Summary
PROMO CONSTRUCT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
8 d late
2022
1 d early
2021
1 d late
2020
1 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k=
2024 · €94k
2019: €113k
2020: €111k
2021: €112k
2022: €94k
2023: €94k
2024: €94k
2019 → 2025
Total assets
€94k=
2024 · €94k
2019: €126k
2020: €115k
2021: €116k
2022: €95k
2023: €95k
2024: €94k
2019 → 2025
Net result
€15▼ 94.6%
2023 · €269
2019: €-5k
2020: €-2k
2021: €1k
2022: €-19k
2023: €269
2019 → 2024
Working capital
€94k▲ 0.3%
2022 · €94k
2019: €113k
2020: €112k
2021: €112k
2022: €94k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€94k▼ 16.5%€94k▲ 0.3%€94k=€94k=
Operating result€-137-€-19k▼ 13,383%€-1k▲ 94.0%€-532▲ 52.5%
Net result€1k-€-19k€269€15▼ 94.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €532 in 2024 against €1k in 2023; the loss shrinks.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€94k=
Current assets29/58€94k€94k=
Stocks and contracts in progress3€844€844=
Stocks30/36€844€844=
Amounts receivable within one year40/41€71k€71k=
Other amounts receivable41€71k€71k=
Cash at bank and in hand54/58€20k€20k=
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€94k€94k=
Equity10/15€94k€94k=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€32k€32k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€516€516=
Income statement
Code20242025
Other operating charges640/8€532-
Operating profit (loss)9901€-532-
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€2k-
Recurring financial charges65€53-
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€15-
Profit (loss) for the period9904€15-
Profit (loss) for the period to be appropriated9905€15-
Appropriation of the result
Profit (loss) to be appropriated9906€516€516=
Profit (loss) brought forward from the previous period14P€501€516▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-06
Financial
Back to profitnet €269
Net result €269 after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 170.65
Current ratio from 57.60 to 170.65; short-term debt falls from €2k to €555.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-19k ▼1865%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Liquidity quadruplescurrent ratio 42.36
Current ratio from 9.55 to 42.36; short-term debt falls from €13k to €3k.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 99 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Essendreef 178300 Knokke-HeistGround area
742 m²
Building footprint
190 m²
Volume, LiDAR
1,169 m³
Parcel 31039E0130/00M000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROMO CONSTRUCT
since 20022.114.678.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0130/00M000 | Flanders | 742 m² | 1 · 190 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mechetei Bezettingswerken
BE 0745.347.604
Dessel · Eq €94,110
VOTIA
BE 0695.500.589
Yvoir · Eq €94,117
BOUWWERKEN WIM GABRIELS
BE 0477.615.330
Herenthout · Eq €94,121
MGD Construct
BE 0792.289.466
Wemmel · Eq €94,127
BATI-FIX
BE 0741.876.091
Geraardsbergen · Eq €94,130
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-10-2002
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.