PROPER
ActiveThe computed 12-month bankruptcy probability of PROPER is 1.8% (moderate). The 2025 annual accounts show equity of €54k and a net result of €9k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4444 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 19.1 against 7.57 in 2024; short-term debt: 4.6% and cash: 77% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
11 d late
2023
33 d early
2022
32 d early
2021
17 d late
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 20.6%
2024 · €45k
2020: €32k
2021: €45k
2022: €31k
2023: €41k
2024: €45k
2020 → 2025
Total assets
€57k▲ 12.3%
2024 · €51k
2020: €41k
2021: €69k
2022: €50k
2023: €52k
2024: €51k
2020 → 2025
Net result
€9k▲ 117%
2024 · €4k
2020: €22k
2021: €13k
2022: €-14k
2023: €10k
2024: €4k
2020 → 2025
Working capital
€47k▲ 27.0%
2024 · €37k
2020: €29k
2021: €38k
2022: €22k
2023: €32k
2024: €37k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€31k▼ 31.2%€41k▲ 31.0%€45k▲ 10.5%€54k▲ 20.6%
Operating result€18k-€-13k€11k€8k▼ 33.4%€14k▲ 92.0%
Net result€13k-€-14k€10k€4k▼ 55.7%€9k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€7k▼ 9.9%
Current assets
€50k▲ 16.3%
Equity and liabilities €57k
Equity
€54k▲ 20.6%
Debt
€3k▼ 53.9%
The debt ratio falls from 11.2% to 4.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €12k
Cash flow
€14k▲
2024 · €9k
Solvency
95.4%▲
2024 · 88.8%
Current ratio
19.10▲
2024 · 7.57
Quick ratio
19.10▲
2024 · 7.57
Debt / equity
0.05▼
2024 · 0.13
ROE
17.1%▲
2024 · 9.5%
ROA
16.3%▲
2024 · 8.4%
Interest coverage
75.96▲
2024 · 20.64
Debt
€3k▼
2024 · €6k
Debt ≤ 1 year
€3k▼
2024 · €6k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€57k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€8k€7k▼
Current assets29/58€43k€50k▲
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€930€200▼
Cash at bank and in hand54/58€38k€44k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€51k€57k▲
Equity10/15€45k€54k▲
Contributions10/11€10k€10k=
Reserves13€35k€44k▲
Distributable reserves133€35k€44k▲
Amounts payable17/49€6k€3k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€6k€3k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€1k€561▼
Suppliers440/4€1k€561▼
Taxes, remuneration and social security45€0€2k▲
Taxes450/3€0€2k▲
Other amounts payable47/48€812€0▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€773▼
Gross operating margin9900€13k€20k▲
Operating profit (loss)9901€8k€14k▲
Financial income75/76B€2€182▲
Recurring financial income75€2€182▲
Financial charges65/66B€575€258▼
Recurring financial charges65€575€258▼
Profit (loss) for the period before taxes9903€7k€14k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€9k▲
Transfer to equity691/2€4k€9k▲
To other reserves6921€4k€9k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 19.10
Current ratio from 7.57 to 19.10; short-term debt falls from €6k to €3k.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-14k ▼205%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosgatstraat 129688 MaarkedalGround area
287 m²
Building footprint
133 m²
Volume, LiDAR
724 m³
Parcel 45044C0819/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROPER
since 20202.297.479.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45044C0819/00E000 | Flanders | 287 m² | 1 · 133 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 2,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.