Summary
ProjectS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €75k and a net result of €37k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 8023 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
1 d late
2023
30 d late
2022
30 d late
2021
25 d late
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 33.3%
2024 · €112k
2020: €41k
2021: €75k
2022: €103k
2023: €75k
2024: €112k
2020 → 2025
Net result
€37k▼ 2.2%
2024 · €37k
2020: €41k
2021: €34k
2022: €28k
2023: €32k
2024: €37k
2020 → 2025
Total assets
€314k▲ 24.1%
2024 · €253k
2020: €100k
2021: €152k
2022: €202k
2023: €235k
2024: €253k
2020 → 2025
Solvency
23.9%▼ 20.5pp
2024 · 44.4%
2020: 40.9%
2021: 49.2%
2022: 50.8%
2023: 32.0%
2024: 44.4%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€103k▲ 36.9%€75k▼ 26.9%€112k▲ 49.8%€75k▼ 33.3%
Operating result€52k-€42k▼ 18.9%€49k▲ 16.5%€58k▲ 18.0%€58k▼ 0.5%
Net result€34k-€28k▼ 18.7%€32k▲ 14.5%€37k▲ 18.0%€37k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€169k =
Current assets
€145k ▲ 72.4%
Equity and liabilities €314k
Equity
€75k ▼ 33.3%
Debt
€239k ▲ 69.9%
Debt's share of the balance-sheet total rises from 55.6% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
48.7%▲
2024 · 33.3%
ROA
11.7%▼
2024 · 14.8%
Debt ≤ 1 year
€217k▲
2024 · €51k
Debt > 1 year
€0▼
2024 · €75k
Income taxes
€13k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€253k€314k▲
Fixed assets21/28€169k€169k=
Financial fixed assets28€169k€169k=
Current assets29/58€84k€145k▲
Amounts receivable within one year40/41€45k€142k▲
Trade receivables40€44k€142k▲
Other amounts receivable41€871€0▼
Cash at bank and in hand54/58€38k€3k▼
Deferred charges and accrued income490/1€1k€197▼
Equity and liabilities
Total equity and liabilities10/49€253k€314k▲
Equity10/15€112k€75k▼
Contributions10/11€100€100=
Reserves13€112k€75k▼
Distributable reserves133€112k€75k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€141k€239k▲
Amounts payable after more than one year17€75k€0▼
Financial debts170/4€75k€0▼
Amounts payable within one year42/48€51k€217k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€39k€209k▲
Accrued charges and deferred income492/3€15k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10k
Other operating charges640/8€720€583▼
Gross operating margin9900€59k€68k▲
Operating profit (loss)9901€58k€58k▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€51k€50k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€37k€37k▼
Profit (loss) for the period to be appropriated9905€37k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€37k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€37k
Transfer to equity691/2€37k€0▼
To other reserves6921€37k€0▼
Profit to be distributed694/7€0€74k▲
Return on contributions (dividend)694€0€74k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Equity above €100kEq €112k ▲49.8%
5 profitable years in a row build equity to €112k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €28k ▼18.7%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €103k ▲36.9%
3 profitable years in a row build equity to €103k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapucinessenstraat 272000 AntwerpenGround area
368 m²
Building footprint
295 m²
Volume, LiDAR
3,171 m³
Parcel 11804D1908/00M003, Flanders · tallest building 22.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ProjectS
since 20192.294.177.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1908/00M003 | Flanders | 368 m² | 1 · 295 m² | 22.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Innovesta
BE 0740.526.308
Brecht · Eq €75,062
GMP CONSULTING
BE 0759.546.127
Wevelgem · Eq €75,080
STUDIEBUREAU WILLEMS
BE 0758.807.739
Ravels · Eq €75,032
Visionbuild
BE 0730.762.861
Oudenaarde · Eq €75,114
iPROMACO
BE 0537.851.934
Oostkamp · Eq €75,003
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 11,588 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
56210Event catering
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.