PROJEXPERT
ActivePROJEXPERT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €99k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 28% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.02 in 2024; short-term debt: 73.5% and cash: 82.4% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
64.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-01-2026, 184 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
184 d early
2024
139 d early
2023
160 d early
2022
110 d early
2021
125 d early
2020
159 d early
2019
127 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 99.4%
2024 · €20k
2018: €161k
2019: €21k
2020: €21k
2021: €20k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€154k▲ 105%
2024 · €75k
2018: €200k
2019: €240k
2020: €127k
2021: €143k
2022: €111k
2023: €153k
2024: €75k
2018 → 2025
Net result
€99k▼ 2.3%
2024 · €101k
2018: €51k
2019: €58k
2020: €73k
2021: €76k
2022: €78k
2023: €101k
2024: €101k
2018 → 2025
Working capital
€32k▲ 3,170%
2024 · €987
2018: €147k
2019: €13k
2020: €21k
2021: €-32k
2022: €-21k
2023: €-10k
2024: €987
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€41k▲ 99.4%
Operating result€95k-€98k▲ 3.3%€129k▲ 32.3%€129k▼ 0.1%€129k=
Net result€76k-€78k▲ 2.3%€101k▲ 30.2%€101k▲ 0.1%€99k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€9k▼ 56.3%
Current assets
€145k▲ 162%
Equity and liabilities €154k
Equity
€41k▲ 99.4%
Debt
€113k▲ 107%
The debt ratio rises from 72.7% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€140k=
2024 · €140k
Cash flow
€110k▼
2024 · €112k
Solvency
26.5%▼
2024 · 27.3%
Current ratio
1.29▲
2024 · 1.02
Quick ratio
1.29▲
2024 · 1.02
Debt / equity
2.77▲
2024 · 2.67
ROE
242.7%▼
2024 · 495.4%
ROA
64.3%▼
2024 · 135.0%
Interest coverage
1866.28▲
2024 · 1832.29
Debt
€113k▲
2024 · €55k
Debt ≤ 1 year
€113k▲
2024 · €55k
Income taxes
€30k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€154k▲
Fixed assets21/28€19k€9k▼
Tangible fixed assets22/27€19k€9k▼
Plant, machinery and equipment23€493€123▼
Furniture and vehicles24€19k€8k▼
Current assets29/58€56k€145k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€14k€17k▲
Other amounts receivable41€301-
Cash at bank and in hand54/58€41k€127k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€75k€154k▲
Equity10/15€20k€41k▲
Contributions10/11€19k€19k=
Reserves13€2k€22k▲
Distributable reserves133€2k€22k▲
Amounts payable17/49€55k€113k▲
Amounts payable within one year42/48€55k€113k▲
Trade debts44€882€2k▲
Suppliers440/4€882€2k▲
Taxes, remuneration and social security45€14k€22k▲
Taxes450/3€14k€22k▲
Other amounts payable47/48€40k€90k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€94€317▲
Gross operating margin9900€140k€140k▲
Operating profit (loss)9901€129k€129k=
Financial charges65/66B€77€75▼
Recurring financial charges65€77€75▼
Profit (loss) for the period before taxes9903€129k€129k=
Income taxes67/77€28k€30k▲
Profit (loss) for the period9904€101k€99k▼
Profit (loss) for the period to be appropriated9905€101k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€99k▼
Transfer to equity691/2-€20k
To the legal reserve6920-€20k
Profit to be distributed694/7€101k€79k▼
Return on contributions (dividend)694€101k€79k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €101k ▲0.1%
Net result €101k, the highest in the series.
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Baudelaire 191300 WavreGround area
1,025 m²
Building footprint
174 m²
Volume, LiDAR
1,114 m³
Parcel 25772H0069/00A008, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROJEXPERT
since 20162.248.993.894
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0069/00A008 | Wallonia | 1,025 m² | 1 · 174 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NBS GROUP
BE 0795.152.946
Anderlecht · Eq €41k
ZELIG & Co
BE 0560.948.525
Vorst · Eq €41k
NILCON
BE 1025.406.004
Berlare · Eq €41k
SOBEKO
BE 0840.201.330
Waterloo · Eq €41k
ROADFOUR
BE 0888.581.267
Etterbeek · Eq €41k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.