PSYCHOSANTE
ActivePSYCHOSANTE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €42k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
short-term debt: 0.9% and cash: 90.6% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
18.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
46 d early
2023
44 d early
2022
41 d early
2021
26 d early
2020
24 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 10.5%
2024 · €203k
2019: €150k
2020: €169k
2021: €196k
2022: €160k
2023: €176k
2024: €203k
2019 → 2025
Total assets
€226k▲ 11.2%
2024 · €203k
2019: €158k
2020: €171k
2021: €200k
2022: €163k
2023: €179k
2024: €203k
2019 → 2025
Net result
€42k▼ 1.4%
2024 · €42k
2019: €20k
2020: €19k
2021: €27k
2022: €41k
2023: €39k
2024: €42k
2019 → 2025
Working capital
€223k▲ 10.9%
2024 · €201k
2019: €91k
2020: €141k
2021: €192k
2022: €158k
2023: €173k
2024: €201k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€160k▼ 18.4%€176k▲ 9.9%€203k▲ 15.3%€224k▲ 10.5%
Operating result€37k-€59k▲ 61.0%€59k▼ 0.1%€64k▲ 8.0%€61k▼ 3.7%
Net result€27k-€41k▲ 50.6%€39k▼ 5.2%€42k▲ 9.5%€42k▼ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€1k▼ 35.2%
Current assets
€225k▲ 11.6%
Equity and liabilities €226k
Equity
€224k▲ 10.5%
Debt
€2k▲ 232%
The debt ratio rises from 0.3% to 0.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €64k
Cash flow
€42k▼
2024 · €43k
Solvency
99.1%▼
2024 · 99.7%
Debt / equity
0.01▲
2024 · 0.00
ROE
18.6%▼
2024 · 20.8%
ROA
18.4%▼
2024 · 20.8%
Interest coverage
49.88▲
2024 · 43.49
Debt
€2k▲
2024 · €632
Debt ≤ 1 year
€2k▲
2024 · €632
Income taxes
€21k▼
2024 · €21k
A ratio outside any meaningful range has been withheld (balance sheet total €226k, equity €224k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€203k€226k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€376-
Current assets29/58€202k€225k▲
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€2k€581▼
Other amounts receivable41€11k€18k▲
Cash at bank and in hand54/58€188k€205k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€203k€226k▲
Equity10/15€203k€224k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€190k€212k▲
Non-distributable reserves130/1€190k€211k▲
Reserves not available under the articles1311€190k€211k▲
Tax-exempt reserves132€662€662=
Profit (loss) carried forward14€7€12▲
Amounts payable17/49€632€2k▲
Amounts payable within one year42/48€632€2k▲
Trade debts44€415€244▼
Suppliers440/4€415€244▼
Taxes, remuneration and social security45€217€2k▲
Taxes450/3€217€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€878€595▼
Other operating charges640/8€1k€567▼
Gross operating margin9900€65k€62k▼
Operating profit (loss)9901€64k€61k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€63k€63k▼
Income taxes67/77€21k€21k▼
Profit (loss) for the period9904€42k€42k▼
Profit (loss) for the period to be appropriated9905€42k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€42k▼
Profit (loss) brought forward from the previous period14P€0€7▲
Transfer from equity791/2€15k€20k▲
Transfer to equity691/2€42k€42k▼
To other reserves6921€42k€42k▼
Profit to be distributed694/7€15k€20k▲
Return on contributions (dividend)694€15k€20k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €42k ▲9.5%
Operating result €64k, net result €42k, both a record.
30-06
Financial
Liquidity times 6current ratio 319.22
Current ratio from 55.90 to 319.22; short-term debt falls from €3k to €632.
30-06
Financial
Equity above €200kEq €203k ▲15.3%
6 profitable years in a row build equity to €203k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €19k ▼7.3%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 5current ratio 74.48
Current ratio from 15.61 to 74.48; short-term debt falls from €6k to €2k.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Petit-Roeulx(OB) 216230 Pont-à-CellesGround area
1,286 m²
Building footprint
119 m²
Parcel 52051A0208/00B002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52051A0208/00B002 | Wallonia | 1,286 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOKTER INGE KERKHOFS
BE 0716.662.922
Oudsbergen · Eq €224k
Cabinet médical Docteurs Delaey-Thysman
BE 0774.800.465
Bouillon · Eq €224k
DR AS VAN DAMME
BE 0735.854.272
Farciennes · Eq €224k
DOKTER CHARLES RYSENAER
BE 0479.380.037
Gent · Eq €224k
Dr. Meuwissen
BE 0628.797.451
Sint-Truiden · Eq €224k
Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 5,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2002
Fiscal year end30-06
Activities, NACEBEL
86210General medical practice
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.