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Complete company report
Generated 05-09-2026
Active BE 1022.379.901Private limited company

PsyDo

Rue d'Esneux(DLX) 31 ·4140 Sprimont, Belgium· 1 yrs active
Sector: Psychology services (86931)
Conclusion Checked

PsyDo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €431. Its solvency ranks better than 33% of 16012 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €6k
Net result €431
Better than sector 33%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health79Profitability34Solvency77Growth-Stability67
64 / 100

Strong profile, led by health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 79
Profitability 34
Solvency 77
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
79 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity Current ratio 1.60 (≥ 1.5) +10
Quick ratio Quick ratio 1.60 (≥ 1.0) +5
Leverage Debt/equity 1.38 (< 2.0) +3
Profitability ROE 7% +3
Interest coverage Interest coverage 6.1× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 20-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 42.0% 63.4%
better than 33% of 16012 sector peers
Net result €431 €62k
better than 9% of 16004 sector peers
Equity €6k €132k
better than 10% of 16015 sector peers
Gross operating margin €3k €116k
better than 5% of 16015 sector peers
Total assets €15k €286k
better than 5% of 16020 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€3k
Net profit€431
Cash flow€581
Staff costs-
Income taxes€2k
Dividends-
Total assets€15k
Equity€6k
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.60
Quick ratio1.60
Working capital ratio34.6%
Solvency42.0%
Debt / equity1.38
Long-term debt ratio-
Interest coverage6.13
Gross margin-
Net margin-
ROA2.8%
ROE6.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€15k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€14k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€15k
Equity 10/15€6k
Contributions / capital 10/11€6k
Reserves 13€431
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€3k
Operating result 9901€3k
Financial income 75€0
Financial charges 65€453
Result before taxes 9903€2k
Income taxes 67/77€2k
Net result for the period 9904€431
Result to be appropriated 9905€431
Legal Structure
NACE primary Psychology services(86931)
Legal form Private limited company(610)
Incorporation15-04-2025
StatusActive
Postal code4140
Establishment units 1 location
PsyDo
Rue d'Esneux(DLX) 31, 4140 SprimontOther education
since 20252.375.332.931
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62028B0380/00F000 Wallonia 1,100 m² 1 · 84 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Psychology services86931Other education85599
Names & trade names
Legal nameFR PsyDo
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative