Protect@home
ActiveThe computed 12-month bankruptcy probability of Protect@home is 6.5% (elevated). The 2025 annual accounts show negative equity (€-6k) and a net result of €-2k. Equity is shrinking by ~80.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
42 d late
2024
2 d early
2023
92 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-6k▼ 68.4%
2024 · €-3k
2022: €7k
2023: €-295
2024: €-3k
2022 → 2025
Total assets
€1k▼ 36.8%
2024 · €2k
2022: €10k
2023: €4k
2024: €2k
2022 → 2025
Net result
€-2k▲ 25.2%
2024 · €-3k
2022: €-3k
2023: €-7k
2024: €-3k
2022 → 2025
Working capital
€-7k▼ 52.6%
2024 · €-4k
2022: €7k
2023: €-295
2024: €-4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€-295€-3k▼ 1,065%€-6k▼ 68.4%
Operating result€-3k-€-7k▼ 153%€-3k▲ 58.0%€-2k▲ 26.2%
Net result€-3k-€-7k▼ 157%€-3k▲ 57.6%€-2k▲ 25.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1k
Fixed assets
€761▼ 10.8%
Current assets
€367▼ 60.6%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-2k▲
2024 · €-3k
Interest coverage
-15.13▲
2024 · -19.67
Debt
€7k▲
2024 · €5k
Debt ≤ 1 year
€7k▲
2024 · €5k
Staff costs
€0▲
2024 · €0
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€1k▼
Fixed assets21/28€853€761▼
Tangible fixed assets22/27€853€761▼
Plant, machinery and equipment23€853€761▼
Current assets29/58€932€367▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€836€366▼
Deferred charges and accrued income490/1€96€1▼
Equity and liabilities
Total equity and liabilities10/49€2k€1k▼
Equity10/15€-3k€-6k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-13k€-16k▼
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€599€699▲
Suppliers440/4€599€699▲
Taxes, remuneration and social security45€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€5k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70€92▲
Other operating charges640/8€1k€684▼
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial charges65/66B€149€140▼
Recurring financial charges65€149€140▼
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-16k▼
Profit (loss) brought forward from the previous period14P€-10k€-13k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 42 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oordegemkouter 249340 LedeGround area
1,664 m²
Building footprint
288 m²
Volume, LiDAR
1,654 m³
Parcel 41052B0131/00H003, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVK Retail Intelligence
since 20222.329.996.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052B0131/00H003 | Flanders | 1,664 m² | 1 · 288 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2022
Fiscal year end31-12
Trade name NL
BVK Protect
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.