327 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500I9M6K7IRVJ3L92
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 14,937 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.