PROTECH SOLUTIONS

Active

Private limited companyfounded 20241 yr activeKapelstraat 114, 2840 Rumst, BelgiumKBO/BCE: BE 1014.357.011

PROTECH SOLUTIONS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €23k. Its solvency ranks better than 16% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

51 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability82

Solvency36

Growth-

Track record67

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.94; short-term debt: 79.6% and cash: 4.5% of total assets), and 88.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 33

Relative position

BE, all sectors

reference

Sector 33

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11.3%

Return on assets

10.4%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1304 sector peers (2025).

NBB · sector comparison

Position among 1304 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

27 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€25k

Total assets

€220k

Net result

€23k

Working capital

€-11k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €220k

25.3%

74.7%

Fixed assets €56k

Current assets €164k

Equity and liabilities €220k

11%

88.7%

Equity €25k

Debt €195k

Debt finances 88.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€49k

Cash flow

€41k

Solvency

11.3%

Current ratio

0.94

Quick ratio

0.09

Debt / equity

7.87

ROE

91.9%

ROA

10.4%

Interest coverage

47.08

Debt

€195k

Debt ≤ 1 year

€175k

Debt > 1 year

€20k

Income taxes

€6k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€220k

Fixed assets21/28€56k

Tangible fixed assets22/27€52k

Furniture and vehicles24€52k

Financial fixed assets28€4k

Current assets29/58€164k

Stocks and contracts in progress3€149k

Stocks30/36€149k

Amounts receivable within one year40/41€5k

Trade receivables40€5k

Other amounts receivable41€65

Cash at bank and in hand54/58€10k

Equity and liabilities

Total equity and liabilities10/49€220k

Equity10/15€25k

Contributions10/11€2k

Profit (loss) carried forward14€23k

Amounts payable17/49€195k

Amounts payable after more than one year17€20k

Financial debts170/4€20k

Amounts payable within one year42/48€175k

Current portion of amounts payable after more than one year42€8k

Trade debts44€32k

Suppliers440/4€32k

Taxes, remuneration and social security45€12k

Taxes450/3€4k

Remuneration and social security454/9€8k

Other amounts payable47/48€123k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k

Other operating charges640/8€2k

Gross operating margin9900€51k

Operating profit (loss)9901€30k

Financial income75/76B€18

Recurring financial income75€18

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€29k

Income taxes67/77€6k

Profit (loss) for the period9904€23k

Profit (loss) for the period to be appropriated9905€23k

Appropriation of the result

Profit (loss) to be appropriated9906€23k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rumst · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapelstraat 1142840 Rumst

Ground area

59 m²

Building footprint

58 m²

Volume, LiDAR

485 m³

Parcel 11045A0458/00M000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

PROTECH SOLUTIONS

Kapelstraat 114, 2840 RumstNACE 45111

since 20242.364.793.187

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11045A0458/00M000	Flanders	59 m²	1 · 58 m²	11.0 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT

since 30-08-2025

Similar companies · same sector, comparable size

Scherpenheuvel-Zichem · Eq €25k

Of 3,713 companies in sector 33120 we hold annual accounts for 1,342. 911 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-09-2024

Fiscal year end31-12

Activities, NACEBEL

33120Repair and maintenance of machinery

46711Wholesale of cars and light vans (up to 3.5 tonnes)

46140Agents in the wholesale of industrial machinery, ships and aircraft

46499Wholesale of other household goods

46720Wholesale of motor vehicle parts and accessories

47120Other non-specialised retail sale

47191Retail trade

47811Retail sale of cars and light vans (up to 3.5 tonnes)

49320Non-scheduled passenger transport by road

49410Freight transport by road

53200Other postal and courier activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.