PROOST PAUL
ActivePROOST PAUL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €578k and a net result of €30k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 16.35 against 14.39 in 2023; short-term debt: 5.7% and cash: 79.8% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.6%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
43 d late
2022
29 d late
2021
26 d late
2020
65 d late
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€578k▲ 5.5%
2023 · €548k
2018: €285k
2019: €360k
2020: €444k
2021: €489k
2022: €519k
2023: €548k
2018 → 2024
Total assets
€676k▲ 2.9%
2023 · €656k
2018: €431k
2019: €546k
2020: €589k
2021: €608k
2022: €652k
2023: €656k
2018 → 2024
Net result
€30k▲ 1.0%
2023 · €30k
2018: €44k
2019: €75k
2020: €84k
2021: €45k
2022: €29k
2023: €30k
2018 → 2024
Working capital
€596k▲ 8.8%
2023 · €548k
2018: €352k
2019: €402k
2020: €494k
2021: €419k
2022: €480k
2023: €548k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€444k-€489k▲ 10.2%€519k▲ 6.0%€548k▲ 5.7%€578k▲ 5.5%
Operating result€110k-€70k▼ 36.3%€48k▼ 31.7%€42k▼ 11.3%€48k▲ 12.7%
Net result€84k-€45k▼ 46.3%€29k▼ 35.0%€30k▲ 0.7%€30k▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €676k
Fixed assets
€41k▼ 39.6%
Current assets
€634k▲ 7.8%
Equity and liabilities €676k
Equity
€578k▲ 5.5%
Provisions
€58k▼ 6.1%
Debt
€39k▼ 15.5%
The debt ratio falls from 7.0% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2023 · €69k
Cash flow
€57k▲
2023 · €57k
Solvency
85.6%▲
2023 · 83.5%
Current ratio
16.35▲
2023 · 14.39
Quick ratio
15.45▲
2023 · 14.39
Debt / equity
0.07▼
2023 · 0.08
ROE
5.2%▼
2023 · 5.4%
ROA
4.4%▼
2023 · 4.5%
Interest coverage
30.89▲
2023 · 26.44
Debt
€39k▼
2023 · €46k
Debt ≤ 1 year
€39k▼
2023 · €41k
Income taxes
€19k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€656k€676k▲
Fixed assets21/28€68k€41k▼
Tangible fixed assets22/27€68k€41k▼
Land and buildings22€323€0▼
Furniture and vehicles24€68k€41k▼
Current assets29/58€589k€634k▲
Stocks and contracts in progress3-€35k
Stocks30/36-€35k
Amounts receivable within one year40/41€49k€61k▲
Other amounts receivable41€49k€61k▲
Cash at bank and in hand54/58€540k€539k▼
Equity and liabilities
Total equity and liabilities10/49€656k€676k▲
Equity10/15€548k€578k▲
Contributions10/11€10k€10k=
Reserves13€538k€568k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€538k€568k▲
Provisions and deferred taxes16€62k€58k▼
Provisions for liabilities and charges160/5€62k€58k▼
Environmental obligations163€0-
Other liabilities and charges164/5€62k€58k▼
Amounts payable17/49€46k€39k▼
Amounts payable within one year42/48€41k€39k▼
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€26k€33k▲
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€6k€-4k▼
Other operating charges640/8€1k€5k▲
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€82k€75k▼
Operating profit (loss)9901€42k€48k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€42k€49k▲
Income taxes67/77€12k€19k▲
Profit (loss) for the period9904€30k€30k▲
Profit (loss) for the period to be appropriated9905€30k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€30k▲
Transfer to equity691/2€30k€30k▲
To other reserves6921€30k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €29k ▼35%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €519k ▲6%
5 profitable years in a row build equity to €519k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
2020
31-12
Financial
Highest result since 2018net €84k ▲12.2%
Net result €84k, the highest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Engeland 222300 TurnhoutGround area
2,773 m²
Building footprint
524 m²
Volume, LiDAR
2,487 m³
Parcel 13040B0064/00V000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proost Paul
since 20012.095.407.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040B0064/00V000 | Flanders | 2,773 m² | 1 · 524 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FORRIM
BE 0432.917.829
Ieper · Eq €578k
Trommelen
BE 0770.515.243
Beerse · Eq €578k
A-M Motors
BE 0819.911.405
Lebbeke · Eq €577k
AUTOTEC
BE 0455.021.753
Büllingen · Eq €577k
WERVIKS AUTOBEDRIJF
BE 0474.769.666
Wervik · Eq €577k
Of 7,375 companies in sector 95311 we hold annual accounts for 2,958. 2,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2001
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
01430Raising of horses and other equines
43331Floor and wall tiling
43990Other specialised construction activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
45192
47812Retail trade
46180Agents specialised in the wholesale of other particular products
46232Wholesale trade
93127Equestrian clubs
95314Bodywork repair (including spraying and painting)
95319Other maintenance and repair of motor vehicles
96994Pet training
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.