PROJECTO
ActivePROJECTO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €67k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 6971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 2.49 in 2024), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
49%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
20 d late
2023
23 d early
2022
21 d late
2021
29 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€136k▲ 79.6%
2024 · €76k
2020: €46k
2021: €71k
2022: €97k
2023: €24k
2024: €76k
2020 → 2025
Net result
€67k▲ 28.1%
2024 · €52k
2020: €30k
2021: €22k
2022: €36k
2023: €-73k
2024: €52k
2020 → 2025
Working capital
€70k▲ 64.3%
2024 · €43k
2020: €31k
2021: €52k
2022: €85k
2023: €15k
2024: €43k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€92k▲ 62.7%€20k▼ 78.6%€47k▲ 137%€114k▲ 142%
Operating result€29k-€46k▲ 58.3%€-73k€53k€85k▲ 61.1%
Net result€22k-€36k▲ 60.6%€-73k€52k€67k▲ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€43k▲ 924%
Current assets
€93k▲ 29.7%
Equity and liabilities €136k
Equity
€114k▲ 142%
Debt
€23k▼ 22.2%
The debt ratio falls from 38.1% to 16.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€86k▲
2024 · €54k
Cash flow
€68k▲
2024 · €54k
Solvency
83.5%▲
2024 · 61.9%
Current ratio
4.12▲
2024 · 2.49
Quick ratio
4.12▲
2024 · 2.49
Debt / equity
0.20▼
2024 · 0.62
ROE
58.7%▼
2024 · 111.0%
ROA
49.0%▼
2024 · 68.7%
Interest coverage
170.15▲
2024 · 91.39
Debt
€23k▼
2024 · €29k
Debt ≤ 1 year
€23k▼
2024 · €29k
Income taxes
€18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€136k▲
Fixed assets21/28€4k€43k▲
Tangible fixed assets22/27€4k€43k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€951€729▼
Other tangible fixed assets26€809€41k▲
Current assets29/58€72k€93k▲
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€15k€13k▼
Other amounts receivable41€8€8=
Cash at bank and in hand54/58€57k€80k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€76k€136k▲
Equity10/15€47k€114k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€37k€104k▲
Amounts payable17/49€29k€23k▼
Amounts payable within one year42/48€29k€23k▼
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45€2k€18k▲
Taxes450/3€2k€18k▲
Other amounts payable47/48€27k€3k▼
Accrued charges and deferred income492/3€120€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€812▼
Other operating charges640/8€2k€96▼
Gross operating margin9900€56k€86k▲
Operating profit (loss)9901€53k€85k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€593€505▼
Recurring financial charges65€593€505▼
Profit (loss) for the period before taxes9903€52k€85k▲
Income taxes67/77-€18k
Profit (loss) for the period9904€52k€67k▲
Profit (loss) for the period to be appropriated9905€52k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€104k▲
Profit (loss) brought forward from the previous period14P€10k€37k▲
Profit to be distributed694/7€25k€0▼
Return on contributions (dividend)694€25k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2020net €67k ▲28.1%
Operating result €85k, net result €67k, both a record.
31-12
Financial
Equity above €100kEq €114k ▲142%
2 profitable years in a row build equity to €114k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-73k ▼304%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 20.99
Current ratio from 4.69 to 20.99; short-term debt falls from €14k to €4k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bruyères d'Inchebroux 191325 Chaumont-GistouxGround area
3,201 m²
Building footprint
62 m²
Volume, LiDAR
509 m³
Parcel 25018C0070/00H000, Wallonia · tallest building 17.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROJECTO
since 20202.300.517.128
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018C0070/00H000 | Wallonia | 3,201 m² | 1 · 62 m² | 17.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.