PROGRESSIO MANAGEMENT
ActivePROGRESSIO MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €125k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.06 in 2024), and 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
25.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
29 d late
2023
27 d late
2022
31 d late
2021
31 d early
2020
8 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 16.0%
2024 · €154k
2019: €54k
2020: €54k
2021: €115k
2022: €54k
2023: €114k
2024: €154k
2019 → 2025
Total assets
€496k▼ 10.5%
2024 · €554k
2019: €123k
2020: €208k
2021: €300k
2022: €306k
2023: €398k
2024: €554k
2019 → 2025
Net result
€125k▼ 30.0%
2024 · €178k
2019: €86k
2020: €116k
2021: €161k
2022: €153k
2023: €151k
2024: €178k
2019 → 2025
Working capital
€-32k
2024 · €14k
2019: €45k
2020: €39k
2021: €97k
2022: €40k
2023: €62k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€54k▼ 53.4%€114k▲ 113%€154k▲ 35.3%€178k▲ 16.0%
Operating result€212k-€202k▼ 4.6%€204k▲ 0.7%€240k▲ 18.2%€160k▼ 33.3%
Net result€161k-€153k▼ 4.5%€151k▼ 1.3%€178k▲ 17.5%€125k▼ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496k
Fixed assets
€307k▲ 2.9%
Current assets
€188k▼ 26.2%
Equity and liabilities €496k
Equity
€178k▲ 16.0%
Debt
€317k▼ 20.7%
The debt ratio falls from 72.2% to 64.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€176k▼
2024 · €246k
Cash flow
€140k▼
2024 · €183k
Solvency
36.0%▲
2024 · 27.8%
Current ratio
0.85▼
2024 · 1.06
Quick ratio
0.85▼
2024 · 1.06
Debt / equity
1.78▼
2024 · 2.60
ROE
69.8%▼
2024 · 115.6%
ROA
25.1%▼
2024 · 32.1%
Interest coverage
21.35▼
2024 · 28.13
Debt
€317k▼
2024 · €400k
Debt ≤ 1 year
€221k▼
2024 · €241k
Debt > 1 year
€96k▼
2024 · €158k
Income taxes
€30k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€554k€496k▼
Fixed assets21/28€299k€307k▲
Tangible fixed assets22/27€297k€306k▲
Land and buildings22€4k€298k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€6k€6k▼
Assets under construction and advance payments27€285k-
Financial fixed assets28€1k€1k=
Current assets29/58€255k€188k▼
Amounts receivable after more than one year29€109k€109k=
Trade receivables290€109k€109k=
Amounts receivable within one year40/41€115k€42k▼
Trade receivables40€84k€172▼
Other amounts receivable41€31k€42k▲
Cash at bank and in hand54/58€22k€29k▲
Deferred charges and accrued income490/1€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€554k€496k▼
Equity10/15€154k€178k▲
Contributions10/11€3k€3k=
Reserves13€151k€176k▲
Distributable reserves133€151k€176k▲
Amounts payable17/49€400k€317k▼
Amounts payable after more than one year17€158k€96k▼
Financial debts170/4€158k€96k▼
Amounts payable within one year42/48€241k€221k▼
Current portion of amounts payable after more than one year42€93k€86k▼
Trade debts44€65k€12k▼
Suppliers440/4€65k€12k▼
Taxes, remuneration and social security45€32k€23k▼
Taxes450/3€32k€23k▼
Other amounts payable47/48€51k€100k▲
Accrued charges and deferred income492/3€309€225▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€16k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€248k€178k▼
Operating profit (loss)9901€240k€160k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€233k€155k▼
Income taxes67/77€55k€30k▼
Profit (loss) for the period9904€178k€125k▼
Profit (loss) for the period to be appropriated9905€178k€125k▼
Appropriation of the result
Profit (loss) to be appropriated9906€178k€125k▼
Transfer from equity791/2€51k-
Transfer to equity691/2€91k€25k▼
To other reserves6921€91k€25k▼
Profit to be distributed694/7€138k€100k▼
Return on contributions (dividend)694€138k€100k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2019net €178k ▲17.5%
Operating result €240k, net result €178k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲35.3%
6 profitable years in a row build equity to €154k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €100kEq €114k ▲113%
5 profitable years in a row build equity to €114k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k ▲115%
3 profitable years in a row build equity to €115k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bruyères 891325 Chaumont-GistouxGround area
2,364 m²
Building footprint
99 m²
Volume, LiDAR
668 m³
Parcel 25018C0198/00T004, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Bruyères 89, 1325 Chaumont-Gistoux
since 20192.289.302.245
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018C0198/00T004 | Wallonia | 2,364 m² | 1 · 99 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRAFFICSHAPING
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ALBATROS COMPLIANCE
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DAVARI
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.