PROJET LAB
ActivePROJET LAB has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 14% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-37
Solvency15▼-1
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.05 in 2024), and 96.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.8%
Return on assets
0.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2149 sector peers (2025).
NBB · sector comparisonPosition among 2149 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €30k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
26 d late
2022
40 d early
2021
52 d early
2020
30 d late
2019
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 83.0%
2024 · €22k
2018: €1k
2019: €4k
2020: €-2k
2021: €5k
2022: €-5k
2023: €-26k
2024: €22k
2018 → 2025
Working capital
€30k▲ 14.3%
2024 · €27k
2018: €20k
2019: €26k
2020: €27k
2021: €34k
2022: €30k
2023: €4k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€30k▼ 13.4%€4k▼ 85.7%€27k▲ 520%€30k▲ 14.3%
Operating result€-28k-€-4k▲ 84.7%€-15k▼ 262%€47k€23k▼ 50.6%
Net result€5k-€-5k€-26k▼ 454%€22k€4k▼ 83.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €792k
Equity
€30k▲ 14.3%
Debt
€762k▲ 45.7%
The debt ratio rises from 95.2% to 96.2%: debt grows faster than equity.
Key figures and ratios
Solvency
3.8%▼
2024 · 4.8%
Current ratio
1.04▼
2024 · 1.05
Quick ratio
0.03▲
2024 · 0.00
Debt / equity
25.16▲
2024 · 19.74
ROE
12.5%▼
2024 · 83.9%
ROA
0.5%▼
2024 · 4.0%
Debt
€762k▲
2024 · €523k
Debt ≤ 1 year
€762k▲
2024 · €523k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€550k€792k▲
Current assets29/58€550k€792k▲
Stocks and contracts in progress3€549k€771k▲
Stocks30/36€549k€771k▲
Amounts receivable within one year40/41€203€2k▲
Trade receivables40€0€1k▲
Other amounts receivable41€203€1k▲
Cash at bank and in hand54/58€0€19k▲
Equity and liabilities
Total equity and liabilities10/49€550k€792k▲
Equity10/15€27k€30k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€5k€8k▲
Amounts payable17/49€523k€762k▲
Amounts payable within one year42/48€523k€762k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€395k€549k▲
Credit institutions430/8€395k€549k▲
Trade debts44€17k€11k▼
Suppliers440/4€17k€11k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€112k€202k▲
Income statement
Code20242025
Other operating charges640/8€387€897▲
Gross operating margin9900€47k€24k▼
Operating profit (loss)9901€47k€23k▼
Financial charges65/66B€25k€19k▼
Recurring financial charges65€20k€19k▼
Non-recurring financial charges66B€5k€0▼
Profit (loss) for the period before taxes9903€22k€4k▼
Profit (loss) for the period9904€22k€4k▼
Profit (loss) for the period to be appropriated9905€22k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Profit (loss) brought forward from the previous period14P€-18k€5k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 363current ratio 832.74
Current ratio from 2.29 to 832.74; short-term debt falls from €26k to €36.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Progrès 84821 DisonGround area
3,585 m²
Building footprint
399 m²
Volume, LiDAR
1,869 m³
2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UPG Solutions
since 20152.241.244.386
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0109/00N000 | Wallonia | 2,513 m² | 1 · 297 m² | 7.0 m · 2 fl. |
| 63017C0240/00D002 | Wallonia | 1,073 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Verhelst Building
BE 0694.528.017
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BORNIK BUILDING COMPANY
BE 1000.574.992
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ANTON CONSTRUCT
BE 1017.748.645
Halen · Eq €30k
PEETERS PRO-jects
BE 0776.614.464
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Quup Construct
BE 0792.734.676
Zemst · Eq €30k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43120Site preparation
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.