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PS&U

Active
Public limited company· 28 yrs active
Quinten Metsysplein 12 ·3000 Leuven, Belgium
KBO/BCE: BE 0463.562.703
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Age28 yrs
Real estate2 parcels · 9,513 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PS&U is 0.7% (low). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-08-2025 25 d late 2025-00425100
31-12-2023 31-07-2024 16-05-2024 76 d early 2024-00090077
31-12-2022 31-07-2023 01-06-2023 60 d early 2023-00110048
31-12-2021 31-07-2022 14-04-2022 108 d early 2022-20003676
31-12-2020 31-07-2021 23-04-2021 99 d early 2021-11200414
31-12-2019 31-07-2020 27-05-2020 65 d early 2020-13300400
31-12-2018 31-07-2019 05-07-2019 26 d early 2019-30200142
31-12-2017 31-07-2018 06-08-2018 6 d late 2018-44000252
31-12-2016 31-07-2017 15-06-2017 46 d early 2017-18200205
31-12-2015 31-07-2016 20-06-2016 41 d early 2016-20000595

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 25-08-2025 2025-00425100
31-12-2023 verkort 16-05-2024 2024-00090077
31-12-2022 verkort 01-06-2023 2023-00110048
31-12-2021 verkort 14-04-2022 2022-20003676
31-12-2020 verkort 23-04-2021 2021-11200414
31-12-2019 verkort 27-05-2020 2020-13300400
31-12-2018 verkort 05-07-2019 2019-30200142
31-12-2017 verkort 06-08-2018 2018-44000252
31-12-2016 verkort 15-06-2017 2017-18200205
31-12-2015 verkort 20-06-2016 2016-20000595

Directors

Directors & mandates

5 directors
Current directors & mandates
  • Residentie Martino
    Director
    State Gazette act 24144568 (08-10-2024)
    Current
    08-10-2024 → present
  • Tamara Lismont
    Director
    State Gazette act 24062491 (17-04-2024)
    Current
    17-04-2024 → present
    2 events
    • 08-10-2024 Resigned· Director
    • 17-04-2024 Appointed· Director
  • Tim Pauwels
    Director
    State Gazette act 23104970 (11-08-2023)
    Current
    15-06-2017 → present
    3 events
    • 11-08-2023 Appointed· Director
    • 15-06-2017 Resigned· Managing director
    • 15-06-2017 Appointed· Managing director
Former directors (2)
  • Finance & Management Executives
    Director
    State Gazette act 24144568 (08-10-2024)
    Former
    - → 08-10-2024
  • Gilles Van Lembergen
    Director
    State Gazette act 21034276 (17-03-2021)
    Former
    - → 17-03-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Public limited company(014)
Incorporation12-06-1998
StatusActive
Postal code3000

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Quinten Metsysplein 123000 Leuven

Establishment units

1 location
Fonteinstraat 1 A, 3000 Leuven
Overige financiële instellingen, n.e.g.
since 19982.122.770.467
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area9,513 m²
Buildings1
Building footprint405 m²
Volume (LiDAR)624 m³
Tallest building10.9 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24502B0324/00S002 Flanders 5,098 m² 1 · 405 m² 10.9 m
24505F0415/00G000 Flanders 4,415 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

10 acts
Capital history · 1
17-07-2017
v3.2
Address history · 2
08-10-2024
Registered-office move
11-08-2023
Registered-office move
All acts · 10 updated 1 year ago
2024
08-10-2024 Registered office moved from Herent to Leuven Registered-office change·Rooman & Berghmans
  • 3020 HERENT, PERSILSTRAAT 51D, BUS 4 → 3000 Leuven, Quinten Metsyspiein 12 bus 0001
Notary: Rooman & Berghmans · Leuven
17-04-2024 Tamara Lismont appointed as director Director changes
  • Tamara Lismont, Bestuurder
Summary: v3.2
2023
11-08-2023 Registered office moved from Zoutleeuw to Herent Registered-office change·LEHYEN
  • Zoutleeuwse Steenweg 14C, 3440 Zoutleeuw → Persilstraat 51D bus 4; 3020 Herent
Notary: LEHYEN · Luik
2021
28-06-2021 Articles of association amended Statutes amendment
Summary: v3.2
17-03-2021 Gilles Van Lembergen resigns as director Director changes
  • Gilles Van Lembergen, Bestuurder
Summary: v3.2
2017
16-10-2017 Articles of association amended Statutes amendment
Summary: v3.2
23-08-2017 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Rechtbank van Koophandel
Summary: proposalNotary: Rechtbank van Koophandel · Leuven
17-07-2017 Capital increase of €242,768.66 to €442,500 Capital & shares
  • €199.731,34 → €442.500
  • Inbreng in natura · Apport en nature
Summary: v3.2
15-06-2017 1 director appointed, 1 resigning Director changes
  • Tim Pauwels, Gedelegeerd bestuurder
  • Tim Pauwels, Gedelegeerd bestuurder
Summary: v3.2
2004
30-01-2004 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Officer designation

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL PS&U
Registered office
Quinten Metsysplein 12 bus 1
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.